
Connect Lemonade to ChatGPT, Claude and Gemini
Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Handle your policies and claims directly from your AI workspace.
Developed, maintained, and hosted by Vinkius.
MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED
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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.
Your AI does the work. We keep it safe and sound.
No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.
Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

Each Connector runs inside its own sealed environment.
Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.
One switch stops every agent. Instantly.
One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.
Spending limits that pause instead of surprise.
Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.
Three controls, built into the layer your AI connects through.
Curated set · 4 capabilities
We ship only the actions that matter.
01-04
4 capabilities in this set.
Part of 4 available through Lemonade.
- 01
Get policy
Retrieves specific details for an existing policy. Use this to check coverage limits or deductibles.
- 02
File claim
Submits a new insurance claim. You provide the incident details and the agent handles the submission.
- 03
Cancel policy
Cancels an active insurance policy. It also provides feedback on whether you qualify for a refund.
- 04
Create quote
Generates new insurance quotes. It works for Renters, Homeowners, or Pet insurance based on the info you provide.
Real work
What teams actually run
Moving to a new home
Use the agent to quickly generate a renters insurance quote for your new address.
Reporting an incident
File a claim for damaged property by describing what happened to your agent.
Portfolio Auditing
Ask your agent to pull coverage limits for multiple policies to verify client protection.
Ending Coverage
Cancel a policy once you no longer need it and check for any applicable refunds.
Automate a task
Put Lemonade to work on one thing.
Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.
One connector, every AI
Lemonade works with the most popular AI clients.
These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.
Claude
ChatGPT
Gemini
Perplexity
Grok
Microsoft Copilot
Cursor
VS Code
Windsurf
JetBrains
Cline
LangChain
Vercel AI SDK
Lovable
Z.ai
Raycast
Qwen Code
Kimi Code
Le ChatBuilding your own app? The connector is yours to use.
You don't need a client to put Lemonade to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.
Observed, not estimated
966ms average. Fast in production.
Lemonade is checked daily against the live service.
- Fastest day
- 716ms
- Slowest day
- 1241ms
- 14-day trend
- Improving-14%
Connect your client
One URL. Every client.
Activate the Connector, copy your link, and paste it into the client you already use. 4 capabilities arrive ready to run.
Preview access · not provider authentication
The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Lemonade, so you can see the experience inside your AI.
It does not authenticate your account with Lemonade. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.
Lemonade Connector
You're all set. Choose your MCP client and follow the setup instructions.
https://edge.vinkius.com/vk_preview_NqYPwuIkSgKIztuo3bmTpdSDjU1Ac1zp7c36NhHS/mcpClaude Desktop
Follow the steps below to connect in seconds.
- 1In Claude Desktop, open Settings → Connectors.
- 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
- 3Click Add and start a new chat — Lemonade capabilities are ready to use.
{
"mcpServers": {
"lemonade-mcp": {
"url": "https://edge.vinkius.com/vk_preview_NqYPwuIkSgKIztuo3bmTpdSDjU1Ac1zp7c36NhHS/mcp"
}
}
}
Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline
Step-by-step instructions for each client are in the guide. How to connect
Guided setup for Claude? Set up Lemonade in Claude and other AIs
Who it's for
Built for the work Lemonade owners hand off.
This MCP is built for anyone who wants to manage insurance through a chat interface rather than a traditional dashboard.
- 01
Policy Holders
People who want to check coverage or file claims without navigating complex web portals.
- 02
Financial Advisors
Professionals who need to query client insurance portfolios and coverage limits.
- 03
Operations Teams
Users who want to add insurance quoting to broader property or financial workflows.
FAQ
Questions Lemonade owners ask.
- 01
How do I connect my Lemonade account?
You subscribe to the MCP on Vinkius and enter your Lemonade API Key. Once connected, you can use it in any compatible AI client.
- 02
Which AI clients can I use with this MCP?
You can use this with Claude, Cursor, Windsurf, or any other MCP-compatible client.
- 03
Can I file a claim through my AI agent?
Yes, you can file a claim by describing the incident, the date, and the items affected to your agent.
- 04
Can I get insurance quotes for pets?
Yes, the create_quote capability supports Renters, Homeowners, and Pet insurance.
- 05
Is it possible to cancel a policy using this capability?
Yes, you can use the cancel_policy capability to end an active policy and check for refund eligibility.
- 06
Can I generate a quote for my pet using this server?
Yes! Use the create_quote capability and specify 'pet' as the type. You will need to provide the address and holder details to receive an accurate quote.
- 07
How do I check the coverage limits of an existing policy?
Simply provide the Policy ID to the get_policy capability. The agent will return the full policy details, including limits, deductibles, and status.
- 08
Is it possible to file a claim for multiple stolen items at once?
Yes. When using the file_claim capability, you can provide an array of items in the 'items' field, each with its name and value.
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Connect Lemonade to Claude, Cursor, ChatGPT & more
