How do I connect my GoCardless account?

You need to provide an Access Token from your GoCardless developer settings. Once you add this to the MCP configuration, you can connect it to your AI client.

Can I use this in a testing environment?

Yes, you can specify the sandbox environment in the configuration to test payment flows without using real money.

Which AI clients are compatible?

This MCP works with any compatible client, including Claude, Cursor, Windsurf, and VS Code.

Can the AI cancel a payment?

Yes, you can instruct your agent to stop a pending payment if it hasn't been processed by the bank yet.

Does this work for recurring subscriptions?

Yes, the MCP includes capabilities to list and manage recurring payment plans and subscriptions.

How do I find my Access Token?

Log in to your GoCardless dashboard, navigate to Developers > Create > Access Token, and generate a token with the required permissions.

Can I collect a payment in a different currency?

Yes! The collect_payment capability accepts a currency parameter (e.g., GBP, EUR, USD). Ensure the customer's mandate supports the requested currency.

What happens if I try to cancel a payment that was already submitted?

If a payment has already been submitted to the banking system, the stop_pending_payment capability will return an error as the transaction can no longer be halted.

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Connect GoCardless (Alternative) to ChatGPT and Claude

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Run your entire direct debit workflow through a single chat interface.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 12 capabilities

We ship only the actions that matter.

Capability set01 / 03

01-04

4 capabilities in this set.

Part of 12 available through GoCardless.

01
Get customer details
This capability pulls specific information about a bank payer.
02
Get mandate details
Use this to retrieve authorization details for a specific payment mandate.
03
Get payment status
This capability checks the current state of a specific transaction.
04
List account creditors
This capability provides a list of your payout recipients.

Capability set02 / 03

05-08

4 capabilities in this set.

Part of 12 available through GoCardless.

05
List customers
Use this to get a list of all bank payers in your account.
06
List payment history
This capability retrieves a full list of all past transactions.
07
List recurring payments
Use this to view all active subscription plans.
08
Stop pending payment
This capability cancels a payment that has not yet been processed.

Capability set03 / 03

09-12

4 capabilities in this set.

Part of 12 available through GoCardless.

09
Collect payment
Use this to trigger a new payment collection.
10
Create new customer
This capability adds a new bank payer to your account.
11
List active mandates
Use this to see all current payment authorizations.
12
List system events
This capability pulls the activity log for your account.

Real work

What teams actually run

Subscription Management

Manage recurring billing plans and monitor subscription health through your agent.

Payment Reconciliation

Instantly check if a specific transaction was confirmed or failed.

Customer Onboarding

Add new bank payers to your system without leaving your chat interface.

Error Correction

Stop a pending payment immediately if a customer requests a cancellation.

Automate a task

Put GoCardless to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

One connector, every AI

GoCardless works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put GoCardless to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 12 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of GoCardless, so you can see the experience inside your AI.

It does not authenticate your account with GoCardless. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

GoCardless Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_dswxEi19Iyr6kuoNDdTVZzkc9hmgPkEUrJgcx9WG/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — GoCardless capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "gocardless-alternative-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_dswxEi19Iyr6kuoNDdTVZzkc9hmgPkEUrJgcx9WG/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up GoCardless in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work GoCardless owners hand off.

This MCP is built for professionals managing high-volume bank transfers and recurring billing cycles.

01
Finance Teams
They use the agent to reconcile payouts and check payment statuses.
02
Billing Managers
They hand off customer creation and mandate verification to the AI.
03
SaaS Founders
They monitor subscription health and handle failed payments through chat.

FAQ

Questions GoCardless owners ask.

01
How do I connect my GoCardless account?
You need to provide an Access Token from your GoCardless developer settings. Once you add this to the MCP configuration, you can connect it to your AI client.
02
Can I use this in a testing environment?
Yes, you can specify the sandbox environment in the configuration to test payment flows without using real money.
03
Which AI clients are compatible?
This MCP works with any compatible client, including Claude, Cursor, Windsurf, and VS Code.
04
Can the AI cancel a payment?
Yes, you can instruct your agent to stop a pending payment if it hasn't been processed by the bank yet.
05
Does this work for recurring subscriptions?
Yes, the MCP includes capabilities to list and manage recurring payment plans and subscriptions.
06
How do I find my Access Token?
Log in to your GoCardless dashboard, navigate to Developers > Create > Access Token, and generate a token with the required permissions.
07
Can I collect a payment in a different currency?
Yes! The collect_payment capability accepts a currency parameter (e.g., GBP, EUR, USD). Ensure the customer's mandate supports the requested currency.
08
What happens if I try to cancel a payment that was already submitted?
If a payment has already been submitted to the banking system, the stop_pending_payment capability will return an error as the transaction can no longer be halted.

Explore

More in Money Moves

Connect GoCardless to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-04

Get customer details

Get mandate details

Get payment status

List account creditors

05-08

List customers

List payment history

List recurring payments

Stop pending payment

09-12

Collect payment

Create new customer

List active mandates

List system events

What teams actually run

Subscription Management

Payment Reconciliation

Customer Onboarding

Error Correction

Building your own app? The connector is yours to use.

GoCardless Connector

Claude Desktop

Finance Teams

Billing Managers

SaaS Founders

How do I connect my GoCardless account?

Can I use this in a testing environment?

Which AI clients are compatible?

Can the AI cancel a payment?

Does this work for recurring subscriptions?

How do I find my Access Token?

Can I collect a payment in a different currency?

What happens if I try to cancel a payment that was already submitted?

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