• SPENDING
  • ANOMALIES
  • CARDS
  • HUMAN

How to audit business expenses with your AI

Connect Mercury to your AI client to turn raw transaction logs into a clear picture of where your money is going.

Ask AI about this page

Short answer

How can I audit my business expenses using AI?

Your AI pulls your transaction history and card lists to flag outliers, sum up vendor spending, or track large transfers. You get a categorized breakdown of your cash flow without manual spreadsheet work.

Audit outcomes

What you get from an audit

The AI processes your data to produce these specific outcomes.

SPENDING

Vendor totals

The AI aggregates every payment made to a specific merchant. You'll see exactly how much you've spent with a vendor over a set period.

ANOMALIES

Flagged transfers

The AI identifies large or unusual outgoing transfers. It highlights anything that breaks your typical spending patterns.

CARDS

Card usage maps

The AI reviews activity across your different physical or virtual cards. This helps you see which team members or departments are driving costs.

HUMAN

Review required

The AI flags suspicious activity for you to check. You make the final call on whether a transaction is legitimate or needs a refund.

The workflow

What your AI does when the data arrives.

The AI uses direct access to your Mercury account to perform the heavy lifting.

  1. Pulling history

    The AI fetches your recent transaction logs to establish a baseline of your spending.

    list_transactions

  2. Checking cards

    The AI looks at the specific cards tied to your account to see where individual charges are coming from.

    list_cardslist_transactions

  3. Finding patterns

    The AI compares current spending against historical data to find spikes or new vendors.

    list_transactions

  4. Reporting

    The AI organizes the findings into a summary you can act on immediately.

    list_transactions

Try it

Copy these to start.

Use these prompts once you've connected Mercury.

Starting points

Replace the bracketed text with your specific dates, vendor names, or dollar amounts.

Mercury Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_RHJfUvNGjbjXOZwAj5iBeor8Z1fS3OZJyRo3dvdt/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Mercury capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "mercury-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_RHJfUvNGjbjXOZwAj5iBeor8Z1fS3OZJyRo3dvdt/mcp"
    }
  }
}
Copy into chat04

  • Show me all transactions from last month that were over $500.

  • List all spending related to AWS or Google Cloud from the last 90 days.

  • Which of my Mercury cards has the highest total spend this quarter?

  • Find any large transfers made to new recipients in the last two weeks.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Mercury once, then ask.

Log in to Mercury through the secure connection. Once linked, your AI can immediately start reading your transaction data.

Connect Mercury to your AI

FAQ

How this task behaves

  • 01

    Can the AI move money or make transfers?

    No. The AI can only read transaction and card data. It cannot initiate payments or move funds.

  • 02

    Can the AI delete transactions?

    No. The AI has read-only access to your Mercury data through these tools.

  • 03

    Does the AI see my bank login credentials?

    No. Your credentials stay encrypted and are never exposed to the AI or the Vinkius platform.

  • 04

    Can I audit specific employee spending?

    Yes, if those employees are using Mercury cards that are visible in your account.

  • 05

    How does the AI know if a transaction is suspicious?

    The AI identifies outliers based on the historical patterns it finds in your transaction list.

  • More questions about Mercury? The Connector page answers them. See everything the Mercury Connector can do

Connect Mercury to Claude, Cursor, ChatGPT & more