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Connect Household Expense Settlement to ChatGPT and Claude

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Balance the books without the math headache.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

ChatGPTClaudeCursorPerplexityGeminiMicrosoft CopilotRaycastMeta AI

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

A futuristic MCP client docking bay
V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 4 capabilities

We ship only the actions that matter.

Capability set01 / 01

01-04

4 capabilities in this set.

Part of 4 available through Household Expense Settlement.

  1. 01

    Get expense summary

    This capability provides a high-level overview of all total household spending.

  2. 02

    Generate settlement plan

    This capability creates a plan that uses the minimum number of transfers to settle all debts.

  3. 03

    Validate weights

    This capability checks if your assigned ownership percentages are mathematically valid.

  4. 04

    Calculate individual standings

    This capability determines the net financial position of each person based on their payments and ownership weights.

Real work

What teams actually run

01

Roommate Bill Splitting

Split a utility bill where one person pays a larger share based on room size.

02

Family Expense Tracking

Calculate how much each parent owes the household fund after monthly shopping trips.

03

Group Travel Expenses

Settle up costs for a shared vacation where different people covered different items.

04

Co-living Settlements

Use minimal transfer logic to settle monthly rent and grocery costs among several residents.

One connector, every AI

Household Expense Settlement works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

ClaudeClaudeChatGPTChatGPTGeminiGeminiPerplexityPerplexityGrokGrokMicrosoft CopilotMicrosoft CopilotCursorCursorVS CodeVS CodeWindsurfWindsurfJetBrainsJetBrainsClineClineLangChainLangChainVercel AI SDKVercel AI SDKLovableLovableZ.aiZ.aiRaycastRaycastQwen CodeQwen CodeKimi CodeKimi CodeLe ChatLe Chat

Building your own app? The connector is yours to use.

You don't need a client to put Household Expense Settlement to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

956ms average. Fast in production.

Household Expense Settlement is checked daily against the live service.

Daily averagePeak 1151ms
Oct 4Today
Fastest day
750ms
Slowest day
1151ms
14-day trend
Improving-16%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 4 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Household Expense Settlement, so you can see the experience inside your AI.

It does not authenticate your account with Household Expense Settlement. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Household Expense Settlement Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_owzqWoy1UsYijNBNLrHgIFVb6Y8iDzkyC15vfSe9/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Household Expense Settlement capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "household-expense-settlement-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_owzqWoy1UsYijNBNLrHgIFVb6Y8iDzkyC15vfSe9/mcp"
    }
  }
}
  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up Household Expense Settlement in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work Household Expense Settlement owners hand off.

This is for anyone living in a shared space who wants to automate the math of splitting bills.

  • 01

    Roommates

    Hand off receipt totals and ownership splits to the AI to get a clear payment plan.

  • 02

    Heads of Household

    Use the agent to track family spending and manage reimbursements between members.

  • 03

    Property Managers

    Let the AI calculate shared utility or maintenance costs for multiple occupants.

FAQ

Questions Household Expense Settlement owners ask.

  • 01

    How does this MCP handle unequal splits?

    It uses ownership weights to assign costs. You tell the agent the percentage each person is responsible for, and it calculates the balance accordingly.

  • 02

    Can I use this with Claude or Cursor?

    Yes. You can connect this MCP to any compatible client like Claude, Cursor, or Windsurf.

  • 03

    What does a settlement plan do?

    It identifies the most efficient way to settle debts, aiming for the fewest number of money transfers between people.

  • 04

    Do I need to host this myself?

    No. Vinkius hosts and manages the MCP for you. You just connect it to your client.

  • 05

    How do I ensure my split percentages are correct?

    The MCP includes a capability to validate weights, which checks that your ownership percentages are mathematically sound.

  • 06

    How does the settlement plan work?

    The generate_settlement_plan capability uses a strategy to minimize the number of transactions by matching the largest debtors with the largest creditors.

  • 07

    What happens if my ownership weights don't add up to 100%?

    You can use the validate_weights capability to check your weights. The engine requires that the sum of all ownership weights equals exactly 1.0.

  • 08

    Can I see a summary of all spending?

    Yes, the get_expense_summary capability provides the total expenses, transaction count, and identifies the top contributor.

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