How do I set up the UnionPay MCP?

You subscribe to the MCP on Vinkius and then enter your App ID and App Secret from the UnionPay Developer Portal into the configuration.

Which AI clients can use this MCP?

You can use this MCP with any compatible client, including Claude, Cursor, Windsurf, and VS Code.

Can I use this for recurring payments?

Yes. The MCP includes capabilities for card tokenization to handle secure, recurring billing and the ability to cancel tokens when necessary.

Does this handle identity verification?

Yes. The MCP provides a verify_card_kyc capability to validate identity and card binding against bank systems.

Is it possible to check if a card is fraudulent?

Yes. You can use the check_card_risk_status capability to query the UnionPay risk registry for specific cards.

How do I get an App ID?

You must register a developer account on the UnionPay International Developer portal. Once your business is verified, you can create an app to obtain credentials.

Does KYC card checking cost money?

Yes, depending on your contract with UnionPay, calls to identity verification and risk assessment endpoints may incur minor micro-transaction fees per successful hit.

Can I use RSA Certificates instead of App Secret?

This MCP wrapper abstracts away the complex RSA .pfx certificate signing by requiring standard API Key interaction, which is securely transformed in the agent execution runtime.

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Connect UnionPay Open Platform to ChatGPT, Claude and Gemini

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Run global card payments and identity checks through your AI.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

Waiting for input…

Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 7 capabilities

We ship only the actions that matter.

Capability set01 / 02

01-04

4 capabilities in this set.

Part of 7 available through UnionPay Open Platform.

01
Cancel card token
This capability unbinds or cancels an existing UnionPay card token. Use it to stop recurring billing for a specific user.
02
Init secure payment
This capability starts a Secure Pay online checkout session. It prepares the environment for a digital transaction.
03
Request card token
This capability tokenizes a UnionPay card. It replaces sensitive card details with a secure Token ID for future use.
04
Check card risk status
This capability queries the UnionPay risk registry. It checks if a specific card has been flagged for suspicious activity.

Capability set02 / 02

05-07

3 capabilities in this set.

Part of 7 available through UnionPay Open Platform.

05
Verify card kyc
This capability performs identity and card binding verification. It validates user details against bank records.
06
Generate qr code
This capability creates a unified C2B QR code. It allows customers to pay via a quick scan.
07
Get qr transaction status
This capability checks the status of a QR code payment. Use it to confirm if a customer has finished their transaction.

Real work

What teams actually run

Automated Customer Checkouts

An agent generates a QR code for a customer during a chat session to finalize a sale.

Subscription Management

Your AI handles recurring billing by tokenizing cards and canceling tokens when needed.

Fraud Prevention

An agent checks the risk status of a card before authorizing a high-value transaction.

User Onboarding

The AI performs KYC checks to verify identity and card binding for new users.

Automate a task

Put UnionPay Open Platform to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

One connector, every AI

UnionPay Open Platform works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put UnionPay Open Platform to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

909ms average. Fast in production.

UnionPay Open Platform is checked daily against the live service.

Daily averagePeak 1059ms

Oct 3Today

Fastest day: 737ms
Slowest day: 1059ms
14-day trend: Slowing+10%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 7 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of UnionPay Open Platform, so you can see the experience inside your AI.

It does not authenticate your account with UnionPay Open Platform. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

UnionPay Open Platform Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_ggx22RNM5pnNgKtLpJ5fHn1WV52rcnpTQgNUxGF7/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — UnionPay Open Platform capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "unionpay-open-platform-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_ggx22RNM5pnNgKtLpJ5fHn1WV52rcnpTQgNUxGF7/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up UnionPay Open Platform in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work UnionPay Open Platform owners hand off.

This MCP is built for professionals managing financial operations or digital storefronts who want to automate payments via AI.

01
Fintech Agents
They use the MCP to automate primary KYC and identity qualification.
02
Store Managers
They hand off invoice generation and QR code delivery to their AI.
03
Cross-border Developers
They use the capability to manage Chinese payments without building custom SDKs.

FAQ

Questions UnionPay Open Platform owners ask.

01
How do I set up the UnionPay MCP?
You subscribe to the MCP on Vinkius and then enter your App ID and App Secret from the UnionPay Developer Portal into the configuration.
02
Which AI clients can use this MCP?
You can use this MCP with any compatible client, including Claude, Cursor, Windsurf, and VS Code.
03
Can I use this for recurring payments?
Yes. The MCP includes capabilities for card tokenization to handle secure, recurring billing and the ability to cancel tokens when necessary.
04
Does this handle identity verification?
Yes. The MCP provides a verify_card_kyc capability to validate identity and card binding against bank systems.
05
Is it possible to check if a card is fraudulent?
Yes. You can use the check_card_risk_status capability to query the UnionPay risk registry for specific cards.
06
How do I get an App ID?
You must register a developer account on the UnionPay International Developer portal. Once your business is verified, you can create an app to obtain credentials.
07
Does KYC card checking cost money?
Yes, depending on your contract with UnionPay, calls to identity verification and risk assessment endpoints may incur minor micro-transaction fees per successful hit.
08
Can I use RSA Certificates instead of App Secret?
This MCP wrapper abstracts away the complex RSA .pfx certificate signing by requiring standard API Key interaction, which is securely transformed in the agent execution runtime.

Explore

More in Industry Titans

Connect UnionPay Open Platform to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-04

Cancel card token

Init secure payment

Request card token

Check card risk status

05-07

Verify card kyc

Generate qr code

Get qr transaction status

What teams actually run

Automated Customer Checkouts

Subscription Management

Fraud Prevention

User Onboarding

Building your own app? The connector is yours to use.

UnionPay Open Platform Connector

Claude Desktop

Fintech Agents

Store Managers

Cross-border Developers

How do I set up the UnionPay MCP?

Which AI clients can use this MCP?

Can I use this for recurring payments?

Does this handle identity verification?

Is it possible to check if a card is fraudulent?

How do I get an App ID?

Does KYC card checking cost money?

Can I use RSA Certificates instead of App Secret?

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