• LIST
  • TOTALS
  • AUDIT
  • HUMAN

How to track recurring subscription charges with your AI

Connect your bank data once. After that, your AI handles the heavy lifting of scanning transaction history for recurring fees.

Ask AI about this page

Short answer

How can I find all my monthly subscriptions in my bank statements?

Upload your OFX bank exports and ask your AI to identify recurring monthly charges. It will pull the specific vendors and amounts into a clean list for you to review.

The results.

Where your data lands.

The AI processes your raw transaction files into these specific outputs.

LIST

Subscription inventory

The AI extracts vendor names and amounts. You get a clear list of every recurring charge found in the file.

TOTALS

Monthly spend summary

The AI calculates the total cost of all identified subscriptions. This shows you exactly how much is leaving your account every month.

AUDIT

Anomalies and spikes

The AI flags any subscription that changed price or frequency. This helps you catch hidden price hikes immediately.

HUMAN

Manual verification

You review the final list to confirm which services to keep or cancel. The AI identifies the data, but you make the decisions.

The workflow

What your AI does when the file arrives.

The AI moves from raw data to a structured list through these steps.

  1. Read the file

    The AI opens your OFX export and reads every transaction line.

    parse_ofx_bank_statement

  2. Identify patterns

    The AI looks for repeating vendor names and consistent monthly intervals.

    parse_ofx_bank_statement

  3. Group charges

    The AI organizes the found subscriptions by vendor and amount.

    parse_ofx_bank_statement

  4. Present results

    The AI gives you a structured summary of your monthly recurring costs.

    parse_ofx_bank_statement

Try it

Copy these to start.

Use these prompts once you have connected the MCP.

Starting points

These are ways to start the conversation. Swap the bracketed text for your actual file names or specific vendors.

ofx Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_mv6UQOimHaTOOFSwdGd6Yu85pDgtPJ2Wx7YF30Nz/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — ofx capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "ofx-bank-statement-parser-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_mv6UQOimHaTOOFSwdGd6Yu85pDgtPJ2Wx7YF30Nz/mcp"
    }
  }
}
Copy into chat04

  • Find all my monthly subscriptions in this [filename.ofx] file.

  • List every recurring charge from [filename.ofx] and show the total monthly cost.

  • Are there any subscription price increases in this [filename.ofx] statement?

  • Summarize my Netflix and Spotify charges from the [filename.ofx] export.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect OFX Bank Statement Parser once, then ask.

Click the link to connect to your preferred AI client. Your credentials stay encrypted, and you can start asking questions about your bank statements immediately.

Connect OFX Bank Statement Parser to your AI

FAQ

How this task behaves.

  • 01

    Can the AI log into my bank account directly?

    No. The AI only reads the OFX files you explicitly provide to it.

  • 02

    Will the AI cancel my subscriptions for me?

    No. The AI only identifies and lists the charges. You must handle all cancellations yourself.

  • 03

    What file types can I use?

    This specific tool is built to work with OFX bank statement exports.

  • 04

    Can it find one-time purchases?

    The tool is designed to find recurring patterns, but you can ask it to list all transactions if you prefer.

  • 05

    Does it work with CSV files?

    No, this tool specifically uses the parse_ofx_bank_statement capability for OFX files.

  • More questions about OFX Bank Statement Parser? The Connector page answers them. See everything the OFX Bank Statement Parser Connector can do

Connect ofx to Claude, Cursor, ChatGPT & more