
Connect Split Bill Grace Period Calculator to your AI
Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Account for the cost of delayed repayments automatically.
Developed, maintained, and hosted by Vinkius.
MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED
Waiting for input…
Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.
Your AI does the work. We keep it safe and sound.
No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.
Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

Each Connector runs inside its own sealed environment.
Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.
One switch stops every agent. Instantly.
One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.
Spending limits that pause instead of surprise.
Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.
Three controls, built into the layer your AI connects through.
Curated set · 3 capabilities
We ship only the actions that matter.
01-03
3 capabilities in this set.
Part of 3 available through Split-Bill Calculator.
- 01
Get interest accrual
This capability identifies the exact amount of extra money owed due to a payment delay.
- 02
Validate bill coverage
This capability checks if the initial payment and the final repayment together cover the total bill amount.
- 03
Calculate repayment total
This capability determines the final adjusted dollar amount that needs to be sent to the person who paid upfront.
Real work
What teams actually run
Late Roommate Repayments
Calculate how much a roommate owes for a utility bill if they pay two weeks after the due date.
Travel Expense Splitting
Adjust group dinner totals when one person pays the full bill and others reimburse later.
Business Float Management
Track the cost of using personal funds to cover business expenses before reimbursement.
Debt Verification
Confirm if a series of partial payments has finally satisfied a shared debt.
One connector, every AI
Split-Bill Calculator works with the most popular AI clients.
These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.
Claude
ChatGPT
Gemini
Perplexity
Grok
Microsoft Copilot
Cursor
VS Code
Windsurf
JetBrains
Cline
LangChain
Vercel AI SDK
Lovable
Z.ai
Raycast
Qwen Code
Kimi Code
Le ChatBuilding your own app? The connector is yours to use.
You don't need a client to put Split-Bill Calculator to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.
Observed, not estimated
703ms average. Fast in production.
Split-Bill Calculator is checked daily against the live service.
- Fastest day
- 539ms
- Slowest day
- 913ms
- 14-day trend
- Stable-4%
Connect your client
One URL. Every client.
Activate the Connector, copy your link, and paste it into the client you already use. 3 capabilities arrive ready to run.
Preview access · not provider authentication
The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Split-Bill Calculator, so you can see the experience inside your AI.
It does not authenticate your account with Split-Bill Calculator. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.
Split-Bill Calculator Connector
You're all set. Choose your MCP client and follow the setup instructions.
https://edge.vinkius.com/vk_preview_AtsSXaGKb2cHlueOUtQRQ6qYGpBAW9spIaDdoGOA/mcpClaude Desktop
Follow the steps below to connect in seconds.
- 1In Claude Desktop, open Settings → Connectors.
- 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
- 3Click Add and start a new chat — Split-Bill Calculator capabilities are ready to use.
{
"mcpServers": {
"split-bill-grace-period-calculator-mcp": {
"url": "https://edge.vinkius.com/vk_preview_AtsSXaGKb2cHlueOUtQRQ6qYGpBAW9spIaDdoGOA/mcp"
}
}
}
Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline
Step-by-step instructions for each client are in the guide. How to connect
Guided setup for Claude? Set up Split-Bill Calculator in Claude and other AIs
Who it's for
Built for the work Split-Bill Calculator owners hand off.
This is for anyone managing shared expenses where timing of repayments matters.
- 01
Roommates
Managing shared household bills and utility repayments.
- 02
Small Business Partners
Handling shared business expenses or vendor payments.
- 03
Travel Groups
Splitting trip costs when some members pay later than others.
FAQ
Questions Split-Bill Calculator owners ask.
- 01
How does this MCP calculate interest?
It uses a fixed daily rate to determine the interest cost based on the number of days the payment is delayed.
- 02
Can I use this with Claude or Cursor?
Yes, this MCP is ready to use with any MCP-compatible client including Claude, Cursor, and Windsurf.
- 03
Does this capability handle the actual money transfers?
No, this MCP only performs the calculations. You still need to use your own banking or payment apps to send the money.
- 04
What happens if the payment is early?
The capabilities are designed to calculate the cost of a delay, ensuring the person who paid upfront is made whole.
- 05
How do I know if a bill is fully paid?
You can use the validation capability to check if the sum of the initial payment and the repayment covers the total bill.
- 06
How is the interest rate calculated?
The capability uses a fixed daily rate of 0.02%, which is approximately 7.3% annually, applied to the principal amount for every day of the delay.
- 07
What does calculate_repayment_total do?
It determines the final, adjusted dollar amount that Person B must send to Person A, including the interest accrued during the delay period.
- 08
Can I check if my total payments cover the original bill?
Yes, you can use the validate_bill_coverage capability to verify if the combined initial payment and final repayment are sufficient to cover the total original expense.
Explore
More in Finance
US Post-Judgment Interest Calculator AI Connector
Calculate US Federal post-judgment interest accrual based on 28 U.S.C. § 1961 and Treasury Bill rates.
ViewExperience Cost Splitter AI Connector
Split the cost of shared experiences like tours or classes equally among participants.
ViewUK Statutory Interest Calculator AI Connector
Calculate statutory interest and fixed compensation for late commercial payments in the UK.
ViewUneven Income Splitter AI Connector
Calculate fair expense sharing based on individual income levels.
View
Suggestions
Deterministic Fair-Share Tip Splitter AI Connector
Transform your AI into a hyper-precise ledger. Mathematically split complex restaurant bills, proportionally d
ViewTip Split Trick Calculator AI Connector
Fast restaurant bill math for even and uneven splits, pre-tax vs. post-tax tipping, and tax breakdowns.
ViewLoan Interest Calculator AI Connector
Calculate total interest, repayment ratios, and financial summaries for loans.
ViewOnline Order Splitter AI Connector
Distribute shared order costs, taxes, and discounts proportionally among buyers.
View
Connect Split-Bill Calculator to Claude, Cursor, ChatGPT & more
