ChargeOver MCP for AI. Automate Billing, Dunning, and Subscriptions
Gemini Works with every AI agent you already use
…and any MCP-compatible client
How this MCP server connects to your AI agent
ChargeOver MCP gives you full control over complex recurring revenue and subscription billing workflows directly through your AI client. It lets you manage customer profiles, automatically generate invoices, and track every payment transaction—all without opening a dashboard.
If handling dunning, managing subscriptions, or reconciling payments manually feels like an absolute nightmare, this connector makes your AI act as your dedicated billing coordinator.
What AI agents can do with ChargeOver Automation
Create billing customer
Creates a new customer record in the billing system.
Create billing invoice
Generates and records a brand-new invoice for a client.
Create subscription
Sets up a recurring billing package for a customer.
Create new customer profiles and retrieve detailed information on existing accounts.
Programmatically create, update, and manage recurring billing packages for subscribers.
Create brand-new invoices and statements on demand to keep accounts receivable flowing.
List every transaction, payment, refund, or credit that has ever occurred in the system.
Get a high-level summary of account metadata and overall billing health instantly.
Ask an AI about this
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What AI agents can do with ChargeOver: 7 Billing Tools
These tools let you programmatically manage every aspect of your subscription lifecycle, from creating new customers to tracking every payment.
Make your AI actually useful.
Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.
Start using ChargeOver on VinkiusCreate Billing Customer
Creates a new customer record in the billing system.
Create Billing Invoice
Generates and records a brand-new invoice for a client.
Create Subscription
Sets up a recurring billing package for a customer.
List Billing Customers
Retrieves a comprehensive list of every current and past customer record.
List Billing Invoices
Gets a list of all invoices that have been generated in the system.
List Subscriptions
Retrieves details on every active or inactive recurring subscription package.
List Billing Transactions
Lists a detailed log of all payments, refunds, and credits processed.
Security and governance baked right in.
Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.
Claude AI
Open Claude Settings
Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.
Add Custom Connector
Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL:
https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp
Replace [YOUR_TOKEN_HERE] with your token
from cloud.vinkius.com. For OAuth-protected servers, expand
Advanced settings to add credentials.
Start a conversation
Open a new chat. The ChargeOver integration is available immediately — no restart needed.
Choose How to Get Started
Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.
Build Your Own
Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.
- Import from OpenAPI, Swagger, or YAML specs
- Create Agent Skills with progressive disclosure
- Deploy to edge with MCPFusion framework
- Built in DLP, auth, and compliance on every call
- Real time usage dashboard and cost metering
- Publish to catalog or keep private
Make Your AI Do More
Start with ChargeOver, then connect any of our 5,100+ other servers whenever your AI needs more. One click, no limits.
- Use this MCP plus 5,100+ others, all in one place
- Add new capabilities to your AI anytime you want
- Every connection is secured and compliant automatically
- Track usage and costs across all your servers
- Works with Claude, ChatGPT, Cursor, and more
- New servers added to the catalog every week
Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by ChargeOver. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.
VINKIUS INFRASTRUCTURE
Cloud Hosted
Managed infra
V8 Isolated
Sandboxed per request
Zero-Trust Proxy
No stored credentials
DLP Enforced
Policy on every call
GDPR Compliant
EU data residency
Token Compression
~60% cost reduction
Built on the Model Context Protocol (MCP) for Claude, ChatGPT, Cursor, and more
The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.
This connection provides 7 powerful capabilities that interface natively with Claude, ChatGPT, Cursor, and other compatible AI platforms. No middleware. No custom integration required.
The Billing Cycle Spreadsheet Nightmare, Solved with Vinkius AI Gateway
Today, if a client upgrades their service, you have to open the platform. You manually look up their profile, navigate to the billing section, check which subscriptions are currently active, and then finally create a new invoice reflecting the change. Then you repeat that for every single customer.
With this MCP, your agent handles the whole sequence. Tell it, 'Upgrade Acme Corp to Premium.' Your AI client runs the necessary commands—it updates the subscription details, generates the corresponding billing statement, and confirms everything was done correctly. You just get the confirmation.
ChargeOver MCP: Full Billing Visibility
The most time-consuming parts are querying historical data or making sure a payment didn't slip through the cracks. Manually checking transaction histories means jumping between multiple views just to track one $5 refund.
Now, you ask your agent to list_billing_transactions. It pulls that full audit log into conversation instantly. You don't search; you simply talk to it and get the answer.
What your AI can actually do with this
Managing recurring revenue is rarely simple; it involves dozens of moving parts: customer sign-ups, plan upgrades, missed payments, and accurate invoicing. This MCP connects your existing ChargeOver system to any compatible agent, letting you handle all that complexity using natural conversation. Your AI client acts like an expert billing analyst sitting right next to you.
You can ask it to generate a new invoice on the fly or list every customer's payment history for compliance checks. It tracks everything—from creating initial subscriptions to logging every refund and credit in real time. This deep access means your agent knows exactly where your money is, allowing you to run complex financial reports instantly.
We built this catalog of tools within Vinkius so that whether you use Claude, Cursor, or another tool, the billing data is always available through a single, simple connection point.
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Here's how it actually works
The bottom line is you talk to your agent naturally; the MCP handles the secure connection and retrieves the specific billing data for you.
Subscribe to the ChargeOver MCP on Vinkius.
Pull your API Key (Username) and API Secret (Private Key) from your ChargeOver developer settings.
Connect it within your preferred AI client, then ask your agent a question like, 'List all customers with outstanding invoices.'
Who is this actually for?
This is for anyone whose job involves money flowing in cycles. It's for the AR Specialist tired of clicking through ten different dashboards to reconcile a single payment, or the SaaS Founder who needs real-time insight into churn without leaving their main workspace.
Use this MCP to list all customers and generate specific invoices when a plan changes, ensuring zero manual data entry.
Run complex reports by listing all transactions or retrieving the payment history for an entire cohort of users instantly.
Automate account maintenance by creating and updating subscriptions, keeping subscriber packages perfectly coordinated across different services.
What Changes When You Connect
Stop manually tracking payments. By using list_billing_transactions, your agent pulls a detailed log of every payment, refund, or credit immediately.
Never miss an invoice date again. Use create_subscription to set up perfect recurring billing packages for any new client instantly.
Quickly manage your user base. List all customers gives you instant access to every profile without navigating multiple internal tabs.
Stay on top of receivables with ease. The create_billing_invoice tool lets you generate statements the moment they are needed, eliminating delays.
Keep your data clean and accurate by using list_billing_customers, which pulls high-fidelity account metadata directly into conversation.
See it in action
The client just upgraded their plan.
A founder needs to adjust a customer's service level. Instead of logging into ChargeOver and clicking through multiple menus, they ask the agent to create_subscription for the specific new tier, updating billing instantly.
You need to check payment status before a sales call.
A salesperson needs to know if an account is delinquent. They simply ask their agent to list_billing_invoices and get an immediate answer on outstanding amounts, making the call productive right away.
The CFO needs month-end reconciliation.
Instead of exporting five different reports, they prompt the agent with 'list_billing_transactions' to pull a single, comprehensive log of all credits and payments for audit purposes.
A new user signs up mid-cycle.
The operations lead needs to onboard them. They use create_billing_customer first, then immediately call create_subscription to set their recurring billing cycle, all in one conversation.
The honest tradeoffs
Trying to guess the right API endpoint.
You spend an hour reading documentation, only to realize you need a combination of actions (e.g., creating a customer AND then setting up a subscription).
Just tell your agent what needs to happen in plain English. You can ask it first to create_billing_customer, and then follow up by asking it to create_subscription for that new ID.
Manually downloading and reconciling CSVs.
You download a large spreadsheet of transactions, spend hours cleaning it, and manually cross-reference payment dates against invoices.
Use the list_billing_transactions tool. Your agent reads that data out to you instantly, letting you review payments without ever touching a spreadsheet.
Over-relying on one dashboard view.
The primary billing dashboard only shows active customers, but you need the list of all customers, even those who canceled last year for compliance checks.
Use list_billing_customers. This command gives you a full directory that includes every account, regardless of its current status.
When It Fits, When It Doesn't
Use this MCP if your core pain point is managing the lifecycle of recurring revenue: creating subscriptions, handling payments, or generating invoices. It's perfect for billing teams and SaaS founders who need to know exactly where their money comes from, at any time.
Don’t use it if you only need simple contact data (that would be better served by a dedicated CRM connector). Also, don't use this if your primary goal is internal HR management. If you just need to read employee names and titles, an HR system MCP does that job better. Stick to billing tasks: creating_billing_invoice, list_subscriptions, or checking payment status.
Questions you might have
How do I use the ChargeOver MCP to find out if a customer is overdue? +
You can list_billing_invoices or ask your agent to check for outstanding invoices. The system will tell you which accounts have open balances and when they were due.
Can ChargeOver MCP help me create an invoice for a custom fee? +
Yes, use the create_billing_invoice tool. You provide the details—the customer ID, the amount, and what it's for—and the agent generates the record immediately.
What if I need to update a service package? +
You use the create_subscription tool. This allows your agent to modify existing billing packages or set up brand new recurring services programmatically.
Does ChargeOver MCP only work for active customers? +
No. Use list_billing_customers to get a full directory of all accounts, including those that are canceled or inactive, for compliance and audit purposes.
We've already built the connector for ChargeOver. Just plug in your AI agents and start using Vinkius.
No hosting. No infrastructure. No complex setup.
All 7 tools are live and waiting.
You're up and running in seconds.
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