• ELIGIBILITY
  • APPLICATION
  • PAYOUT
  • REVIEW

How to automate merchant loan disbursements with your AI

Connect Fig Finance to your AI client to handle the full credit lifecycle. Your agent moves from checking eligibility to releasing funds without you jumping between tabs.

Ask AI about this page

Short answer

How can I automate merchant loan disbursements with my AI?

Your AI uses Fig Finance to pull available offers, submit applications, and trigger payouts. This turns your agent into a credit operations assistant that handles the heavy lifting. You'll see the specific steps below.

The outcomes

Where your credit operations land.

Automating this process moves your data through these four stages.

ELIGIBILITY

Available loan offers

The AI identifies which merchants qualify for funding. You get a list of specific offers ready for review.

APPLICATION

Submitted loan requests

Your agent handles the application data. This moves the merchant from an offer to an active request.

PAYOUT

Released merchant funds

The AI triggers the final disbursement. This results in the actual transfer of money to the merchant.

REVIEW

Human decision points

The AI flags edge cases that need your eyes. You stay in control of the high-level decisions.

The workflow

What your AI does when a loan request arrives.

The AI handles the repetitive data work so you don't have to.

  1. Identify offers

    The agent checks which loan products a merchant is eligible for.

    get_loan_offers

  2. Process application

    The AI submits the formal request once you select an offer.

    apply_for_loan

  3. Trigger payout

    The agent sends the command to release the money to the merchant.

    disburse_funds

  4. Confirm disbursement

    The AI verifies the funds were sent and closes the loop.

    disburse_funds

Try it

Copy these to start.

Use these prompts to begin working with Fig Finance.

Starting points

Swap out the merchant IDs and dollar amounts for your actual data.

Fig Finance Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_zaNmmw6PtNesuB5XN80XULUVMbSH2YcgaoLulZ8O/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Fig Finance capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "fig-finance-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_zaNmmw6PtNesuB5XN80XULUVMbSH2YcgaoLulZ8O/mcp"
    }
  }
}
Copy into chat04

  • Show me all available loan offers for merchant ID 5502.

  • Apply for the $10,000 loan offer for merchant account 99-X.

  • Disburse the funds for the approved loan for merchant 4412.

  • List all merchants who have active loan offers available.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Fig Finance once, then ask.

One connection gives your AI access to the Fig Finance tools. Your login stays encrypted on our side.

Connect Fig Finance to your AI

FAQ

How this task behaves

  • 01

    Can the AI choose the best interest rate for me?

    No. The AI retrieves the available offers, but you must decide which one to select.

  • 02

    Will the AI send money without my command?

    No. The AI only triggers a disbursement when you explicitly tell it to do so.

  • 03

    Can the AI create new loan products?

    No. The AI can only interact with the offers already existing in Fig Finance.

  • 04

    Can the AI edit merchant contact information?

    No. There are no tools available to modify merchant profile data.

  • 05

    Does this work with my existing AI client?

    Yes, it works with any MCP-compatible client like Claude, Cursor, or Windsurf.

  • More questions about Fig Finance? The Connector page answers them. See everything the Fig Finance Connector can do

Connect Fig Finance to Claude, Cursor, ChatGPT & more