Vinkius
GoCardless

GoCardless MCP for AI. Automate Direct Debits and Recurring Billing Management

Claude Claude
ChatGPT ChatGPT
Cursor Cursor
Gemini Gemini
Windsurf Windsurf
VS Code VS Code
JetBrains JetBrains
Vercel Vercel
See Vinkius in Action

Works with every AI agent you already use

…and any MCP-compatible client

GoCardless MCP on Cursor AI Code EditorGoCardless MCP on Claude Desktop AppGoCardless MCP on OpenAI Agents SDKGoCardless MCP on Visual Studio CodeGoCardless MCP on GitHub Copilot AI AgentGoCardless MCP on Google Gemini AIGoCardless MCP on Lovable AI DevelopmentGoCardless MCP on Mistral AI AgentsGoCardless MCP on Amazon AWS Bedrock

How this MCP server connects to your AI agent

GoCardless connects automated direct debit collections to your workflow. Manage recurring billing and collect payments directly from bank accounts without manual intervention.

This MCP allows you to list customer details, monitor mandate authorizations, trigger one-off debits, and track every payment status in real time using natural language conversation.

What AI agents can do with GoCardless Automation

Stop pending payment

Cancels a payment that hasn't gone through yet.

Create new customer

Adds a new payer record to the account.

Collect payment

Initiates a brand new bank debit collection for an amount owed.

+ 9 more capabilities included
Manage Customer Records

List all bank payers and retrieve detailed information about their accounts.

Authorize Payments

Check the status of existing customer payment authorizations to ensure collection reliability.

Run Collections

Trigger new, one-time bank debit collections or manage ongoing subscription payments.

Track History and Status

Access the full transaction log to view payment history, monitor system activity, and check individual transaction states.

Adjust Payments

Cancel pending payments or retrieve payout recipient details for reconciliation.

Included with Plan

Waiting for input…

AI Agent

What AI agents can do with GoCardless: 12 Payment Tools for Finance

These tools allow you to programmatically handle everything from creating new payers to triggering collections and checking payment status using natural language queries.

Make your AI actually useful.

Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.

Start using GoCardless on Vinkius

Stop Pending Payment

Cancels a payment that hasn't gone through yet.

Create New Customer

Adds a new payer record to the account.

Collect Payment

Initiates a brand new bank debit collection for an amount owed.

Get Customer Details

Retrieves specific information about a payer's account.

Get Mandate Details

Gets the current status and details for an existing payment authorization.

Get Payment Status

Checks the real-time state of any specific transaction (e.g., confirmed or failed).

List Account Creditors

Lists all payout recipients and their necessary financial details.

List Customers

Retrieves a list of all current bank payers on file.

List System Events

Provides an activity log detailing major system actions and changes.

List Active Mandates

Generates a list of all active customer payment authorizations available for use.

List Payment History

Pulls up a comprehensive record of every transaction that has occurred.

List Recurring Payments

Displays all active and planned subscription schedules.

Security and governance baked right in.

Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.

Claude AI

Claude AI

1

Open Claude Settings

Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.

2

Add Custom Connector

Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL:

https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com. For OAuth-protected servers, expand Advanced settings to add credentials.

3

Start a conversation

Open a new chat. The GoCardless integration is available immediately — no restart needed.

Choose How to Get Started

Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.

Build Your Own

Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.

  • Import from OpenAPI, Swagger, or YAML specs
  • Create Agent Skills with progressive disclosure
  • Deploy to edge with MCPFusion framework
  • Built in DLP, auth, and compliance on every call
  • Real time usage dashboard and cost metering
  • Publish to catalog or keep private
Start building

Make Your AI Do More

Start with GoCardless, then connect any of our 5,100+ other servers whenever your AI needs more. One click, no limits.

  • Use this MCP plus 5,100+ others, all in one place
  • Add new capabilities to your AI anytime you want
  • Every connection is secured and compliant automatically
  • Track usage and costs across all your servers
  • Works with Claude, ChatGPT, Cursor, and more
  • New servers added to the catalog every week
GoCardless MCP server cover

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by GoCardless. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

VINKIUS INFRASTRUCTURE

Cloud Hosted

Managed infra

V8 Isolated

Sandboxed per request

Zero-Trust Proxy

No stored credentials

DLP Enforced

Policy on every call

GDPR Compliant

EU data residency

Token Compression

~60% cost reduction

Your data is protected. See how we built it.

Built on the Model Context Protocol (MCP) for Claude, ChatGPT, Cursor, and more

The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.

This connection provides 12 powerful capabilities that interface natively with Claude, ChatGPT, Cursor, and other compatible AI platforms. No middleware. No custom integration required.

Chasing Payments: The Manual Headache, Solved with Vinkius AI Gateway

Most businesses spend too much time manually reconciling revenue. They download statements, copy customer IDs into spreadsheets to check if a mandate is still active, and then log back into the payment portal just to trigger a single missed collection. It's a cycle of clicking through five different dashboards, cross-referencing data points, and dealing with ambiguous error codes.

With this MCP, you just talk to your agent. You tell it, 'I need to check Mandate XYZ for status.' The agent handles the API calls, pulls up `get_mandate_details`, tells you if it’s valid, and instantly confirms the payment flow—all in natural conversation.

GoCardless: Immediate Payment Visibility

The need to manually pull a list of payers or check transaction status vanishes. Instead of navigating complex menus, you simply ask the agent to 'list all customers' or 'get payment status for ABC.' You get actionable data immediately.

This changes everything. Your team moves from being reactive—constantly fixing manual errors and tracking down lost payments—to being proactive, focusing only on growth because your billing infrastructure is running itself.

What your AI can actually do with this

Managing recurring revenue used to mean wrestling with complex spreadsheets and chasing down failed payments. Now, your AI client handles the heavy lifting. Connect this MCP and take full control of your direct debit collections. You can list bank payers and retrieve their contact info instantly. Need to check if a customer's payment authorization is valid? Just ask; the agent checks mandate details for you.

Triggering a one-time collection or setting up complex subscription plans becomes a simple query. Furthermore, you can monitor everything from payout creditor details to system events, giving you total visibility into your cash flow. By integrating this MCP through Vinkius, your AI agent acts like a dedicated payment operations assistant, handling cancellations and checking transaction states (confirmed, failed) right in conversation.

Built · Hosted · Managed by Vinkius GoCardless MCP - Automate Direct Debit Billing
Server ID 019dd0fb-c8b2-71c9-891d-f7624ccf358e
Vinkius Inspector
Compliance Grade A+
Score 100/100
Vinkius Inspector Badge — Score 100/100

Questions you might have

How do I check the status of a payment using GoCardless MCP? +

You use get_payment_status by providing the transaction ID. This tool immediately tells you if the payment is pending, confirmed, or failed, so you know exactly what step to take next.

Can I create a new customer with GoCardless MCP? +

Yes, use create_new_customer to add a payer record. This streamlines onboarding by making the account creation process conversational rather than form-based.

Is GoCardless MCP only for recurring payments? +

No. While it excels at subscriptions, you can also use collect_payment to trigger one-off bank debit collections when needed, covering both types of revenue streams.

What if I need a full audit trail for my payments? +

Use list_payment_history. This tool provides a comprehensive record of every transaction that has ever occurred in your GoCardless account, perfect for audits and reconciliation.

How do I list all current payment authorizations? +

You run the list_active_mandates function. This gives you a clean report of every live authorization that's ready to be used for collecting funds.

Built & Managed by Vinkius 30s setup 12 tools

We've already built the connector for GoCardless. Just plug in your AI agents and start using Vinkius.

No hosting. No infrastructure. No complex setup.
All 12 tools are live and waiting. You're up and running in seconds.

Vinkius runs on Claude Claude
Vinkius runs on ChatGPT ChatGPT
Vinkius runs on Cursor Cursor
Vinkius runs on Gemini Gemini
Vinkius runs on Windsurf Windsurf
Vinkius runs on VS Code VS Code
Vinkius runs on JetBrains JetBrains
Vinkius runs on Vercel Vercel
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