• PROFILE
  • ORDER
  • DATA
  • HUMAN

How to pull credit scores and reports with your AI

Connect Bloom Credit once to give your agent the ability to handle credit inquiries and profile management.

Ask AI about this page

Short answer

How can I pull credit scores and reports using my AI?

Your agent builds a consumer profile, places an order for a credit pull, and then fetches the specific report data. You'll get full credit details through your existing AI client.

The results of your requests

Where your data lands

Every command you give your agent results in one of these four states.

PROFILE

Consumer profiles created

The agent uses the profile tool to set up the necessary consumer identity. This makes future pulls much faster.

ORDER

Credit pull requests

Your agent submits the actual request to the bureaus. You'll see the order status update as the pull processes.

DATA

Detailed report access

Once the pull is complete, your agent grabs the raw report data. You can then ask your agent to summarize the findings.

HUMAN

Manual review needed

If a credit pull fails or requires identity verification, your agent will flag it. You'll need to step in to resolve these issues.

The workflow

What your AI does when you ask for credit data.

The agent handles the heavy lifting of interacting with the credit bureaus.

  1. Set up the consumer

    The agent starts by establishing the person's identity in the system to ensure the credit pull is accurate.

    create_consumer

  2. Submit the pull request

    After the profile is ready, the agent places the formal request to trigger the credit check.

    create_order

  3. Track the request

    The agent monitors the status of the credit pull to make sure the bureau processes it correctly.

    get_order

  4. Retrieve the results

    Once the bureau responds, the agent pulls the actual credit score and report details for you to read.

    get_report_data

Try it

Copy these to start.

Use these prompts to trigger the credit workflows.

Starting points

Replace the bracketed info with the actual names or IDs from your files.

Bloom Credit Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_rIryCzFN6lJad1XEl41GmFuc0tCXtZzdkUGm1eck/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Bloom Credit capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "bloom-credit-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_rIryCzFN6lJad1XEl41GmFuc0tCXtZzdkUGm1eck/mcp"
    }
  }
}
Copy into chat04

  • Create a consumer profile for John Doe with SSN 000-00-0000.

  • Place a credit pull order for the consumer profile I just created.

  • Check the status of my last credit pull order.

  • Get the detailed report data for the most recent credit pull.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Bloom Credit once, then ask.

You only need to link your account once. Your credentials stay encrypted, and you can start running credit pulls immediately through your agent.

Connect Bloom Credit to your AI

FAQ

How this task behaves

  • 01

    Can my AI change my actual credit score?

    No. The agent can only pull and read existing data from the bureaus. It cannot modify your credit history.

  • 02

    Does the AI store my social security number?

    No. Your sensitive data is handled through the secure connection to Bloom Credit. The AI only uses the data to complete the requested tools.

  • 03

    Can the agent pull a report without a profile?

    No. The agent must first use the profile tool to establish a consumer identity before an order can be placed.

  • 04

    What happens if a credit pull is denied?

    The agent will report the error status from the order. You will have to handle any identity disputes or manual verifications yourself.

  • 05

    Can I ask the AI to download a PDF of the report?

    No. The agent retrieves the raw report data. You can ask the agent to summarize the text, but it cannot generate or download files.

  • More questions about Bloom Credit? The Connector page answers them. See everything the Bloom Credit Connector can do

Connect Bloom Credit to Claude, Cursor, ChatGPT & more