How do I obtain a HealthCare.gov API Key?

You must request a free API key through the **CMS Marketplace API** portal (developer.cms.gov/marketplace-api). Keys are typically sent via email and must be renewed every 60 days.

Can I check if my doctor is in-network for a specific plan?

Yes! Use the `get_provider_coverage` tool by providing the plan ID and the provider ID. The agent will confirm the network status for that specific combination.

What geographic information is required for plan searches?

Most searches require a 5-digit ZIP code and a 5-digit County FIPS code. You can use the `get_counties_by_zip` tool to retrieve the FIPS code for any ZIP code.

Is the integration secure for searching health data?

Absolutely. The integration uses official CMS API keys over HTTPS. Your credentials are encrypted and stored securely within the Vinkius Cloud infrastructure.

HealthCare.gov MCP Server for Cursor 11 tools — connect in under 2 minutes

Name: HealthCare.gov
Availability: InStock
Author: Vinkius

docs.cursor.com/context/model-context-protocol

Built by Vinkius GDPR 11 Tools IDE

Cursor is an AI-first code editor built on VS Code that integrates LLM-powered coding assistance directly into the development workflow. Its Agent mode enables autonomous multi-step coding tasks, and MCP support lets agents access external data sources and APIs during code generation.

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RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install HealthCare.gov and 2,500+ MCP Servers from a single visual interface.

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Classic Setup·json

{
  "mcpServers": {
    "healthcaregov": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About HealthCare.gov MCP Server

Connect the HealthCare.gov Marketplace API to any AI agent and take full control of ACA health plan research and provider network verification through natural conversation.

Cursor's Agent mode turns HealthCare.gov into an in-editor superpower. Ask Cursor to generate code using live data from HealthCare.gov and it fetches, processes, and writes. all in a single agentic loop. 11 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.

What you can do

Plan Search — Retrieve available health and dental plans based on household demographics and location.
Drug Coverage — Search for medications and verify if they are covered by specific plans and at what tier.
Provider Lookup — Search for doctors, hospitals, and facilities and check their in-network status.
Geography Insights — Retrieve County FIPS codes by ZIP code to ensure accurate regional pricing.
Issuer Details — List all insurance companies operating in specific states and their available plans.
Crosswalk Access — Monitor plan transitions between enrollment years to stay updated on coverage changes.

The HealthCare.gov MCP Server exposes 11 tools through the Vinkius. Connect it to Cursor in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect HealthCare.gov to Cursor via MCP

Follow these steps to integrate the HealthCare.gov MCP Server with Cursor.

Open MCP Settings

Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"

Add the server config

Paste the JSON configuration above into the mcp.json file that opens

Save the file

Cursor will automatically detect the new MCP server

Start using HealthCare.gov

Open Agent mode in chat and ask: "Using HealthCare.gov, help me...". 11 tools available

Why Use Cursor with the HealthCare.gov MCP Server

Cursor AI Code Editor provides unique advantages when paired with HealthCare.gov through the Model Context Protocol.

Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context

Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards

MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment

VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools

HealthCare.gov + Cursor Use Cases

Practical scenarios where Cursor combined with the HealthCare.gov MCP Server delivers measurable value.

Code generation with live data: ask Cursor to generate a security report module using live DNS and subdomain data fetched through MCP

Automated documentation: have Cursor query your API's tool schemas and generate TypeScript interfaces or OpenAPI specs automatically

Infrastructure-as-code: Cursor can fetch domain configurations and generate corresponding Terraform or CloudFormation templates

Test scaffolding: ask Cursor to pull real API responses via MCP and generate unit test fixtures from actual data

HealthCare.gov MCP Tools for Cursor (11)

These 11 tools become available when you connect HealthCare.gov to Cursor via MCP:

get_api_metadata

Retrieve metadata about the Marketplace API data

get_counties_by_zip

Retrieve County FIPS codes for a given ZIP code

get_drug_coverage

Check if a medication is covered by a specific plan

get_plan_crosswalk

Get information about plan transitions between years

get_plan_details

Get detailed information about a specific health plan

get_provider_coverage

Verify if a provider is in-network for a specific plan

list_issuers

List insurance issuers operating in a specific state

list_market_states

List states served by the Marketplace

search_drugs

Search for medications in the Marketplace drug database

search_plans

Pass household and place as JSON strings. Search for health and dental plans in the Marketplace

search_providers

Search for healthcare providers (doctors, facilities)

Example Prompts for HealthCare.gov in Cursor

Ready-to-use prompts you can give your Cursor agent to start working with HealthCare.gov immediately.

"Search for health plans in ZIP code 22102."

"Check if 'Lipitor' is covered by plan ID 12345VA001."

"List all insurance companies operating in Virginia."

Troubleshooting HealthCare.gov MCP Server with Cursor

Common issues when connecting HealthCare.gov to Cursor through the Vinkius, and how to resolve them.

Tools not appearing in Cursor

Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.

Server shows as disconnected

Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.

HealthCare.gov + Cursor FAQ

Common questions about integrating HealthCare.gov MCP Server with Cursor.

What is Agent mode and why does it matter for MCP?

Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.

Where does Cursor store MCP configuration?

Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.

Can Cursor use MCP tools in inline edits?

No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design. tool calls require user visibility and approval.

How do I verify MCP tools are loaded?

Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.