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Connect N26 Banking to ChatGPT, Claude and Gemini

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Manage your personal finances through a single chat interface.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

ChatGPTClaudeCursorPerplexityGeminiMicrosoft CopilotRaycastMeta AI

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

A futuristic MCP client docking bay
V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 3 capabilities

We ship only the actions that matter.

Capability set01 / 01

01-03

3 capabilities in this set.

Part of 3 available through N26.

  1. 01

    Get n26 accounts

    This capability lists all your N26 accounts so your agent knows exactly which ones you have available.

  2. 02

    Get n26 transactions

    This capability pulls your recent N26 transaction history for spending audits.

  3. 03

    Get n26 spaces

    Use this to retrieve the details and current balances of your N26 Spaces.

Real work

What teams actually run

01

Budget Tracking

Ask your agent to summarize recent spending to see if you are staying within your limits.

02

Savings Management

Check how much you have accumulated in specific N26 Spaces for upcoming goals.

03

Quick Balance Checks

Get your current balance and IBAN without unlocking your phone and opening the N26 app.

04

Transaction Auditing

Verify recent payments to specific vendors to ensure your records are accurate.

Automate a task

Put N26 to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

One connector, every AI

N26 works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

ClaudeClaudeChatGPTChatGPTGeminiGeminiPerplexityPerplexityGrokGrokMicrosoft CopilotMicrosoft CopilotCursorCursorVS CodeVS CodeWindsurfWindsurfJetBrainsJetBrainsClineClineLangChainLangChainVercel AI SDKVercel AI SDKLovableLovableZ.aiZ.aiRaycastRaycastQwen CodeQwen CodeKimi CodeKimi CodeLe ChatLe Chat

Building your own app? The connector is yours to use.

You don't need a client to put N26 to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

867ms average. Fast in production.

N26 is checked daily against the live service.

Daily averagePeak 1001ms
Oct 3Today
Fastest day
658ms
Slowest day
1001ms
14-day trend
Slowing+12%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 3 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of N26, so you can see the experience inside your AI.

It does not authenticate your account with N26. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

N26 Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_jSxeWurD7fqLKV0exqnqCZi7zRtxFuk6XnhjQZml/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — N26 capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "n26-banking-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_jSxeWurD7fqLKV0exqnqCZi7zRtxFuk6XnhjQZml/mcp"
    }
  }
}
  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up N26 in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work N26 owners hand off.

This MCP is built for anyone who wants to interact with their N26 data through an AI interface rather than a traditional banking app.

  • 01

    Personal Finance Enthusiasts

    People who want to query their spending and balances using natural language.

  • 02

    Digital Nomads

    Users traveling across Europe who need to monitor N26 accounts on the go.

  • 03

    Developers

    Users building automated budgeting capabilities or personal finance workflows.

FAQ

Questions N26 owners ask.

  • 01

    How do I connect my N26 account?

    You need to provide your N26 Access Token, which you can find in the N26 Developer portal, after subscribing to the MCP on Vinkius.

  • 02

    Which AI clients can I use with this MCP?

    You can use this MCP with any compatible client, including Claude, Cursor, Windsurf, and VS Code.

  • 03

    Can I see my N26 Spaces balances?

    Yes, the MCP includes a capability specifically to retrieve details and balances for all your N26 Spaces.

  • 04

    Is my financial data secure?

    Vinkius hosts the MCP and manages the credentials to ensure your connection to N26 remains secure.

  • 05

    Can I check my transaction history?

    Yes, your agent can fetch recent N26 transactions to help you audit your spending.

  • 06

    Can I see my N26 Spaces balance?

    Yes! Use the get_n26_spaces capability. It will return a list of all your sub-accounts (Spaces) along with their specific current balances.

  • 07

    Does this support transactions from all merchants?

    The get_n26_transactions capability retrieves all visible transactions in your history, providing the merchant name or partner name as recorded by N26.

  • 08

    Is my banking data secure?

    Yes. Your access token is encrypted at rest and only injected securely at runtime. The MCP server acts as a secure proxy and does not store your login credentials.

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