• LIST
  • DETAIL
  • SUMMARY
  • HUMAN

How to audit recurring subscriptions with your AI

Connect Fintoc to your AI client to instantly see every recurring charge hitting your account.

Ask AI about this page

Short answer

How do I audit my recurring subscriptions with AI?

Your AI uses Fintoc to pull a list of all active subscriptions and their billing details. You'll get a clear breakdown of your monthly outflows and where your money is going.

The results you get.

Where your data lands.

The AI organizes your Fintoc data into these specific views.

LIST

Active subscription list

The AI pulls every recurring charge into one place. You get a clean list of every service currently billing you.

DETAIL

Specific charge info

The AI looks up individual subscription details. You'll see exact amounts and billing dates for each service.

SUMMARY

Monthly outflow totals

The AI calculates your total recurring spending. You'll see the exact amount leaving your account every month.

HUMAN

Manual cancellation

The AI flags the subscriptions you should cut. You still have to log in to the provider to cancel them.

The workflow

What your AI does when the connection is live.

The AI handles the data retrieval so you don't have to manually scan bank statements.

  1. Identify subscriptions

    The AI scans your account to find all active recurring payments.

    list_subscriptions

  2. Fetch billing data

    The AI pulls specific details for any subscription it finds.

    get_subscription

  3. Organize outflows

    The AI groups your subscriptions by cost or provider.

    list_subscriptions

  4. Audit specific charges

    The AI checks the details of a single service to verify its cost.

    get_subscription

Try it

Copy these to start.

Paste these into your chat to begin your audit.

Starting points

These are opening lines. You can change the service names or price limits to match your actual accounts.

Fintoc Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_BFiavbB4mEjsDLKt3gcKN9use1OdPnrDQYur1Wpg/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Fintoc capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "fintoc-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_BFiavbB4mEjsDLKt3gcKN9use1OdPnrDQYur1Wpg/mcp"
    }
  }
}
Copy into chat04

  • List all my active subscriptions from Fintoc.

  • Show me all monthly subscriptions that cost more than $15.

  • Get the details for my Adobe subscription.

  • How much am I spending on recurring subscriptions every month?

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Fintoc once, then ask.

Link your Fintoc account through the Vinkius dashboard. Your login stays encrypted, and you can start auditing immediately.

Connect Fintoc to your AI

FAQ

How this task behaves.

  • 01

    Can the AI cancel my subscriptions?

    No. The AI can only read and list your subscription data. You must cancel services yourself through their own websites.

  • 02

    Can the AI make payments or transfers?

    No. This connector is read-only. It cannot move money or trigger any transactions in your bank account.

  • 03

    Does the AI see my full transaction history?

    No. The AI only accesses the specific subscription data provided by the Fintoc tools.

  • 04

    Can it find one-time purchases?

    No. The tools are built to identify and retrieve recurring subscriptions, not individual one-off transactions.

  • 05

    How does it know which subscriptions are active?

    It uses the Fintoc tools to pull the current list of active recurring charges directly from your account.

  • More questions about Fintoc? See everything the Fintoc Connector can do

Connect Fintoc to Claude, Cursor, ChatGPT & more