Mercury MCP Server
Equip your AI agent with direct access to Mercury — check account balances, review transactions, and manage recipients without opening the banking dashboard.
Ask AI about this MCP Server
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* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
What is the Mercury MCP Server?
The Mercury MCP Server gives AI agents like Claude, ChatGPT, and Cursor direct access to Mercury via 10 tools. Equip your AI agent with direct access to Mercury — check account balances, review transactions, and manage recipients without opening the banking dashboard. Powered by the Vinkius - no API keys, no infrastructure, connect in under 2 minutes.
Built-in capabilities (10)
Tools for your AI Agents to operate Mercury
Ask your AI agent "What's the current balance on all my Mercury accounts?" and get the answer without opening a single dashboard. With 10 tools connected to real Mercury data, your agents reason over live information, cross-reference it with other MCP servers, and deliver insights you would spend hours assembling manually.
Works with Claude, ChatGPT, Cursor, and any MCP-compatible client. Powered by the Vinkius - your credentials never touch the AI model, every request is auditable. Connect in under two minutes.
Why teams choose Vinkius
One subscription gives you access to thousands of MCP servers - and you can deploy your own to the Vinkius Edge. Your AI agents only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure and security, zero maintenance.
Build your own MCP Server with our secure development framework →Vinkius works with every AI agent you already use
…and any MCP-compatible client


















Mercury MCP Server capabilities
10 toolsRequired for sending payments. Create a new payment recipient
Get bank account details
Get transaction details
Get treasury balance overview
List all Mercury bank accounts
List sent payments
List payment recipients
List bank statements
List all team members
List recent transactions
What the Mercury MCP Server unlocks
Connect your Mercury business banking account to your AI agent and manage your startup finances conversationally.
What you can do
- Account Balances — Check real-time balances across all your Mercury accounts instantly from your AI agent.
- Transaction History — Pull recent transactions filtered by date, amount, or counterparty to track spending patterns.
- Recipient Management — List, create, and manage payment recipients for ACH and wire transfers.
- Account Details — Retrieve routing numbers, account numbers, and account metadata programmatically.
How it works
1. Subscribe to the Mercury integration on the marketplace.
2. Generate an API token from your Mercury dashboard (Settings → API Tokens).
3. Ask your AI agent to check balances, pull transactions, or manage recipients.
Who is this for?
- Startup Founders — Get an instant snapshot of your runway and cash position during investor calls without switching to a browser.
- Finance & Operations Teams — Automate daily balance checks and transaction reconciliation directly from your development environment.
- Bookkeepers & CFOs — Monitor cash flow and payment activity across multiple Mercury accounts from a single conversational interface.
Frequently asked questions about the Mercury MCP Server
How do I get my Mercury API token?
Log in to your Mercury account at app.mercury.com. Go to Settings → API Tokens and click Create Token. Choose the token type (Read Only for balance checks, or Read and Write for managing recipients). Copy the token immediately — it will only be shown once. Paste it into the configuration field below, and you're ready. No code, no SDK, no webhooks.
Can my AI agent check my startup's runway instantly during a board meeting?
Absolutely. Just ask your AI agent 'What's my current balance across all Mercury accounts?' and it returns real-time balances for every account — checking, savings, and treasury — in seconds. No tab-switching, no logging in, no waiting for the dashboard to load.
What if I need to review recent transactions for month-end close?
Ask your AI agent to pull transactions from any date range. It retrieves each transaction with amount, counterparty, status, and date — perfect for reconciliation. You can filter by account, ask for Wire vs ACH breakdowns, or request only transactions above a specific threshold, all without exporting CSVs.
Is this suitable for companies with multiple Mercury accounts?
Yes. The integration retrieves data across all accounts linked to your API token — operating accounts, savings accounts, and treasury balances. Perfect for venture-backed startups managing multiple entities, holding companies, or finance teams tracking cash positions across subsidiaries.
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Give your AI agents the power of Mercury MCP Server
Production-grade Mercury MCP Server. Verified, monitored, and maintained by Vinkius. Ready for your AI agents — connect and start using immediately.






