
Connect BTO Affordability Index to ChatGPT and Claude
Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Get precise HDB eligibility and financial planning data.
Developed, maintained, and hosted by Vinkius.
MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED
Waiting for input…
Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.
Your AI does the work. We keep it safe and sound.
No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.
Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

Each Connector runs inside its own sealed environment.
Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.
One switch stops every agent. Instantly.
One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.
Spending limits that pause instead of surprise.
Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.
Three controls, built into the layer your AI connects through.
Curated set · 3 capabilities
We ship only the actions that matter.
01-03
3 capabilities in this set.
Part of 3 available through BTO Affordability Index.
- 01
Calculate bto eligibility
This capability builds a complete financial profile for a couple. It determines if they qualify for a specific flat type and calculates their overall affordability.
- 02
Check grant qualification
This capability verifies the exact amount of grant assistance a couple can receive. It's used to find specific grant totals like the EHG.
- 03
Validate income ceiling
This capability checks if a specific flat type is accessible based on a couple's income. It ensures the user stays within HDB's limits.
Real work
What teams actually run
Couple Planning
A couple uses an agent to see if their current combined income allows them to buy a 5-room flat.
Grant Verification
An agent calculates the exact Enhanced CPF Housing Grant amount for a specific household profile.
Savings Strategy
A user asks how many years they need to save for a downpayment before applying for a BTO.
Eligibility Audits
An agent validates whether a specific flat type is accessible given a user's income data.
One connector, every AI
BTO Affordability Index works with the most popular AI clients.
These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.
Claude
ChatGPT
Gemini
Perplexity
Grok
Microsoft Copilot
Cursor
VS Code
Windsurf
JetBrains
Cline
LangChain
Vercel AI SDK
Lovable
Z.ai
Raycast
Qwen Code
Kimi Code
Le ChatBuilding your own app? The connector is yours to use.
You don't need a client to put BTO Affordability Index to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.
Observed, not estimated
831ms average. Fast in production.
BTO Affordability Index is checked daily against the live service.
- Fastest day
- 638ms
- Slowest day
- 1216ms
- 14-day trend
- Improving-27%
Connect your client
One URL. Every client.
Activate the Connector, copy your link, and paste it into the client you already use. 3 capabilities arrive ready to run.
Preview access · not provider authentication
The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of BTO Affordability Index, so you can see the experience inside your AI.
It does not authenticate your account with BTO Affordability Index. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.
BTO Affordability Index Connector
You're all set. Choose your MCP client and follow the setup instructions.
https://edge.vinkius.com/vk_preview_0N2tYelz5fig5Z4F8HDU76wEBrAWKDBThJ9jnVuN/mcpClaude Desktop
Follow the steps below to connect in seconds.
- 1In Claude Desktop, open Settings → Connectors.
- 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
- 3Click Add and start a new chat — BTO Affordability Index capabilities are ready to use.
{
"mcpServers": {
"bto-affordability-index-mcp": {
"url": "https://edge.vinkius.com/vk_preview_0N2tYelz5fig5Z4F8HDU76wEBrAWKDBThJ9jnVuN/mcp"
}
}
}
Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline
Step-by-step instructions for each client are in the guide. How to connect
Guided setup for Claude? Set up BTO Affordability Index in Claude and other AIs
Who it's for
Built for the work BTO Affordability Index owners hand off.
This MCP is for anyone building agents to assist with Singaporean housing decisions.
- 01
Financial Planners
They hand off complex HDB math to the agent to provide clients with accurate savings timelines.
- 02
Real Estate Agents
They use the agent to quickly verify if a client's income allows them to apply for specific flats.
- 03
Personal Finance Apps
Developers use the capability to power automated housing affordability calculators.
FAQ
Questions BTO Affordability Index owners ask.
- 01
What can this MCP calculate?
It calculates BTO eligibility, income ceiling compliance, grant amounts, and downpayment savings timelines.
- 02
Which AI clients can use this MCP?
You can use it with any MCP-compatible client like Claude, Cursor, Windsurf, or VS Code.
- 03
Does it handle Singaporean housing grants?
Yes, it specifically calculates grant assistance like the Enhanced CPF Housing Grant (EHG).
- 04
Can it check if I qualify for a 5-room flat?
Yes, the capability validates if your income stays within the limits for specific flat types.
- 05
How does it help with downpayment planning?
It calculates the number of years required to save for a downpayment based on the provided financial profile.
- 06
How is the income ceiling checked?
The validate_income_ceiling capability ensures that the combined monthly income does not exceed the limits for the selected flat type, such as 14,000 SGD for 4-room flats.
- 07
Can I check my grant eligibility specifically?
Yes, you can use the check_grant_qualification capability to isolate and calculate the Enhanced CPF Housing Grant (EHG) based on age and income.
- 08
What information is needed for a full affordability profile?
To get a complete profile using calculate_bto_eligibility, you need the combined monthly income, age, first-timer status, target flat type, flat price, CPF OA savings, and monthly savings amount.
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Connect BTO Affordability Index to Claude, Cursor, ChatGPT & more
