ClearBank MCP Server for Vercel AI SDK 8 tools — connect in under 2 minutes
The Vercel AI SDK is the TypeScript toolkit for building AI-powered applications. Connect ClearBank through the Vinkius and every tool is available as a typed function — ready for React Server Components, API routes, or any Node.js backend.
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Vinkius supports streamable HTTP and SSE.
import { createMCPClient } from "@ai-sdk/mcp";
import { generateText } from "ai";
import { openai } from "@ai-sdk/openai";
async function main() {
const mcpClient = await createMCPClient({
transport: {
type: "http",
// Your Vinkius token — get it at cloud.vinkius.com
url: "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp",
},
});
try {
const tools = await mcpClient.tools();
const { text } = await generateText({
model: openai("gpt-4o"),
tools,
prompt: "Using ClearBank, list all available capabilities.",
});
console.log(text);
} finally {
await mcpClient.close();
}
}
main();
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
About ClearBank MCP Server
The ClearBank MCP Server wraps incredibly defensive digital signatures (RSA-SHA256 PEM) autonomously underneath a native Language Model Chat interface. Meaning, your AI has programmatic limits to fire secure European and British payment rails on command natively.
The Vercel AI SDK gives every ClearBank tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 8 tools through the Vinkius and stream results progressively to React, Svelte, or Vue components — works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
Core Functionality
- Virtual Account Provisioning — Manage deeply nested multi-layered B2B structures. Automatically provision Sort-Code ledgers via
clearbank_create_account. - Payment Initiation (FPS & CHAPS) — Run automated payroll or contractor compensation using direct clearing paths via
clearbank_create_faster_payment. - Algorithmic Tracing — Check real-time payment states organically utilizing
clearbank_get_payment_status.
Use Cases
- Baas Platforms — Direct integration validating funds exactly when needed under FPS limits.
- Treasury Automation — Have the Agent review your high-volume clearing state.
The ClearBank MCP Server exposes 8 tools through the Vinkius. Connect it to Vercel AI SDK in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.
How to Connect ClearBank to Vercel AI SDK via MCP
Follow these steps to integrate the ClearBank MCP Server with Vercel AI SDK.
Install dependencies
Run npm install @ai-sdk/mcp ai @ai-sdk/openai
Replace the token
Replace [YOUR_TOKEN_HERE] with your Vinkius token
Run the script
Save to agent.ts and run with npx tsx agent.ts
Explore tools
The SDK discovers 8 tools from ClearBank and passes them to the LLM
Why Use Vercel AI SDK with the ClearBank MCP Server
Vercel AI SDK provides unique advantages when paired with ClearBank through the Model Context Protocol.
TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime — same ClearBank integration everywhere
Built-in streaming UI primitives let you display ClearBank tool results progressively in React, Svelte, or Vue components
Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
ClearBank + Vercel AI SDK Use Cases
Practical scenarios where Vercel AI SDK combined with the ClearBank MCP Server delivers measurable value.
AI-powered web apps: build dashboards that query ClearBank in real-time and stream results to the UI with zero loading states
API backends: create serverless endpoints that orchestrate ClearBank tools and return structured JSON responses to any frontend
Chatbots with tool use: embed ClearBank capabilities into conversational interfaces with streaming responses and tool call visibility
Internal tools: build admin panels where team members interact with ClearBank through natural language queries
ClearBank MCP Tools for Vercel AI SDK (8)
These 8 tools become available when you connect ClearBank to Vercel AI SDK via MCP:
clearbank_create_account
Provision a new virtual UK Account
clearbank_create_chaps_payment
Can only be done during BofE operating hours. Dispatch a CHAPS High-Value Wire
clearbank_create_faster_payment
Dispatch an instant UK Faster Payment
clearbank_get_account_balances
Assess live balances for a specific account
clearbank_get_accounts
List all internal ClearBank ledgers
clearbank_get_payment_status
Inspect if an FPS or CHAPS instruction settled
clearbank_get_transactions
View deep transaction logs of the Account
clearbank_suspend_account
Immediately freeze an Account preventing transfers out/in
Example Prompts for ClearBank in Vercel AI SDK
Ready-to-use prompts you can give your Vercel AI SDK agent to start working with ClearBank immediately.
"Check our main UK sub-account. View the balances mapped onto it to find liquid limits."
"Initialize an FPS transfer. Send £1,500 from Account 'ACC-12' natively to sort code '404040' account '12341234'."
"Suspend suspicious account ID ACC-99 via API."
Troubleshooting ClearBank MCP Server with Vercel AI SDK
Common issues when connecting ClearBank to Vercel AI SDK through the Vinkius, and how to resolve them.
createMCPClient is not a function
npm install @ai-sdk/mcpClearBank + Vercel AI SDK FAQ
Common questions about integrating ClearBank MCP Server with Vercel AI SDK.
How does the Vercel AI SDK connect to MCP servers?
createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.Can I use MCP tools in Edge Functions?
Does it support streaming tool results?
useChat and streamText that handle tool calls and display results progressively in the UI.Connect ClearBank with your favorite client
Step-by-step setup guides for every MCP-compatible client and framework:
Anthropic's native desktop app for Claude with built-in MCP support.
AI-first code editor with integrated LLM-powered coding assistance.
GitHub Copilot in VS Code with Agent mode and MCP support.
Purpose-built IDE for agentic AI coding workflows.
Autonomous AI coding agent that runs inside VS Code.
Anthropic's agentic CLI for terminal-first development.
Python SDK for building production-grade OpenAI agent workflows.
Google's framework for building production AI agents.
Type-safe agent development for Python with first-class MCP support.
TypeScript toolkit for building AI-powered web applications.
TypeScript-native agent framework for modern web stacks.
Python framework for orchestrating collaborative AI agent crews.
Leading Python framework for composable LLM applications.
Data-aware AI agent framework for structured and unstructured sources.
Microsoft's framework for multi-agent collaborative conversations.
Connect ClearBank to Vercel AI SDK
Get your token, paste the configuration, and start using 8 tools in under 2 minutes. No API key management needed.