How do I connect this MCP to my AI client?

You subscribe to the MCP on Vinkius and enter your TrueLayer Access Token. Once connected, you can use it immediately in any compatible client like Claude or Cursor.

Can I perform actual bank transfers?

Yes, you can use the create_payment and create_payout capabilities to initiate transfers through the TrueLayer API.

What kind of bank data can my agent access?

Your agent can access real-time account balances, transaction histories, and account ownership verification via the Data API.

Is it possible to automate recurring billing?

Yes, you can use the create_mandate capability to set up Variable Recurring Payment (VRP) mandates.

Does this work with any bank?

The MCP can access any bank provider supported by TrueLayer. You can use the list_providers capability to see which banks are currently available.

Can I issue a refund for a specific payment using this server?

Yes! Use the create_refund capability by providing the payment_id and the amount_in_minor (e.g., 100 for £1.00). The agent will process the repayment against the original transaction.

How do I check the current balance of my connected bank accounts?

You can use the get_data_account_balance capability with a specific account_id to retrieve real-time balance information directly from the bank via TrueLayer's Data API.

Does this integration support setting up recurring payments?

Yes. The create_mandate capability allows you to set up Variable Recurring Payment (VRP) mandates, enabling automated and flexible recurring transfers from your users.

An astronaut overseeing a futuristic data hub

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Connect TrueLayer to ChatGPT, Claude and Gemini

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Manage payments and bank data through your AI agent.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

Waiting for input…

Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 13 capabilities

We ship only the actions that matter.

Capability set01 / 04

01-04

4 capabilities in this set.

Part of 13 available through TrueLayer.

01
Create payout
This capability initiates a new payout, supporting both closed-loop and open-loop transfers.
02
Get data account balance
Use this to pull the current balance for a specific data account.
03
Get merchant account
This capability retrieves the specific details of a merchant account.
04
List data account transactions
This capability generates a list of all transactions associated with a data account.

Capability set02 / 04

05-07

3 capabilities in this set.

Part of 13 available through TrueLayer.

05
List merchant account transactions
Use this to view the transaction history for a merchant account.
06
List providers
This capability returns a list of all supported banking providers.
07
Create mandate
This capability sets up a Variable Recurring Payment (VRP) mandate for automated billing.

Capability set03 / 04

08-10

3 capabilities in this set.

Part of 13 available through TrueLayer.

08
Create payment
This capability executes a single payment by specifying the amount, currency, and beneficiary.
09
Create refund
Use this to process a refund for a previously made payment.
10
List data accounts
This capability lists the bank accounts available via the Data API, provided you have a consent token.

Capability set04 / 04

11-13

3 capabilities in this set.

Part of 13 available through TrueLayer.

11
List merchant accounts
This capability pulls a list of all your TrueLayer merchant accounts.
12
List payment sources
Use this to see the available payment sources for a merchant account.
13
Verify account
This capability confirms account ownership for a specific user.

Real work

What teams actually run

Automated Payouts

An operations manager tells their agent to process a batch of customer refunds.

Real-time Reconciliation

A finance professional asks their agent to check if a specific transaction has cleared.

Developer Testing

A developer triggers a test payment in their IDE to verify a new integration.

Subscription Management

An automated system uses the MCP to set up recurring payment mandates.

Automate a task

Put TrueLayer to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

One connector, every AI

TrueLayer works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put TrueLayer to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

997ms average. Fast in production.

TrueLayer is checked daily against the live service.

Daily averagePeak 1107ms

Oct 3Today

Fastest day: 744ms
Slowest day: 1107ms
14-day trend: Slowing+29%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 13 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of TrueLayer, so you can see the experience inside your AI.

It does not authenticate your account with TrueLayer. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

TrueLayer Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_1YhJE4ahPsS7lpao5toWRZlTwf4P7zaYyBUvXpyJ/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — TrueLayer capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "truelayer-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_1YhJE4ahPsS7lpao5toWRZlTwf4P7zaYyBUvXpyJ/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up TrueLayer in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work TrueLayer owners hand off.

This MCP is designed for professionals who need to bridge the gap between financial data and automated workflows.

01
Fintech Developers
They use the MCP to test and run payment flows directly within their code editors.
02
Finance Teams
They use the agent to monitor merchant balances and reconcile transactions through chat.
03
Operations Managers
They hand off payout and refund tasks to the AI to automate customer service workflows.

FAQ

Questions TrueLayer owners ask.

01
How do I connect this MCP to my AI client?
You subscribe to the MCP on Vinkius and enter your TrueLayer Access Token. Once connected, you can use it immediately in any compatible client like Claude or Cursor.
02
Can I perform actual bank transfers?
Yes, you can use the create_payment and create_payout capabilities to initiate transfers through the TrueLayer API.
03
What kind of bank data can my agent access?
Your agent can access real-time account balances, transaction histories, and account ownership verification via the Data API.
04
Is it possible to automate recurring billing?
Yes, you can use the create_mandate capability to set up Variable Recurring Payment (VRP) mandates.
05
Does this work with any bank?
The MCP can access any bank provider supported by TrueLayer. You can use the list_providers capability to see which banks are currently available.
06
Can I issue a refund for a specific payment using this server?
Yes! Use the create_refund capability by providing the payment_id and the amount_in_minor (e.g., 100 for £1.00). The agent will process the repayment against the original transaction.
07
How do I check the current balance of my connected bank accounts?
You can use the get_data_account_balance capability with a specific account_id to retrieve real-time balance information directly from the bank via TrueLayer's Data API.
08
Does this integration support setting up recurring payments?
Yes. The create_mandate capability allows you to set up Variable Recurring Payment (VRP) mandates, enabling automated and flexible recurring transfers from your users.

Explore

More in Finance Accounting

Connect TrueLayer to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-04

Create payout

Get data account balance

Get merchant account

List data account transactions

05-07

List merchant account transactions

List providers

Create mandate

08-10

Create payment

Create refund

List data accounts

11-13

List merchant accounts

List payment sources

Verify account

What teams actually run

Automated Payouts

Real-time Reconciliation

Developer Testing

Subscription Management

Building your own app? The connector is yours to use.

TrueLayer Connector

Claude Desktop

Fintech Developers

Finance Teams

Operations Managers

How do I connect this MCP to my AI client?

Can I perform actual bank transfers?

What kind of bank data can my agent access?

Is it possible to automate recurring billing?

Does this work with any bank?

Can I issue a refund for a specific payment using this server?

How do I check the current balance of my connected bank accounts?

Does this integration support setting up recurring payments?

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