What data does the MCP need to calculate a premium?

The agent typically needs payroll entries, the experience modification rate (EMR), and the specific region for the multiplier.

Can this MCP help with year-end audits?

Yes, it uses the estimate_audit_impact capability to project how payroll growth might change your premium during an audit.

How do I use this with Claude or Cursor?

You connect to the Vinkius hosted MCP once, and then any compatible client like Claude or Cursor can use the capabilities directly.

Does this calculate upfront payments?

Yes, the calculate_deposit_amount capability determines the required upfront deposit based on the premium and rate.

Is this for specific states?

The capability uses regional multipliers, so it can handle different calculations based on the location you provide.

How does the premium calculation work?

The calculate_premium_estimate capability calculates a base rate for each payroll entry using its class code, applies the experience modifier (EMR), and then scales the result by a regional multiplier.

Can I estimate potential audit costs?

Yes, using estimate_audit_impact, you can project how much your premium might change during a year-end audit based on your expected payroll growth.

Does the capability account for safety performance?

Yes, the calculate_safety_discount capability allows you to calculate how much your achieved safety rating will reduce your base premium.

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Connect Workers Compensation Premium Calculator to your AI

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Get accurate insurance cost estimates through your AI agent.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 4 capabilities

We ship only the actions that matter.

Capability set01 / 01

01-04

4 capabilities in this set.

Part of 4 available through Workers' Compensation Calculator.

01
Calculate premium estimate
This capability calculates the total estimated workers' compensation premium. It uses payroll, EMR, and regional data to find the final number.
02
Calculate deposit amount
Use this to find the required upfront deposit. It determines how much cash is needed based on the premium and rate.
03
Calculate safety discount
This capability calculates the discount you get for safety performance. It shows how much your premium drops based on safety metrics.
04
Estimate audit impact
This capability projects potential premium changes during a year-end audit. It helps you see how payroll growth affects your final bill.

Real work

What teams actually run

New Policy Quoting

A broker uses the AI to quickly estimate a premium and deposit for a new client.

Budget Planning

A business owner asks the agent to project how a 5% increase in payroll will change their insurance bill.

Safety Incentive Analysis

A manager calculates how much a safety improvement will reduce their total premium.

Audit Preparation

An accountant uses the capability to estimate the potential cost of a year-end insurance audit.

One connector, every AI

Workers' Compensation Calculator works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put Workers' Compensation Calculator to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

777ms average. Fast in production.

Workers' Compensation Calculator is checked daily against the live service.

Daily averagePeak 968ms

Oct 3Today

Fastest day: 569ms
Slowest day: 968ms
14-day trend: Stable-1%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 4 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Workers' Compensation Calculator, so you can see the experience inside your AI.

It does not authenticate your account with Workers' Compensation Calculator. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Workers' Compensation Calculator Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_kODiYGbhNhKNr9l1NxEpxD8pC4ZR4UVH8HMuDX6S/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — Workers' Compensation Calculator capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "workers-compensation-premium-calculator-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_kODiYGbhNhKNr9l1NxEpxD8pC4ZR4UVH8HMuDX6S/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up Workers' Compensation Calculator in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work Workers' Compensation Calculator owners hand off.

This MCP is built for professionals managing workers' compensation risk and costs. It allows them to offload repetitive insurance math to their AI agents.

01
Insurance Brokers
Brokers use the AI to quickly generate premium quotes and deposit requirements for clients.
02
Business Owners
Owners use the agent to estimate upcoming insurance costs and audit impacts.
03
Payroll Managers
Payroll staff use the capability to see how changes in employee pay affect insurance premiums.

FAQ

Questions Workers' Compensation Calculator owners ask.

01
What data does the MCP need to calculate a premium?
The agent typically needs payroll entries, the experience modification rate (EMR), and the specific region for the multiplier.
02
Can this MCP help with year-end audits?
Yes, it uses the estimate_audit_impact capability to project how payroll growth might change your premium during an audit.
03
How do I use this with Claude or Cursor?
You connect to the Vinkius hosted MCP once, and then any compatible client like Claude or Cursor can use the capabilities directly.
04
Does this calculate upfront payments?
Yes, the calculate_deposit_amount capability determines the required upfront deposit based on the premium and rate.
05
Is this for specific states?
The capability uses regional multipliers, so it can handle different calculations based on the location you provide.
06
How does the premium calculation work?
The calculate_premium_estimate capability calculates a base rate for each payroll entry using its class code, applies the experience modifier (EMR), and then scales the result by a regional multiplier.
07
Can I estimate potential audit costs?
Yes, using estimate_audit_impact, you can project how much your premium might change during a year-end audit based on your expected payroll growth.
08
Does the capability account for safety performance?
Yes, the calculate_safety_discount capability allows you to calculate how much your achieved safety rating will reduce your base premium.

Explore

More in Finance

Connect Workers' Compensation Calculator to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-04

Calculate premium estimate

Calculate deposit amount

Calculate safety discount

Estimate audit impact

What teams actually run

New Policy Quoting

Budget Planning

Safety Incentive Analysis

Audit Preparation

Building your own app? The connector is yours to use.

Workers' Compensation Calculator Connector

Claude Desktop

Insurance Brokers

Business Owners

Payroll Managers

What data does the MCP need to calculate a premium?

Can this MCP help with year-end audits?

How do I use this with Claude or Cursor?

Does this calculate upfront payments?

Is this for specific states?

How does the premium calculation work?

Can I estimate potential audit costs?

Does the capability account for safety performance?

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