• SUBMITTED
  • PENDING
  • HUMAN
  • SUCCESS

How to file insurance claims with your AI

Connect Lemonade to your agent to turn incident descriptions into formal claims. You just describe what happened, and the AI handles the submission.

Ask AI about this page

Short answer

How do I file a claim using my AI?

Tell your agent what happened, and it will use the Lemonade connection to submit the claim for you. The AI handles the data entry so you don't have to fill out manual forms. You'll see exactly how the process works below.

Claim outcomes

Where your claims land.

Once you describe the incident, the AI moves the process toward these results.

SUBMITTED

Claim is filed

The AI sends your incident details directly to Lemonade. You get a confirmation that the request is in their system.

PENDING

Awaiting review

The claim enters the Lemonade queue. Your agent can track the status of the submission for you.

HUMAN

Needs your input

If the description is too vague, the AI will stop and ask you for more information before it tries to submit.

SUCCESS

Claim processed

Once Lemonade accepts the data, the claim moves through their standard adjudication process.

The workflow

What your AI does when the incident arrives.

The AI acts as the bridge between your conversation and the Lemonade platform.

  1. Parse the incident

    The agent reads your description to extract the date, location, and type of damage.

    file_claim

  2. Validate details

    The AI checks that the information meets the requirements for a valid Lemonade submission.

    file_claim

  3. Submit the request

    The agent sends the structured data to the insurance provider to create the claim.

    file_claim

  4. Confirm submission

    The AI verifies that the claim was successfully received and tells you it's done.

    file_claim

Try it

Copy these to start.

Use these prompts to kick off the process with your agent.

Starting points

These are just ways to start the conversation. Swap the bracketed details for your actual situation.

Lemonade Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_NqYPwuIkSgKIztuo3bmTpdSDjU1Ac1zp7c36NhHS/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Lemonade capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "lemonade-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_NqYPwuIkSgKIztuo3bmTpdSDjU1Ac1zp7c36NhHS/mcp"
    }
  }
}
Copy into chat04

  • File a Lemonade claim for a broken window that happened this morning.

  • I need to report a claim for a stolen laptop from yesterday.

  • Help me file a claim for the water damage in my kitchen.

  • Submit a claim to Lemonade regarding the fender bender on Main Street.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Lemonade once, then ask.

Just link your account once. Your login stays encrypted and secure, and you can immediately start using the tools in any compatible client.

Connect Lemonade to your AI

FAQ

How this task behaves

  • 01

    Can the AI change my insurance policy?

    No. The AI can only file claims based on the tools provided.

  • 02

    Does the AI decide if my claim is approved?

    No. The AI only submits the data. The decision is made entirely by Lemonade.

  • 03

    What happens if I don't provide enough info?

    The AI will ask you for the missing details before it attempts to submit anything.

  • 04

    Can I cancel a claim after it is filed?

    No. Once the AI executes the submission, the claim is live in the Lemonade system.

  • 05

    Do I need to open the Lemonade app to do this?

    No. Once you connect the MCP, you can do everything through your AI client.

  • More questions about Lemonade? See everything the Lemonade Connector can do

Connect Lemonade to Claude, Cursor, ChatGPT & more