
Connect Increase to ChatGPT, Claude and Gemini
Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Automate US commercial banking directly through your AI agent.
Developed, maintained, and hosted by Vinkius.
MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED
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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.
Your AI does the work. We keep it safe and sound.
No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.
Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

Each Connector runs inside its own sealed environment.
Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.
One switch stops every agent. Instantly.
One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.
Spending limits that pause instead of surprise.
Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.
Three controls, built into the layer your AI connects through.
Curated set · 12 capabilities
We ship only the actions that matter.
01-04
4 capabilities in this set.
Part of 12 available through Increase.
- 01
Increase list cards
This capability pulls a list of all currently active cards you have issued.
- 02
Increase list transactions
Use this to extract the booked financial history for your accounts.
- 03
Increase simulate inbound wire
This sandbox capability simulates a received Wire transfer for testing purposes.
- 04
Increase create card
This capability issues a new physical or virtual debit card tied to a specific account.
05-08
4 capabilities in this set.
Part of 12 available through Increase.
- 05
Increase list accounts
This capability returns a list of all sub-accounts under your existing charter.
- 06
Increase create account
This capability programmatically spins up a brand new bank account.
- 07
Increase create ach
Use this to push an outbound ACH transfer to any US bank.
- 08
Increase create routing number
This capability generates new ABA routing and account number data.
09-12
4 capabilities in this set.
Part of 12 available through Increase.
- 09
Increase create wire
Use this to send a same-day US Wire transfer.
- 10
Increase get balance
This capability fetches the real-time ledger balance for a specific account.
- 11
Increase list transfers
Use this capability to audit all outbound transfers you have made.
- 12
Increase simulate inbound ach
This sandbox capability triggers a simulated inbound ACH deposit to test your logic.
Real work
What teams actually run
Automated Sub-Ledgers
Create unique accounts for different departments or clients to keep balances separate.
Supplier Payments
Directly inject funds into a supplier's account using ACH or Wire transfers.
Testing Payment Logic
Use simulated inbound ACH hits to ensure your system reacts correctly to deposits.
Corporate Expense Control
Issue virtual cards to specific employees or services to control spending.
Automate a task
Put Increase to work on one thing.
Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.
One connector, every AI
Increase works with the most popular AI clients.
These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.
Claude
ChatGPT
Gemini
Perplexity
Grok
Microsoft Copilot
Cursor
VS Code
Windsurf
JetBrains
Cline
LangChain
Vercel AI SDK
Lovable
Z.ai
Raycast
Qwen Code
Kimi Code
Le ChatBuilding your own app? The connector is yours to use.
You don't need a client to put Increase to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.
Observed, not estimated
871ms average. Fast in production.
Increase is checked daily against the live service.
- Fastest day
- 788ms
- Slowest day
- 1013ms
- 14-day trend
- Stable+1%
Connect your client
One URL. Every client.
Activate the Connector, copy your link, and paste it into the client you already use. 12 capabilities arrive ready to run.
Preview access · not provider authentication
The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Increase, so you can see the experience inside your AI.
It does not authenticate your account with Increase. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.
Increase Connector
You're all set. Choose your MCP client and follow the setup instructions.
https://edge.vinkius.com/vk_preview_vDFyElLrwlNGdmX84MXjoEnqzdnk59cnDDnFD4N6/mcpClaude Desktop
Follow the steps below to connect in seconds.
- 1In Claude Desktop, open Settings → Connectors.
- 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
- 3Click Add and start a new chat — Increase capabilities are ready to use.
{
"mcpServers": {
"increase-mcp": {
"url": "https://edge.vinkius.com/vk_preview_vDFyElLrwlNGdmX84MXjoEnqzdnk59cnDDnFD4N6/mcp"
}
}
}
Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline
Step-by-step instructions for each client are in the guide. How to connect
Guided setup for Claude? Set up Increase in Claude and other AIs
Who it's for
Built for the work Increase owners hand off.
This MCP is built for technical teams building financial infrastructure or managing complex corporate treasury.
- 01
Platform Builders
They use the MCP to build Banking-as-a-Service (BaaS) software that automates money mapping.
- 02
Corporate Ops
They use it to manage temporary routing numbers and automate high-value wire transfers.
- 03
DevOps Engineers
They use the sandbox capabilities to validate that their automated payment scripts work correctly.
FAQ
Questions Increase owners ask.
- 01
Can I test transfers without using real money?
Yes. You can use the sandbox capabilities to simulate inbound ACH and Wire transfers to test your logic.
- 02
What kind of transfers can the AI perform?
The MCP can execute both ACH transfers and same-day US Wire transfers.
- 03
How do I manage multiple accounts?
You can use the capability to programmatically create new accounts that act as separate sub-ledgers.
- 04
Is this for personal use or business use?
This is a commercial banking MCP designed for platform builders and corporate operations.
- 05
How do I see my current balance?
You can ask your AI client to fetch the real-time ledger balance for any specific account.
- 06
Can I test money flows safely without losing real funds?
Absolutely. Increase has a top-tier sandbox environment. In your MCP settings, pass a Sandbox API Key (starting with sk_test_) and optionally set the environment to 'sandbox'. We even implemented literal capability overrides like increase_simulate_inbound_ach which are intentionally restricted exclusively to simulating inbound events on your test environment.
- 07
Does adding a new account via the Agent require paperwork?
No! Assuming your global LLC has already passed initial onboarding and your Entity object handles compliance, any subsequent programmatic calls to increase_create_account yield a fully compliant sub-ledger and associated numbers instantaneously contextually within the UI chat responses.
- 08
What is the difference between ACH and Wire transfer arrays here?
ACH acts through clearing houses taking normally 1-3 business days suited perfectly for non-urgent vendor mass payouts (create_ach). Wire transfers (create_wire) tie directly to Fedwire routing logic hitting banks internally within minutes - often bearing a slight static fee. Dictate which the bot should invoke based on liquidity needs.
- 09
How can I trace a specific payment?
We've added increase_list_transactions to handle historical booked transfers strictly by ID limits, exposing whether money cleared Fed limits safely.
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Connect Increase to Claude, Cursor, ChatGPT & more
