Fintoc MCP Server for Vercel AI SDK 12 tools — connect in under 2 minutes
The Vercel AI SDK is the TypeScript toolkit for building AI-powered applications. Connect Fintoc through Vinkius and every tool is available as a typed function. ready for React Server Components, API routes, or any Node.js backend.
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Vinkius supports streamable HTTP and SSE.
import { createMCPClient } from "@ai-sdk/mcp";
import { generateText } from "ai";
import { openai } from "@ai-sdk/openai";
async function main() {
const mcpClient = await createMCPClient({
transport: {
type: "http",
// Your Vinkius token. get it at cloud.vinkius.com
url: "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp",
},
});
try {
const tools = await mcpClient.tools();
const { text } = await generateText({
model: openai("gpt-4o"),
tools,
prompt: "Using Fintoc, list all available capabilities.",
});
console.log(text);
} finally {
await mcpClient.close();
}
}
main();
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
About Fintoc MCP Server
Connect your Fintoc account to any AI agent and automate your open banking and payment operations through the Model Context Protocol (MCP). Fintoc is the leading API for financial integration in Latin America (Chile and Mexico), allowing you to securely access real-time bank data and programmatically initiate transfers.
The Vercel AI SDK gives every Fintoc tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 12 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
What you can do
- Bank Connectivity — List and manage your active bank links to maintain persistent access to financial data.
- Account Inspections — Fetch detailed information for all linked bank accounts, including available balances and holder details.
- Movement History — Retrieve transaction history (movements) for any account with powerful filtering options by date.
- Payment Initiation — Create and monitor payment intents to automate bank transfers directly through the agent.
- Subscription Tracking — List and manage active subscriptions to keep track of recurring payments.
- Institution Discovery — Discover supported banks and financial institutions across different countries (Chile and Mexico).
- Real-time Monitoring — Fetch specific movement details or payment intent statuses to keep your financial operations in sync.
The Fintoc MCP Server exposes 12 tools through the Vinkius. Connect it to Vercel AI SDK in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.
How to Connect Fintoc to Vercel AI SDK via MCP
Follow these steps to integrate the Fintoc MCP Server with Vercel AI SDK.
Install dependencies
Run npm install @ai-sdk/mcp ai @ai-sdk/openai
Replace the token
Replace [YOUR_TOKEN_HERE] with your Vinkius token
Run the script
Save to agent.ts and run with npx tsx agent.ts
Explore tools
The SDK discovers 12 tools from Fintoc and passes them to the LLM
Why Use Vercel AI SDK with the Fintoc MCP Server
Vercel AI SDK provides unique advantages when paired with Fintoc through the Model Context Protocol.
TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same Fintoc integration everywhere
Built-in streaming UI primitives let you display Fintoc tool results progressively in React, Svelte, or Vue components
Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
Fintoc + Vercel AI SDK Use Cases
Practical scenarios where Vercel AI SDK combined with the Fintoc MCP Server delivers measurable value.
AI-powered web apps: build dashboards that query Fintoc in real-time and stream results to the UI with zero loading states
API backends: create serverless endpoints that orchestrate Fintoc tools and return structured JSON responses to any frontend
Chatbots with tool use: embed Fintoc capabilities into conversational interfaces with streaming responses and tool call visibility
Internal tools: build admin panels where team members interact with Fintoc through natural language queries
Fintoc MCP Tools for Vercel AI SDK (12)
These 12 tools become available when you connect Fintoc to Vercel AI SDK via MCP:
create_payment_intent
Create a payment intent
get_account
Get account details
get_link
Get link details
get_movement
Get movement details
get_payment_intent
Get payment intent details
get_subscription
Get subscription details
list_accounts
List accounts for a link
list_institutions
List supported institutions
list_links
List all links
list_movements
List movements for an account
list_payment_intents
List payment intents
list_subscriptions
List subscriptions
Example Prompts for Fintoc in Vercel AI SDK
Ready-to-use prompts you can give your Vercel AI SDK agent to start working with Fintoc immediately.
"List all my bank accounts linked to Fintoc."
"Show me the last 5 transactions for account 'acc_9876'."
"Which banks are supported in Chile (cl)?"
Troubleshooting Fintoc MCP Server with Vercel AI SDK
Common issues when connecting Fintoc to Vercel AI SDK through the Vinkius, and how to resolve them.
createMCPClient is not a function
npm install @ai-sdk/mcpFintoc + Vercel AI SDK FAQ
Common questions about integrating Fintoc MCP Server with Vercel AI SDK.
How does the Vercel AI SDK connect to MCP servers?
createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.Can I use MCP tools in Edge Functions?
Does it support streaming tool results?
useChat and streamText that handle tool calls and display results progressively in the UI.Connect Fintoc with your favorite client
Step-by-step setup guides for every MCP-compatible client and framework:
Anthropic's native desktop app for Claude with built-in MCP support.
AI-first code editor with integrated LLM-powered coding assistance.
GitHub Copilot in VS Code with Agent mode and MCP support.
Purpose-built IDE for agentic AI coding workflows.
Autonomous AI coding agent that runs inside VS Code.
Anthropic's agentic CLI for terminal-first development.
Python SDK for building production-grade OpenAI agent workflows.
Google's framework for building production AI agents.
Type-safe agent development for Python with first-class MCP support.
TypeScript toolkit for building AI-powered web applications.
TypeScript-native agent framework for modern web stacks.
Python framework for orchestrating collaborative AI agent crews.
Leading Python framework for composable LLM applications.
Data-aware AI agent framework for structured and unstructured sources.
Microsoft's framework for multi-agent collaborative conversations.
Connect Fintoc to Vercel AI SDK
Get your token, paste the configuration, and start using 12 tools in under 2 minutes. No API key management needed.