What can this MCP do with my insurance data?

It calculates the financial impact of different policy structures, including premiums, deductibles, and coverage limits.

How does it help me choose between two policies?

It uses the find_optimal_policy capability to compare the expected costs of different options based on your risk profile.

Can it tell me if I am underinsured?

Yes, the calculate_coverage_gap capability identifies the difference between your policy limit and an expected loss.

Which AI clients can I use with this MCP?

You can use this with any MCP-compatible client like Claude, Cursor, Windsurf, or VS Code.

Do I need to host the MCP myself?

No, Vinkius hosts and manages the MCP for you. You just connect and start using the capabilities.

How does the capability calculate the cost of a claim?

The claim cost is the sum of the annual premium and the policyholder's responsibility, which is the lesser of the deductible or the actual claim size.

Can I compare multiple policies at once?

Yes, you can use find_optimal_policy to compare a list of different policy configurations and identify the one with the lowest expected annual cost.

What is a coverage gap?

A coverage gap occurs when the expected loss exceeds the insurance coverage limit. You can use calculate_coverage_gap to find this specific amount.

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Connect Insurance Deductible Comparator to your AI

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Calculate the real cost of your insurance coverage.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 4 capabilities

We ship only the actions that matter.

Capability set01 / 01

01-04

4 capabilities in this set.

Part of 4 available through Insurance Deductible Comparator.

01
Compare policy scenarios
This capability compares the total cost of different policy setups by looking at both no-claim and claim scenarios.
02
Evaluate risk exposure
Use this to calculate your expected annual costs by factoring in the probability of a claim.
03
Find optimal policy
This capability identifies which policy among several options offers the best financial value.
04
Calculate coverage gap
This capability determines if your current policy limits are high enough to cover an expected loss.

Real work

What teams actually run

Choosing a New Policy

Input multiple quotes to find which combination of premium and deductible is cheapest over time.

Risk Assessment

Calculate how much you should expect to pay annually based on the likelihood of a claim.

Coverage Auditing

Check if your current limits will leave you paying out of pocket for a major loss.

Scenario Testing

Compare the cost of a 'no-claim' year against a year where a specific loss occurs.

One connector, every AI

Insurance Deductible Comparator works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put Insurance Deductible Comparator to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

867ms average. Fast in production.

Insurance Deductible Comparator is checked daily against the live service.

Daily averagePeak 1140ms

Oct 4Today

Fastest day: 710ms
Slowest day: 1140ms
14-day trend: Improving-16%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 4 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Insurance Deductible Comparator, so you can see the experience inside your AI.

It does not authenticate your account with Insurance Deductible Comparator. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Insurance Deductible Comparator Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_TZhkdoRI7GvQjlXxkWFuQB50L1FSfzuTWDWjXUNP/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — Insurance Deductible Comparator capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "insurance-deductible-comparator-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_TZhkdoRI7GvQjlXxkWFuQB50L1FSfzuTWDWjXUNP/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up Insurance Deductible Comparator in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work Insurance Deductible Comparator owners hand off.

This MCP is built for anyone managing financial risk or evaluating insurance contracts.

01
Insurance Brokers
Hand off policy data to the AI to quickly generate comparisons for clients.
02
Risk Managers
Use the agent to model annual exposure and coverage adequacy.
03
Financial Planners
Let the AI calculate the long-term cost impact of different insurance structures for clients.

FAQ

Questions Insurance Deductible Comparator owners ask.

01
What can this MCP do with my insurance data?
It calculates the financial impact of different policy structures, including premiums, deductibles, and coverage limits.
02
How does it help me choose between two policies?
It uses the find_optimal_policy capability to compare the expected costs of different options based on your risk profile.
03
Can it tell me if I am underinsured?
Yes, the calculate_coverage_gap capability identifies the difference between your policy limit and an expected loss.
04
Which AI clients can I use with this MCP?
You can use this with any MCP-compatible client like Claude, Cursor, Windsurf, or VS Code.
05
Do I need to host the MCP myself?
No, Vinkius hosts and manages the MCP for you. You just connect and start using the capabilities.
06
How does the capability calculate the cost of a claim?
The claim cost is the sum of the annual premium and the policyholder's responsibility, which is the lesser of the deductible or the actual claim size.
07
Can I compare multiple policies at once?
Yes, you can use find_optimal_policy to compare a list of different policy configurations and identify the one with the lowest expected annual cost.
08
What is a coverage gap?
A coverage gap occurs when the expected loss exceeds the insurance coverage limit. You can use calculate_coverage_gap to find this specific amount.

Explore

More in Finance

Connect Insurance Deductible Comparator to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-04

Compare policy scenarios

Evaluate risk exposure

Find optimal policy

Calculate coverage gap

What teams actually run

Choosing a New Policy

Risk Assessment

Coverage Auditing

Scenario Testing

Building your own app? The connector is yours to use.

Insurance Deductible Comparator Connector

Claude Desktop

Insurance Brokers

Risk Managers

Financial Planners

What can this MCP do with my insurance data?

How does it help me choose between two policies?

Can it tell me if I am underinsured?

Which AI clients can I use with this MCP?

Do I need to host the MCP myself?

How does the capability calculate the cost of a claim?

Can I compare multiple policies at once?

What is a coverage gap?

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