How do I connect my GoCardless account?

You need to provide an Access Token from your GoCardless developer settings. Once you add this to the MCP configuration, you can connect it to your AI client in one click.

Can I use this in a sandbox environment?

Yes. You can specify whether you are using the live or sandbox environment during the configuration step.

Which AI clients are compatible?

This MCP works with any compatible client, including Claude, Cursor, Windsurf, and VS Code.

Does this MCP handle both one-off and recurring payments?

Yes. You can use it to trigger single bank debits or manage complex recurring subscription plans.

Can I cancel a payment through the AI?

Yes. You can use the capability to stop pending payments before they are processed by the banks.

How do I find my Access Token?

Log in to your GoCardless dashboard, navigate to Developers > Create > Access Token, and generate a token with the required permissions.

Can I collect a payment in a different currency?

Yes! The collect_payment capability accepts a currency parameter (e.g., GBP, EUR, USD). Ensure the customer's mandate supports the requested currency.

What happens if I try to cancel a payment that was already submitted?

If a payment has already been submitted to the banking system, the stop_pending_payment capability will return an error as the transaction can no longer be halted.

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Connect GoCardless to ChatGPT, Claude and Gemini

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Run your entire direct debit workflow through a single chat interface.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

Waiting for input…

Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 12 capabilities

We ship only the actions that matter.

Capability set01 / 03

01-04

4 capabilities in this set.

Part of 12 available through GoCardless.

01
Create new customer
Add a new payer to your GoCardless account.
02
Get customer details
Retrieve specific contact and profile information for a single payer.
03
Stop pending payment
Cancel a payment that has not yet been processed.
04
Get mandate details
Fetch authorization details to check if a customer's payment permission is valid.

Capability set02 / 03

05-08

4 capabilities in this set.

Part of 12 available through GoCardless.

05
Get payment status
Check the real-time state of a specific transaction, such as whether it is confirmed or failed.
06
List account creditors
Get a list of your payout recipients.
07
List customers
Pull a list of all bank payers in your account.
08
List system events
Access the activity log to see recent system changes and updates.

Capability set03 / 03

09-12

4 capabilities in this set.

Part of 12 available through GoCardless.

09
Collect payment
Initiate a new bank debit collection.
10
List active mandates
View all current payment authorizations from your customers.
11
List payment history
Retrieve a full list of all past transactions.
12
List recurring payments
View all active subscription plans and recurring billing setups.

Real work

What teams actually run

Subscription Monitoring

Check if a customer's recurring payment successfully cleared or if the mandate needs attention.

Rapid Payment Recovery

Identify failed transactions and immediately trigger new collections once issues are resolved.

Automated Onboarding

Add new payers to your system without navigating through complex web dashboards.

Financial Auditing

Pull transaction histories and system event logs to reconcile accounts quickly.

Automate a task

Put GoCardless to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

One connector, every AI

GoCardless works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put GoCardless to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

955ms average. Fast in production.

GoCardless is checked daily against the live service.

Daily averagePeak 1108ms

Oct 3Today

Fastest day: 797ms
Slowest day: 1108ms
14-day trend: Slowing+21%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 12 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of GoCardless, so you can see the experience inside your AI.

It does not authenticate your account with GoCardless. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

GoCardless Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_GrfGxtbtRmwEWVwfKTgdnegX4TYVLUMUkehwNfJF/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — GoCardless capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "gocardless-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_GrfGxtbtRmwEWVwfKTgdnegX4TYVLUMUkehwNfJF/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up GoCardless in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work GoCardless owners hand off.

This MCP is built for professionals managing high-volume bank collections and recurring billing cycles.

01
Finance Teams
They use the agent to check payment statuses and reconcile payouts via chat.
02
Billing Managers
They hand off customer creation and mandate verification to the AI.
03
SaaS Founders
They monitor subscription health and manage failed payments through simple queries.

FAQ

Questions GoCardless owners ask.

01
How do I connect my GoCardless account?
You need to provide an Access Token from your GoCardless developer settings. Once you add this to the MCP configuration, you can connect it to your AI client in one click.
02
Can I use this in a sandbox environment?
Yes. You can specify whether you are using the live or sandbox environment during the configuration step.
03
Which AI clients are compatible?
This MCP works with any compatible client, including Claude, Cursor, Windsurf, and VS Code.
04
Does this MCP handle both one-off and recurring payments?
Yes. You can use it to trigger single bank debits or manage complex recurring subscription plans.
05
Can I cancel a payment through the AI?
Yes. You can use the capability to stop pending payments before they are processed by the banks.
06
How do I find my Access Token?
Log in to your GoCardless dashboard, navigate to Developers > Create > Access Token, and generate a token with the required permissions.
07
Can I collect a payment in a different currency?
Yes! The collect_payment capability accepts a currency parameter (e.g., GBP, EUR, USD). Ensure the customer's mandate supports the requested currency.
08
What happens if I try to cancel a payment that was already submitted?
If a payment has already been submitted to the banking system, the stop_pending_payment capability will return an error as the transaction can no longer be halted.

Explore

More in Money Moves

Connect GoCardless to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-04

Create new customer

Get customer details

Stop pending payment

Get mandate details

05-08

Get payment status

List account creditors

List customers

List system events

09-12

Collect payment

List active mandates

List payment history

List recurring payments

What teams actually run

Subscription Monitoring

Rapid Payment Recovery

Automated Onboarding

Financial Auditing

Building your own app? The connector is yours to use.

GoCardless Connector

Claude Desktop

Finance Teams

Billing Managers

SaaS Founders

How do I connect my GoCardless account?

Can I use this in a sandbox environment?

Which AI clients are compatible?

Does this MCP handle both one-off and recurring payments?

Can I cancel a payment through the AI?

How do I find my Access Token?

Can I collect a payment in a different currency?

What happens if I try to cancel a payment that was already submitted?

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