How do I obtain my Fee Navigator API Token?

You can generate an API Token in your Fee Navigator dashboard under the **Developer** or **Integrations** settings tab.

Can I upload statement files directly via chat?

Yes! Use the `upload_statement` tool. You can provide the file content as a base64 string, and the agent will handle the ingestion for you.

What kind of savings data does the AI provide?

The AI analyzes interchange rates, markups, and hidden fees to calculate potential monthly and annual savings for the merchant, which can be retrieved using the `analyze_statement` tool.

Fee Navigator MCP Server for Cursor 12 tools — connect in under 2 minutes

Name: Fee Navigator
Availability: InStock
Author: Vinkius

docs.cursor.com/context/model-context-protocol

Built by Vinkius GDPR 12 Tools IDE

Cursor is an AI-first code editor built on VS Code that integrates LLM-powered coding assistance directly into the development workflow. Its Agent mode enables autonomous multi-step coding tasks, and MCP support lets agents access external data sources and APIs during code generation.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install Fee Navigator and 2,500+ MCP Servers from a single visual interface.

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Classic Setup·json

{
  "mcpServers": {
    "fee-navigator": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Fee Navigator MCP Server

Connect your Fee Navigator account to any AI agent and take full control of your merchant statement analysis and proposal workflow through natural conversation.

Cursor's Agent mode turns Fee Navigator into an in-editor superpower. Ask Cursor to generate code using live data from Fee Navigator and it fetches, processes, and writes. all in a single agentic loop. 12 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.

What you can do

Merchant Orchestration — List all managed merchants and fetch detailed profiles including current processing metadata natively
AI Statement Analysis — Trigger instant AI-powered analysis for uploaded merchant statements to identify hidden fees flawlessly
Proposal Intelligence — List, inspect, and track savings proposals to optimize your sales pipeline natively
Audit Management — Access detailed statement audits to verify processing costs and potential overcharges synchronously
Industry Benchmarking — Retrieve real-time industry statistics and savings benchmarks to validate your offers flawlessly
Document Flow — Manage statement uploads and tracking statuses directly from the cloud without manual portal navigation
Identity Context — Verify your API token user profile and account information through the agent flawlessly

The Fee Navigator MCP Server exposes 12 tools through the Vinkius. Connect it to Cursor in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Fee Navigator to Cursor via MCP

Follow these steps to integrate the Fee Navigator MCP Server with Cursor.

Open MCP Settings

Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"

Add the server config

Paste the JSON configuration above into the mcp.json file that opens

Save the file

Cursor will automatically detect the new MCP server

Start using Fee Navigator

Open Agent mode in chat and ask: "Using Fee Navigator, help me...". 12 tools available

Why Use Cursor with the Fee Navigator MCP Server

Cursor AI Code Editor provides unique advantages when paired with Fee Navigator through the Model Context Protocol.

Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context

Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards

MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment

VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools

Fee Navigator + Cursor Use Cases

Practical scenarios where Cursor combined with the Fee Navigator MCP Server delivers measurable value.

Code generation with live data: ask Cursor to generate a security report module using live DNS and subdomain data fetched through MCP

Automated documentation: have Cursor query your API's tool schemas and generate TypeScript interfaces or OpenAPI specs automatically

Infrastructure-as-code: Cursor can fetch domain configurations and generate corresponding Terraform or CloudFormation templates

Test scaffolding: ask Cursor to pull real API responses via MCP and generate unit test fixtures from actual data

Fee Navigator MCP Tools for Cursor (12)

These 12 tools become available when you connect Fee Navigator to Cursor via MCP:

analyze_statement

Trigger AI analysis for an uploaded statement

get_account_info

Get Fee Navigator account details

get_audit

Get details for a specific audit

get_industry_stats

Get merchant service industry savings benchmarks

get_me

Get current API token identity info

get_merchant

Get details for a specific merchant

get_proposal

Get details for a specific proposal

list_audits

List all statement audits

list_merchants

List all merchants in your Fee Navigator account

list_proposals

List all savings proposals

list_recent_activities

List recent merchant analysis activities

upload_statement

Upload a merchant statement for analysis

Example Prompts for Fee Navigator in Cursor

Ready-to-use prompts you can give your Cursor agent to start working with Fee Navigator immediately.

"List all active merchants in my account."

"Show me the potential savings for proposal P-789."

"Check the current industry savings benchmarks."

Troubleshooting Fee Navigator MCP Server with Cursor

Common issues when connecting Fee Navigator to Cursor through the Vinkius, and how to resolve them.

Tools not appearing in Cursor

Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.

Server shows as disconnected

Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.

Fee Navigator + Cursor FAQ

Common questions about integrating Fee Navigator MCP Server with Cursor.

What is Agent mode and why does it matter for MCP?

Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.

Where does Cursor store MCP configuration?

Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.

Can Cursor use MCP tools in inline edits?

No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design. tool calls require user visibility and approval.

How do I verify MCP tools are loaded?

Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.