How do I trigger an automated credit decision?

Use the `submit_loan_application` tool with the unique application ID. This will trigger the rules-based or AI-driven decision engine configured in your LendAPI account.

Can I search for valid values for specific fields like 'purpose'?

Yes, the `get_lendapi_picklists` tool allows you to retrieve the full list of allowed values for various metadata fields, ensuring your application data is compliant.

Is it possible to manage borrower profiles via the agent?

Absolutely. You can list all borrowers, retrieve detailed profile information, and create new borrower records using the specific borrower tools provided.

LendAPI MCP Server for Cursor 8 tools — connect in under 2 minutes

Name: LendAPI
Availability: InStock
Author: Vinkius

docs.cursor.com/context/model-context-protocol

Built by Vinkius GDPR 8 Tools IDE

Cursor is an AI-first code editor built on VS Code that integrates LLM-powered coding assistance directly into the development workflow. Its Agent mode enables autonomous multi-step coding tasks, and MCP support lets agents access external data sources and APIs during code generation.

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The modern way to manage MCP Servers — no config files, no terminal commands. Install LendAPI and 2,500+ MCP Servers from a single visual interface.

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Classic Setup·json

{
  "mcpServers": {
    "lendapi": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About LendAPI MCP Server

Connect your LendAPI account to any AI agent to automate your loan origination and management workflows. This MCP server enables your agent to interact with borrower profiles, manage loan applications, and trigger automated credit decisioning directly from natural language interfaces.

Cursor's Agent mode turns LendAPI into an in-editor superpower. Ask Cursor to generate code using live data from LendAPI and it fetches, processes, and writes. all in a single agentic loop. 8 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.

What you can do

Borrower Oversight — List and retrieve detailed profiles for all registered borrowers in your system
Application Lifecycle — List, retrieve, and create loan application drafts while monitoring their current status
Credit Decisioning — Submit applications for automated credit review and trigger AI/ML risk assessments
Data Standardization — Retrieve valid picklist values for purposes, industries, and asset types to ensure data quality
Onboarding Automation — Create new borrower records and manage their associated loan requests seamlessly

The LendAPI MCP Server exposes 8 tools through the Vinkius. Connect it to Cursor in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect LendAPI to Cursor via MCP

Follow these steps to integrate the LendAPI MCP Server with Cursor.

Open MCP Settings

Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"

Add the server config

Paste the JSON configuration above into the mcp.json file that opens

Save the file

Cursor will automatically detect the new MCP server

Start using LendAPI

Open Agent mode in chat and ask: "Using LendAPI, help me...". 8 tools available

Why Use Cursor with the LendAPI MCP Server

Cursor AI Code Editor provides unique advantages when paired with LendAPI through the Model Context Protocol.

Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context

Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards

MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment

VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools

LendAPI + Cursor Use Cases

Practical scenarios where Cursor combined with the LendAPI MCP Server delivers measurable value.

Code generation with live data: ask Cursor to generate a security report module using live DNS and subdomain data fetched through MCP

Automated documentation: have Cursor query your API's tool schemas and generate TypeScript interfaces or OpenAPI specs automatically

Infrastructure-as-code: Cursor can fetch domain configurations and generate corresponding Terraform or CloudFormation templates

Test scaffolding: ask Cursor to pull real API responses via MCP and generate unit test fixtures from actual data

LendAPI MCP Tools for Cursor (8)

These 8 tools become available when you connect LendAPI to Cursor via MCP:

create_loan_application

Requires a JSON body with application details. Create a new loan application

create_new_borrower

Requires a JSON body with profile details. Create a new borrower profile

get_application_details

Get details for a specific loan application

get_borrower_details

Get details for a specific borrower

get_lendapi_picklists

Retrieve valid picklist values for metadata fields

list_borrowers

List all borrower profiles

list_loan_applications

List all loan applications

submit_loan_application

Submit a loan application for decisioning

Example Prompts for LendAPI in Cursor

Ready-to-use prompts you can give your Cursor agent to start working with LendAPI immediately.

"List all borrowers in my LendAPI account."

"Show details for loan application ID 'APP-12345'."

"Submit application 'APP-12345' for a final credit decision."

Troubleshooting LendAPI MCP Server with Cursor

Common issues when connecting LendAPI to Cursor through the Vinkius, and how to resolve them.

Tools not appearing in Cursor

Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.

Server shows as disconnected

Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.

LendAPI + Cursor FAQ

Common questions about integrating LendAPI MCP Server with Cursor.

What is Agent mode and why does it matter for MCP?

Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.

Where does Cursor store MCP configuration?

Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.

Can Cursor use MCP tools in inline edits?

No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design. tool calls require user visibility and approval.

How do I verify MCP tools are loaded?

Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.