Finmo MCP Server for Vercel AI SDK 12 tools — connect in under 2 minutes
The Vercel AI SDK is the TypeScript toolkit for building AI-powered applications. Connect Finmo through Vinkius and every tool is available as a typed function. ready for React Server Components, API routes, or any Node.js backend.
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Vinkius supports streamable HTTP and SSE.
import { createMCPClient } from "@ai-sdk/mcp";
import { generateText } from "ai";
import { openai } from "@ai-sdk/openai";
async function main() {
const mcpClient = await createMCPClient({
transport: {
type: "http",
// Your Vinkius token. get it at cloud.vinkius.com
url: "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp",
},
});
try {
const tools = await mcpClient.tools();
const { text } = await generateText({
model: openai("gpt-4o"),
tools,
prompt: "Using Finmo, list all available capabilities.",
});
console.log(text);
} finally {
await mcpClient.close();
}
}
main();
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
About Finmo MCP Server
Connect your Finmo account to any AI agent and automate your global treasury and payment operations through the Model Context Protocol (MCP). Finmo provides a unified platform for managing multi-currency liquidity, local collection methods, and cross-border disbursements, now accessible directly through natural conversation.
The Vercel AI SDK gives every Finmo tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 12 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
What you can do
- Global Pay-ins — List available local collection methods across different countries and initiate pay-ins effortlessly.
- Simplified Payouts — Manage your disbursements globally by listing and initiating payouts to verified beneficiaries.
- Wallet Management — Get a real-time overview of your organization's wallets and balances across various currencies.
- Customer & Beneficiary Control — Maintain your database of customers and payout beneficiaries to ensure secure and accurate transactions.
- Real-time FX Rates — Fetch live foreign exchange quotes to make informed decisions on currency conversions and international transfers.
- Virtual Accounts — List and manage virtual accounts for streamlined reconciliation and local payment acceptance.
- Transaction Monitoring — Track the status of refunds and historical payments to keep your financial records in sync.
The Finmo MCP Server exposes 12 tools through the Vinkius. Connect it to Vercel AI SDK in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.
How to Connect Finmo to Vercel AI SDK via MCP
Follow these steps to integrate the Finmo MCP Server with Vercel AI SDK.
Install dependencies
Run npm install @ai-sdk/mcp ai @ai-sdk/openai
Replace the token
Replace [YOUR_TOKEN_HERE] with your Vinkius token
Run the script
Save to agent.ts and run with npx tsx agent.ts
Explore tools
The SDK discovers 12 tools from Finmo and passes them to the LLM
Why Use Vercel AI SDK with the Finmo MCP Server
Vercel AI SDK provides unique advantages when paired with Finmo through the Model Context Protocol.
TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same Finmo integration everywhere
Built-in streaming UI primitives let you display Finmo tool results progressively in React, Svelte, or Vue components
Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
Finmo + Vercel AI SDK Use Cases
Practical scenarios where Vercel AI SDK combined with the Finmo MCP Server delivers measurable value.
AI-powered web apps: build dashboards that query Finmo in real-time and stream results to the UI with zero loading states
API backends: create serverless endpoints that orchestrate Finmo tools and return structured JSON responses to any frontend
Chatbots with tool use: embed Finmo capabilities into conversational interfaces with streaming responses and tool call visibility
Internal tools: build admin panels where team members interact with Finmo through natural language queries
Finmo MCP Tools for Vercel AI SDK (12)
These 12 tools become available when you connect Finmo to Vercel AI SDK via MCP:
create_customer
Create a new customer
create_payin
Create a new pay-in
create_payout
Create a new payout
get_fx_rate
Get real-time FX rate
list_beneficiaries
List payout beneficiaries
list_customers
List customers
list_payin_methods
List pay-in methods
list_payins
List pay-ins
list_payouts
List payouts
list_refunds
List refunds
list_virtual_accounts
List virtual accounts
list_wallets
List organization wallets
Example Prompts for Finmo in Vercel AI SDK
Ready-to-use prompts you can give your Vercel AI SDK agent to start working with Finmo immediately.
"What are the available pay-in methods for Singapore (SG) in SGD?"
"Show me the current balance of all my organization wallets."
"Get a live exchange rate to sell 1000 USD for EUR."
Troubleshooting Finmo MCP Server with Vercel AI SDK
Common issues when connecting Finmo to Vercel AI SDK through the Vinkius, and how to resolve them.
createMCPClient is not a function
npm install @ai-sdk/mcpFinmo + Vercel AI SDK FAQ
Common questions about integrating Finmo MCP Server with Vercel AI SDK.
How does the Vercel AI SDK connect to MCP servers?
createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.Can I use MCP tools in Edge Functions?
Does it support streaming tool results?
useChat and streamText that handle tool calls and display results progressively in the UI.Connect Finmo with your favorite client
Step-by-step setup guides for every MCP-compatible client and framework:
Anthropic's native desktop app for Claude with built-in MCP support.
AI-first code editor with integrated LLM-powered coding assistance.
GitHub Copilot in VS Code with Agent mode and MCP support.
Purpose-built IDE for agentic AI coding workflows.
Autonomous AI coding agent that runs inside VS Code.
Anthropic's agentic CLI for terminal-first development.
Python SDK for building production-grade OpenAI agent workflows.
Google's framework for building production AI agents.
Type-safe agent development for Python with first-class MCP support.
TypeScript toolkit for building AI-powered web applications.
TypeScript-native agent framework for modern web stacks.
Python framework for orchestrating collaborative AI agent crews.
Leading Python framework for composable LLM applications.
Data-aware AI agent framework for structured and unstructured sources.
Microsoft's framework for multi-agent collaborative conversations.
Connect Finmo to Vercel AI SDK
Get your token, paste the configuration, and start using 12 tools in under 2 minutes. No API key management needed.