Use loan-comparator with your AI.
Connect your account once and let the AI you already use work with it, without building another integration. Empower your AI Agent with deterministic financial modeling. Instantly compare loan options and calculate exact amortization schedules offline, guaranteeing pre
Developed, maintained, and hosted by Vinkius.
MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED
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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.
Complete set · 4 capabilities
The complete loan-comparator capability set.
These are the exact actions your AI can choose when you ask it to work with loan-comparator.
01-04
4 capabilities in this set.
Part of 4 available through loan-comparator.
- 01
Calculate effective interest rate
Converts a nominal annual interest rate into an effective annual rate (EAR) based on compounding periods
- 02
Calculate loan amortization
Provide principal, annual rate, months, and type. Calculates total interest, total paid, and installments for a specific loan (PRICE or SAC)
- 03
Calculate loan payoff speed
Calculates the time and interest saved by making an extra monthly payment towards the principal
- 04
Compare two loans
Directly compares two distinct loan offers and determines which one is mathematically cheaper over the full term
Observed, not estimated
827ms average. Fast in production.
loan-comparator is checked daily against the live service.
- Fastest day
- 695ms
- Slowest day
- 983ms
- 14-day trend
- Slowing+6%
Connect your client
One URL. Every client.
Activate the Connector, copy your link, and paste it into the client you already use. 4 capabilities arrive ready to run.
Preview access · not provider authentication
The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of loan-comparator, so you can see the experience inside your AI.
It does not authenticate your account with loan-comparator. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.
loan-comparator Connector
You're all set. Choose your MCP client and follow the setup instructions.
https://edge.vinkius.com/vk_preview_YhnkwpJPcO3udjyVS6WjceTOqQvQR7mbUdNdLED3/mcpClaude Desktop
Follow the steps below to connect in seconds.
- 1In Claude Desktop, open Settings → Connectors.
- 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
- 3Click Add and start a new chat — loan-comparator capabilities are ready to use.
{
"mcpServers": {
"intelligent-loan-comparator-mcp": {
"url": "https://edge.vinkius.com/vk_preview_YhnkwpJPcO3udjyVS6WjceTOqQvQR7mbUdNdLED3/mcp"
}
}
}
Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline
Step-by-step instructions for each client are in the guide. How to connect
FAQ
Questions loan-comparator owners ask.
- 01
Does it support both PRICE and SAC amortization?
Yes. The calculate_loan_amortization capability flawlessly computes both standard PRICE (fixed installments) and SAC (constant principal payment) amortization schedules, returning first/last installments, total interest, and total cost.
- 02
Can I see how much I save by paying extra each month?
Absolutely. The calculate_loan_payoff_speed capability shows you exactly how many months you shave off and how much interest you save by adding an extra monthly payment to your principal.
- 03
What is the difference between nominal and effective interest rates?
Banks advertise nominal rates, but compounding makes the real cost higher. The calculate_effective_interest_rate capability converts any nominal annual rate into the true effective annual rate (EAR) based on how often interest compounds.
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