
Connect Checkout.com (#1) to ChatGPT, Claude and Gemini
Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Run your entire payment workflow through natural conversation.
Developed, maintained, and hosted by Vinkius.
MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED
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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.
Your AI does the work. We keep it safe and sound.
No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.
Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

Each Connector runs inside its own sealed environment.
Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.
One switch stops every agent. Instantly.
One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.
Spending limits that pause instead of surprise.
Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.
Three controls, built into the layer your AI connects through.
Curated set · 10 capabilities
We ship only the actions that matter.
01-04
4 capabilities in this set.
Part of 10 available through Checkout.com.
- 01
Update instrument
Updates existing payment instruments in the vault. Use this to modify card details or holder information.
- 02
Capture payment
Captures a previously authorized transaction. This moves funds from authorization to a settled state.
- 03
Create instrument
Creates a new payment instrument in the Checkout.com Vault. This provisions a secure JSON payload for future use.
- 04
Delete instrument
Removes a payment instrument from the vault. This action is permanent and clears the instrument from your records.
05-07
3 capabilities in this set.
Part of 10 available through Checkout.com.
- 05
Get payment details
Retrieves specific properties and data for a single payment. Use this to inspect billing logic and transaction status.
- 06
Get instrument
Fetches details for a specific instrument in the vault. It identifies the active data within your vault logic.
- 07
Get payment actions
Lists the specific actions taken on a payment. This helps you see the gateway state and authorization history.
08-10
3 capabilities in this set.
Part of 10 available through Checkout.com.
- 08
Refund payment
Issues a refund for a specific payment. This sends funds back to the original payment network like Visa or Mastercard.
- 09
Request payment
Initiates a new payment request. This identifies and uses records within the Checkout.com gateway.
- 10
Void payment
Voids a payment before it is captured. This stops the transaction and avoids heavy gateway fees.
Real work
What teams actually run
Rapid Refunds
A support agent tells their AI client to refund a specific transaction ID to resolve a customer complaint instantly.
Payment Debugging
A developer asks why a specific payment failed and receives the exact bank decline code from the gateway.
Automated Vaulting
An application uses the AI to securely store a new customer's card details in the Checkout.com Vault.
Financial Reconciliation
A finance professional checks the status of multiple captured payments to ensure they match internal records.
Automate a task
Put Checkout.com to work on one thing.
Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.
One connector, every AI
Checkout.com works with the most popular AI clients.
These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.
Claude
ChatGPT
Gemini
Perplexity
Grok
Microsoft Copilot
Cursor
VS Code
Windsurf
JetBrains
Cline
LangChain
Vercel AI SDK
Lovable
Z.ai
Raycast
Qwen Code
Kimi Code
Le ChatBuilding your own app? The connector is yours to use.
You don't need a client to put Checkout.com to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.
Observed, not estimated
992ms average. Fast in production.
Checkout.com is checked daily against the live service.
- Fastest day
- 782ms
- Slowest day
- 1081ms
- 14-day trend
- Slowing+7%
Connect your client
One URL. Every client.
Activate the Connector, copy your link, and paste it into the client you already use. 10 capabilities arrive ready to run.
Preview access · not provider authentication
The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Checkout.com, so you can see the experience inside your AI.
It does not authenticate your account with Checkout.com. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.
Checkout.com Connector
You're all set. Choose your MCP client and follow the setup instructions.
https://edge.vinkius.com/vk_preview_S3lDg6SN1hdkNWm91f9wcNYP96cnMkScbk1F3NW4/mcpClaude Desktop
Follow the steps below to connect in seconds.
- 1In Claude Desktop, open Settings → Connectors.
- 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
- 3Click Add and start a new chat — Checkout.com capabilities are ready to use.
{
"mcpServers": {
"checkoutcom-1-mcp": {
"url": "https://edge.vinkius.com/vk_preview_S3lDg6SN1hdkNWm91f9wcNYP96cnMkScbk1F3NW4/mcp"
}
}
}
Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline
Step-by-step instructions for each client are in the guide. How to connect
Guided setup for Claude? Set up Checkout.com in Claude and other AIs
Who it's for
Built for the work Checkout.com owners hand off.
This MCP is built for teams that need to interact with Checkout.com without constantly switching to a web dashboard.
- 01
E-commerce Teams
They hand off refund and void tasks to the AI to avoid manual dashboard navigation.
- 02
Developers
They use the AI to test payment logic and debug instrument vaulting via natural language.
- 03
Finance Teams
They use the AI to audit payment statuses and verify captures for faster reconciliation.
- 04
Customer Support
They ask the AI to look up payment history to resolve billing issues quickly.
FAQ
Questions Checkout.com owners ask.
- 01
How do I connect my Checkout.com account?
You subscribe to the MCP on Vinkius and enter your Secret API Key. You can choose between Sandbox for testing or Live for real transactions.
- 02
Which AI clients can I use with this MCP?
This MCP works with any compatible client, including Claude, Cursor, Windsurf, and VS Code.
- 03
Can I test payments without using real money?
Yes, you can select the Sandbox environment during setup to test payment flows safely.
- 04
Is my payment data secure?
The MCP uses your Checkout.com credentials to interact with the official Vault and gateway, maintaining standard security protocols.
- 05
What happens if a payment is voided?
Voiding a payment drops the limits before the capture is finalized, which helps you avoid heavy gateway fees.
- 06
Can my agent help me debug why a payment failed?
Yes. Ask your agent to get payment actions for a specific ID. It returns a detailed trace of everything that happened at the gateway level, identifying exactly why an authorization fell through, from CVV checks to insufficient funds.
- 07
Is it safe to manage card instruments via the AI agent?
Absolutely. The server uses Checkout.com's native Vault logic. Sensitive PANs are wrapped safely, and your API keys are encrypted at rest. The agent only interacts with tokens or vaulted IDs, maintaining high security standards.
- 08
Can I test this in sandbox before going live?
Yes. Simply choose the 'Sandbox' environment during setup and use your sandbox secret key (sk_sbox_...). This allows you to simulate transactions and vaulting logic without processing real money.
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Connect Checkout.com to Claude, Cursor, ChatGPT & more
