How do I get a Mercado Pago Access Token?

Go to your Mercado Pago account, navigate to **Developers > Your Integrations > Production Credentials** (or Sandbox), and copy your **Access Token**. It starts with 'APP_USR-' for production.

Can I generate Pix payments?

Yes! Use the `create_pix_payment` action. It generates a Pix transaction and returns QR Code data that can be displayed for the payer to scan and pay instantly.

Yes! Use the `refund_payment` action with a payment_id. If you omit the amount, it performs a full refund. If you provide an amount, it performs a partial refund.

Mercado Pago MCP Server for Cursor 12 tools — connect in under 2 minutes

Name: Mercado Pago
Availability: InStock
Author: Vinkius

docs.cursor.com/context/model-context-protocol

Built by Vinkius GDPR 12 Tools IDE

Cursor is an AI-first code editor built on VS Code that integrates LLM-powered coding assistance directly into the development workflow. Its Agent mode enables autonomous multi-step coding tasks, and MCP support lets agents access external data sources and APIs during code generation.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install Mercado Pago and 2,500+ MCP Servers from a single visual interface.

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Classic Setup·json

{
  "mcpServers": {
    "mercado-pago": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Fully ManagedVinkius Servers

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High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Mercado Pago MCP Server

Connect Mercado Pago to any AI agent and unlock Brazil's leading payment gateway — create Pix payments, manage credit card transactions, issue refunds, and handle customer data through natural conversation.

Cursor's Agent mode turns Mercado Pago into an in-editor superpower. Ask Cursor to generate code using live data from Mercado Pago and it fetches, processes, and writes — all in a single agentic loop. 12 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.

What you can do

Pix Payments — Generate instant Pix QR Codes for frictionless payments
Credit Card Processing — Charge cards (Visa, Mastercard, Elo) securely
Checkout Preferences — Generate payment links for web checkout
Customer Management — Register customers and save cards for one-click payments
Refunds — Issue partial or full refunds instantly
Payment Search — Find and reconcile payments by email, status, or ID
Payment Methods — List all supported methods in Brazil

The Mercado Pago MCP Server exposes 12 tools through the Vinkius. Connect it to Cursor in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Mercado Pago to Cursor via MCP

Follow these steps to integrate the Mercado Pago MCP Server with Cursor.

Open MCP Settings

Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"

Add the server config

Paste the JSON configuration above into the mcp.json file that opens

Save the file

Cursor will automatically detect the new MCP server

Start using Mercado Pago

Open Agent mode in chat and ask: "Using Mercado Pago, help me..." — 12 tools available

Why Use Cursor with the Mercado Pago MCP Server

Cursor AI Code Editor provides unique advantages when paired with Mercado Pago through the Model Context Protocol.

Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context

Cursor's Composer feature can generate entire files using real-time data fetched through MCP — no copy-pasting from external dashboards

MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment

VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools

Mercado Pago + Cursor Use Cases

Practical scenarios where Cursor combined with the Mercado Pago MCP Server delivers measurable value.

Code generation with live data: ask Cursor to generate a security report module using live DNS and subdomain data fetched through MCP

Automated documentation: have Cursor query your API's tool schemas and generate TypeScript interfaces or OpenAPI specs automatically

Infrastructure-as-code: Cursor can fetch domain configurations and generate corresponding Terraform or CloudFormation templates

Test scaffolding: ask Cursor to pull real API responses via MCP and generate unit test fixtures from actual data

Mercado Pago MCP Tools for Cursor (12)

These 12 tools become available when you connect Mercado Pago to Cursor via MCP:

create_card

Save a card for a customer

create_customer

create_payment

Requires a valid card token (generated via SDK frontend). Payment methods: visa, master, amex, etc. Create a new payment using card or other methods

create_pix_payment

Returns QR Code data for the user to scan and pay instantly. Create a Pix payment with QR Code

create_preference

Create a checkout preference for redirection

get_customer

Get customer details

get_identification_types

Get valid identification types (CPF, CNPJ, etc)

get_payment

Get details of a specific payment by ID

get_preference

Get details of a checkout preference

list_payment_methods

List all available payment methods for Brazil

refund_payment

If amount is omitted, performs a full refund. Refund a payment partially or fully

search_payments

Useful for reconciliation and reporting. Search for payments with filters

Example Prompts for Mercado Pago in Cursor

Ready-to-use prompts you can give your Cursor agent to start working with Mercado Pago immediately.

"Create a Pix payment for R$150 for a customer."

"Refund payment 12345678 fully."

"Show me all approved payments for user@email.com."

Troubleshooting Mercado Pago MCP Server with Cursor

Common issues when connecting Mercado Pago to Cursor through the Vinkius, and how to resolve them.

Tools not appearing in Cursor

Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.

Server shows as disconnected

Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.

Mercado Pago + Cursor FAQ

Common questions about integrating Mercado Pago MCP Server with Cursor.

What is Agent mode and why does it matter for MCP?

Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.

Where does Cursor store MCP configuration?

Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.

Can Cursor use MCP tools in inline edits?

No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design — tool calls require user visibility and approval.

How do I verify MCP tools are loaded?

Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.