Use Monzo with your AI.
Connect your account once and let the AI you already use work with it, without building another integration. Universal Monzo intelligence. check balances, accounts, and transactions via AI.
Developed, maintained, and hosted by Vinkius.
MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED
Waiting for input…
Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.
Complete set · 3 capabilities
The complete Monzo capability set.
These are the exact actions your AI can choose when you ask it to work with Monzo.
01-03
3 capabilities in this set.
Part of 3 available through Monzo.
- 01
Get monzo transactions
Get recent transactions
- 02
Get monzo accounts
List all Monzo accounts
- 03
Get monzo balance
Get balance for a Monzo account
Observed, not estimated
801ms average. Fast in production.
Monzo is checked daily against the live service.
- Fastest day
- 681ms
- Slowest day
- 970ms
- 14-day trend
- Stable+2%
Connect your client
One URL. Every client.
Activate the Connector, copy your link, and paste it into the client you already use. 3 capabilities arrive ready to run.
Preview access · not provider authentication
The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Monzo, so you can see the experience inside your AI.
It does not authenticate your account with Monzo. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.
Monzo Connector
You're all set. Choose your MCP client and follow the setup instructions.
https://edge.vinkius.com/vk_preview_MhAnQg95XWb1YBdF83Vd4ispKt0rMkeGtcfPTRgk/mcpClaude Desktop
Follow the steps below to connect in seconds.
- 1In Claude Desktop, open Settings → Connectors.
- 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
- 3Click Add and start a new chat — Monzo capabilities are ready to use.
{
"mcpServers": {
"monzo-banking-mcp": {
"url": "https://edge.vinkius.com/vk_preview_MhAnQg95XWb1YBdF83Vd4ispKt0rMkeGtcfPTRgk/mcp"
}
}
}
Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline
Step-by-step instructions for each client are in the guide. How to connect
FAQ
Questions Monzo owners ask.
- 01
Can I see how much I spent today?
Yes! Use the get_monzo_balance capability. The response includes a spend_today value that shows your total expenditures for the current day.
- 02
How do I find my Account ID?
First, call the get_monzo_accounts capability. It will return a list of all your accounts with their corresponding GIDs (IDs). Use these IDs for balance and transaction queries.
- 03
Is it safe to share my Monzo token?
Your token is encrypted at rest and only injected securely at runtime. Never share your token with unauthorized persons. We recommend using a limited-scope token if available.
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