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CFPB Complaints
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Search 13.8M+ consumer complaints against financial companies — filter by product, company, state and issue.

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CFPB Complaints
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What is the CFPB Consumer Complaint Database MCP Server?

The CFPB Consumer Complaint Database MCP Server gives AI agents like Claude, ChatGPT, and Cursor direct access to CFPB Consumer Complaint Database via 9 tools. Search 13.8M+ consumer complaints against financial companies — filter by product, company, state and issue. Powered by the Vinkius - no API keys, no infrastructure, connect in under 2 minutes.

Built-in capabilities (9)

get_company_complaintsget_complaintget_complaints_by_issueget_complaints_by_productget_complaints_by_stateget_complaints_statsget_complaints_with_narrativeget_recent_complaintssearch_complaints

Tools for your AI Agents to operate CFPB Consumer Complaint Database

Ask your AI agent "Show me recent complaints about Wells Fargo." and get the answer without opening a single dashboard. With 9 tools connected to real CFPB Consumer Complaint Database data, your agents reason over live information, cross-reference it with other MCP servers, and deliver insights you would spend hours assembling manually.

Works with Claude, ChatGPT, Cursor, and any MCP-compatible client. Powered by the Vinkius - your credentials never touch the AI model, every request is auditable. Connect in under two minutes.

Why teams choose Vinkius

One subscription gives you access to thousands of MCP servers - and you can deploy your own to the Vinkius Edge. Your AI agents only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure and security, zero maintenance.

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Vinkius works with every AI agent you already use

…and any MCP-compatible client

CursorClaudeOpenAIVS CodeCopilotGoogleLovableMistralAWSCursorClaudeOpenAIVS CodeCopilotGoogleLovableMistralAWS

CFPB Complaints MCP Server capabilities

9 tools
get_company_complaints

Returns complaint details including products, issues, states, dates and company responses. Get complaints against a specific company

get_complaint

Returns full complaint details including product, company, issue, narrative (if available), dates and company response. Get a specific complaint by ID

get_complaints_by_issue

Common issues: "Incorrect information", "Problem with a purchase", "Attempts to collect debt not owed". Get complaints for a specific issue type

get_complaints_by_product

Common products: "Mortgage", "Debt collection", "Credit card", "Student loan", "Credit reporting". Get complaints for a specific product type

get_complaints_by_state

Returns complaint details including products, companies, issues and dates. Get complaints from a specific US state

get_complaints_stats

Useful for getting a quick count without retrieving full complaint details. Get complaint count statistics

get_complaints_with_narrative

Supports filtering by product, company and state. Get complaints that include consumer narratives (detailed descriptions)

get_recent_complaints

Useful for tracking recent complaint trends. Get the most recent consumer complaints

search_complaints

8M+ complaints against financial companies. Supports filtering by product, company, state, issue, date range and narrative availability. Returns complaint details including product type, company name, issue, state, date received and company response. Search consumer complaints in the CFPB database

What the CFPB Complaints MCP Server unlocks

Connect to CFPB Consumer Complaint Database and explore 13.8M+ consumer complaints through natural conversation — no API key needed.

What you can do

  • Complaint Search — Search complaints by product, company, state, issue and date range
  • Company Complaints — View all complaints against a specific company
  • State Complaints — Browse complaints from a specific US state
  • Product Complaints — Find complaints for specific financial products (Mortgage, Debt Collection, Credit Card)
  • Consumer Narratives — Read detailed consumer narratives describing their experiences
  • Recent Complaints — Track recently filed complaints and complaint trends
  • Statistics — Get complaint counts for quick analysis

How it works

1. Subscribe to this server
2. No API key needed — data is open public domain
3. Start exploring complaint data from Claude, Cursor, or any MCP-compatible client

Who is this for?

  • Consumers — research company complaint histories before choosing financial products
  • Researchers — analyze complaint trends, company responses and regulatory patterns
  • Journalists — find complaint data for investigative reporting on financial companies

Frequently asked questions about the CFPB Complaints MCP Server

01

Do I need an API key?

No! CFPB complaint data is completely free and open public domain. No authentication required.

02

What products are covered?

Complaints cover: Debt collection, Mortgage, Credit card, Credit reporting, Student loan, Bank account, Payday loan, Money transfer, Prepaid card and many more.

03

Can I read consumer narratives?

Yes! Use get_complaints_with_narrative to find complaints that include the consumer's detailed description of their experience.

04

How recent is the data?

The database is updated daily with new complaints. Complaints are published after the company responds or after 15 days, whichever comes first.

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