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Connect Shared Expense Settlement Plan to ChatGPT and Claude

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Turn messy group spending into clear payment instructions.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

ChatGPTClaudeCursorPerplexityGeminiMicrosoft CopilotRaycastMeta AI

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

A futuristic MCP client docking bay
V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 4 capabilities

We ship only the actions that matter.

Capability set01 / 01

01-04

4 capabilities in this set.

Part of 4 available through Shared Expense Settlement Plan.

  1. 01

    Generate settlement transfers

    This capability creates the most efficient payment instructions to settle all debts. It calculates the fewest number of transfers required to get everyone to a zero balance.

  2. 02

    Get participant action lists

    This capability generates a personalized list of actions for each person. It tells every participant exactly how much they need to pay or receive.

  3. 03

    Calculate net positions

    This capability determines the final balance for every person in the group. It identifies who is overall in debt and who is owed money.

  4. 04

    Summarize settlement plan

    This capability produces a concise summary of the entire settlement process. It's designed to be copied and sent directly to a group for quick resolution.

Real work

What teams actually run

01

Group Travel

After a weekend trip, you give the AI the list of who paid for hotels, gas, and food to get a final settlement plan.

02

Shared Housing

Split utility bills or bulk grocery runs among roommates without manual spreadsheets.

03

Dinner Parties

Quickly calculate how much each person owes when one person puts the whole meal on their card.

04

Small Business Expenses

Settle small debts between team members who covered various project costs.

One connector, every AI

Shared Expense Settlement Plan works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

ClaudeClaudeChatGPTChatGPTGeminiGeminiPerplexityPerplexityGrokGrokMicrosoft CopilotMicrosoft CopilotCursorCursorVS CodeVS CodeWindsurfWindsurfJetBrainsJetBrainsClineClineLangChainLangChainVercel AI SDKVercel AI SDKLovableLovableZ.aiZ.aiRaycastRaycastQwen CodeQwen CodeKimi CodeKimi CodeLe ChatLe Chat

Building your own app? The connector is yours to use.

You don't need a client to put Shared Expense Settlement Plan to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

1039ms average. Fast in production.

Shared Expense Settlement Plan is checked daily against the live service.

Daily averagePeak 1146ms
Oct 14Today
Fastest day
895ms
Slowest day
1146ms
14-day trend
Slowing+18%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 4 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Shared Expense Settlement Plan, so you can see the experience inside your AI.

It does not authenticate your account with Shared Expense Settlement Plan. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Shared Expense Settlement Plan Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_LdMRLQjOi1Fx4YbMgSvBTEG80HODKZPAJqAOxp3U/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Shared Expense Settlement Plan capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "shared-expense-settlement-plan-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_LdMRLQjOi1Fx4YbMgSvBTEG80HODKZPAJqAOxp3U/mcp"
    }
  }
}
  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up Shared Expense Settlement Plan in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work Shared Expense Settlement Plan owners hand off.

This is for anyone managing money for a group where multiple people are paying for different things.

  • 01

    Travel Organizers

    They hand off raw receipts and trip costs to the AI to get a final payment plan.

  • 02

    Roommates

    They use it to settle monthly shared household bills and grocery splits.

  • 03

    Event Coordinators

    They use it to manage group spending for dinners, parties, or small gatherings.

FAQ

Questions Shared Expense Settlement Plan owners ask.

  • 01

    How do I use this MCP with my AI?

    You connect it once through the Vinkius platform. After that, you can use it directly within any MCP-compatible client like Claude or Cursor.

  • 02

    Do I need to manually calculate the totals first?

    No. You can provide the raw expense data, and the MCP capabilities will handle the math, including calculating net positions.

  • 03

    Can it minimize the number of payments people have to make?

    Yes. The generate_settlement_transfers capability is specifically designed to create optimized payment instructions.

  • 04

    What if I want to send the results to a group chat?

    You can use the summarize_settlement_plan capability to create a clean, concise summary that is ready to be copied and pasted.

  • 05

    Does this work for large groups?

    Yes. The MCP is built to handle multiple participants and calculate the specific actions for each person.

  • 06

    How does the settlement optimization work?

    The system uses generate_settlement_transfers to match the largest debtors with the largest creditors, minimizing the total number of transactions needed to clear all debts.

  • 07

    Can I customize how much each person pays?

    Yes, you can define specific split rules for each expense, such as equal shares, fixed amounts, or percentage allocations.

  • 08

    What is a net position?

    A net position is the final balance of a participant, calculated by calculate_net_positions. A positive balance means they are owed money, while a negative balance means they owe money.

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