Mercury MCP, Ready to Go
Connect your Mercury account to Claude or Cursor to manage business banking and cash flow with your AI agents.
No credit card required. Experience the power of this integration risk-free.
Manage your startup business banking and cash flow from a chat interface.
Works with every AI agent you already use
…and any MCP-compatible client
How fast is the Mercury Connector?
Average time for the server to become ready for requests over the last 14 days, measured until the initialize / tools/list handshake completes. Metrics are updated daily between 00:00 and 04:00 UTC. Create a free account, use this Connector on Vinkius Cloud, and connect it to your AI agent in seconds.
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What AI agents can do with Mercury MCP with 10 Business Banking Tools
Use these tools to check balances, pull transactions, and manage recipients in your Mercury account.
List accounts
Shows every Mercury bank account you have. This helps you see your total cash position at a glance.
List team members
Shows everyone on your Mercury team. Use this to see who has access to your business accounts.
Get account
Pulls specific details like routing numbers for a bank account. This is useful for getting metadata without opening the dashboard.
List transactions
Lists your most recent transactions. You can use this to audit spending for a specific period.
Get transaction
Pulls the full details of a specific transaction. This provides a deep dive into a single payment or deposit.
List recipients
Shows all your saved payment recipients. Use this to see who you have already authorized for transfers.
Create recipient
Adds a new recipient for future ACH or wire transfers. This saves you from re-entering bank details every time.
List payments
Shows a list of payments you've already sent. This helps you track outgoing funds that are currently in transit.
List statements
Pulls your bank statements into the chat. This lets you review official records without downloading PDFs.
Get treasury balance
Shows your current treasury balance overview. This gives you a high-level look at your available funds.
A Connector is a URL. Vinkius runs it: hosting, security, governance, observability.
You're looking at one of 5,800+ managed Connectors. The real value isn't the catalog. It's the control plane that secures, governs, audits, and manages every interaction between your agents and the tools they use.
No Shadow AI
Every agent action is visible, approved, and auditable. Nothing runs outside your governance.
Absolute agent control
Fine-grained permissions for every agent, MCP, and tool. Instantly revoke access and audit every execution.
Cost control per token
Spend broken down to the token, tool, and agent. Budgets and hard limits. No surprise invoices.
Managed & monitored infra
We operate the runtime, authentication, scaling, retries, and monitoring. Your team manages AI, not infrastructure.
Data protection, DLP by design
Sensitive data is filtered before reaching the model. Access is governed so agents receive only the information they're allowed to use.
Token optimization, real savings
Lower AI costs by delivering the right context instead of unnecessary tools. Better accuracy, faster responses, and fewer wasted tokens.
Mercury MCP for Startup Cash Flow Management
This is for startup founders who need to know their runway in seconds, and finance leads who are tired of jumping between tabs to reconcile payments.
Startup Founder
Checks cash position during investor calls to stay updated on runway.
Finance Manager
Automates daily balance checks and reconciles transactions in their dev environment.
Bookkeeper
Monitors cash flow across multiple accounts from a single chat interface.
Frequently Asked Questions
Can Mercury MCP show my balance? +
Yes, it pulls real-time balances for all your accounts so you can see your total cash position instantly.
Can I add new payees? +
You can use the Connector to create new recipients for ACH and wire transfers without needing to open the dashboard.
Does Mercury MCP work with Claude? +
Yes, it works with any MCP-compatible client, including Claude, Cursor, and Windsurf.
How do I get my transaction history? +
The Connector can pull your most recent transactions, which you can then filter by date or amount.
Can I see my bank statements? +
Yes, it allows you to pull a list of your official bank statements directly into your chat.
Can I manage my team members? +
You can use it to list all the team members who currently have access to your Mercury account.
How do I find my routing number? +
You can ask your agent to pull account details, which includes routing numbers and other metadata.
Is Mercury MCP safe for business banking? +
It connects securely to your Mercury account using your own API tokens, ensuring your data remains protected.
How do I get my Mercury API token? +
Log in to your Mercury account at app.mercury.com. Go to Settings → API Tokens and click Create Token. Choose the token type (Read Only for balance checks, or Read and Write for managing recipients). Copy the token immediately — it will only be shown once. Paste it into the configuration field below, and you're ready. No code, no SDK, no webhooks.
Can my AI agent check my startup's runway instantly during a board meeting? +
Absolutely. Just ask your AI agent 'What's my current balance across all Mercury accounts?' and it returns real-time balances for every account — checking, savings, and treasury — in seconds. No tab-switching, no logging in, no waiting for the dashboard to load.
What if I need to review recent transactions for month-end close? +
Ask your AI agent to pull transactions from any date range. It retrieves each transaction with amount, counterparty, status, and date — perfect for reconciliation. You can filter by account, ask for Wire vs ACH breakdowns, or request only transactions above a specific threshold, all without exporting CSVs.
Is this suitable for companies with multiple Mercury accounts? +
Yes. The integration retrieves data across all accounts linked to your API token — operating accounts, savings accounts, and treasury balances. Perfect for venture-backed startups managing multiple entities, holding companies, or finance teams tracking cash positions across subsidiaries.
Your AI, connected to everything.
No credit card required · Free tier available
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