• DATA
  • COST
  • LISTS
  • HUMAN

How to retrieve policy coverage with your AI

Connect Lemonade to your AI client once. After that, you can ask for any policy detail without opening the Lemonade app.

Ask AI about this page

Short answer

How can I get my Lemonade coverage details using AI?

Your AI uses the get_policy tool to pull specific limits and deductibles from your Lemonade account. You'll get the exact numbers you need for your active policies. Here is how it works.

The results you get

Where your data lands.

The AI pulls raw policy data and presents it in your chat window.

DATA

Exact coverage limits

The AI pulls the specific dollar amounts for your coverage. You get the precise limits for your renters or auto policies.

COST

Deductible lookups

The agent finds the deductible amounts for your specific coverage types. You'll know exactly what you owe before a claim.

LISTS

Policy summaries

Ask for a list of all your active Lemonade policies. The AI organizes the coverage types and limits into a clear list.

HUMAN

Manual policy edits

The AI cannot change your coverage or update your personal info. You still need to use the Lemonade app for any account changes.

The workflow

What your AI does when the request arrives.

The AI acts as the interface between your chat and your Lemonade account.

  1. Locate policy

    The AI identifies which Lemonade policy you are asking about based on your question.

    get_policy

  2. Fetch limits

    The agent pulls the specific coverage limits from the policy data.

    get_policy

  3. Find deductibles

    The AI retrieves the deductible amounts for the requested coverage.

    get_policy

  4. Deliver answer

    The AI presents the retrieved policy numbers directly in your chat.

    get_policy

Try it

Copy these to start.

Paste these into your chat to test the connection.

Starting points

These are opening lines. Swap out the policy types for your specific renters or auto insurance.

Lemonade Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_NqYPwuIkSgKIztuo3bmTpdSDjU1Ac1zp7c36NhHS/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Lemonade capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "lemonade-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_NqYPwuIkSgKIztuo3bmTpdSDjU1Ac1zp7c36NhHS/mcp"
    }
  }
}
Copy into chat04

  • What is the deductible for my Lemonade renters policy?

  • Show me the coverage limits for my Lemonade auto policy.

  • List all my active Lemonade policies and their limits.

  • How much theft coverage do I have in my Lemonade policy?

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Lemonade once, then ask.

One link connects the MCP to your client. Your login stays encrypted on our side, and you can start asking questions immediately.

Connect Lemonade to your AI

FAQ

How this task behaves.

  • 01

    Can the AI change my coverage limits?

    No. The AI can only read your existing policy data. You must use the Lemonade app to change any coverage.

  • 02

    Can I add a new policy through the AI?

    No. The AI only has access to policies already in your Lemonade account.

  • 03

    Can the AI delete my policies?

    No. The AI cannot delete or cancel any policies in your account.

  • 04

    Does the AI see my credit card info?

    No. The tool only accesses policy details like limits and deductibles.

  • 05

    Can I ask about multiple policies at once?

    Yes. You can ask for a summary of all your active policies in one go.

  • More questions about Lemonade? The Connector page answers them. See everything the Lemonade Connector can do

Connect Lemonade to Claude, Cursor, ChatGPT & more