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Modulr MCP Server for Cursor 7 tools — connect in under 2 minutes

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Cursor is an AI-first code editor built on VS Code that integrates LLM-powered coding assistance directly into the development workflow. Its Agent mode enables autonomous multi-step coding tasks, and MCP support lets agents access external data sources and APIs during code generation.

Vinkius supports streamable HTTP and SSE.

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Classic Setup·json
{
  "mcpServers": {
    "modulr": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}
Modulr
Fully ManagedVinkius Servers
60%Token savings
High SecurityEnterprise-grade
IAMAccess control
EU AI ActCompliant
DLPData protection
V8 IsolateSandboxed
Ed25519Audit chain
<40msKill switch
Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Modulr MCP Server

The Modulr MCP Server wraps incredibly defensive digital signatures (HMAC SHA-256) autonomously underneath a native Language Model Chat interface. Meaning, your AI has programmatic limits to fire secure European and British payment rails on command natively.

Cursor's Agent mode turns Modulr into an in-editor superpower. Ask Cursor to generate code using live data from Modulr and it fetches, processes, and writes — all in a single agentic loop. 7 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.

Core Functionality

  • Create Modulr Customers/Accounts — Manage deeply nested multi-layered B2B structures. Automatically provision Sort-Code ledgers via modulr_create_account.
  • Payment Initiation — Run automated payroll or contractor compensation logic utilizing direct clearing paths mapping via modulr_create_payment.
  • Algorithmic Tracing — Check real-time payment states checking failures or settlements organically utilizing modulr_list_payments.

Use Cases

  • Lending Startups — Direct integration validating funds exactly when needed.
  • Payment Reconciliations — Have the Agent review your physical transactional ledger.

The Modulr MCP Server exposes 7 tools through the Vinkius. Connect it to Cursor in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Modulr to Cursor via MCP

Follow these steps to integrate the Modulr MCP Server with Cursor.

01

Open MCP Settings

Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"

02

Add the server config

Paste the JSON configuration above into the mcp.json file that opens

03

Save the file

Cursor will automatically detect the new MCP server

04

Start using Modulr

Open Agent mode in chat and ask: "Using Modulr, help me..."7 tools available

Why Use Cursor with the Modulr MCP Server

Cursor AI Code Editor provides unique advantages when paired with Modulr through the Model Context Protocol.

01

Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context

02

Cursor's Composer feature can generate entire files using real-time data fetched through MCP — no copy-pasting from external dashboards

03

MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment

04

VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools

Modulr + Cursor Use Cases

Practical scenarios where Cursor combined with the Modulr MCP Server delivers measurable value.

01

Code generation with live data: ask Cursor to generate a security report module using live DNS and subdomain data fetched through MCP

02

Automated documentation: have Cursor query your API's tool schemas and generate TypeScript interfaces or OpenAPI specs automatically

03

Infrastructure-as-code: Cursor can fetch domain configurations and generate corresponding Terraform or CloudFormation templates

04

Test scaffolding: ask Cursor to pull real API responses via MCP and generate unit test fixtures from actual data

Modulr MCP Tools for Cursor (7)

These 7 tools become available when you connect Modulr to Cursor via MCP:

01

modulr_create_account

g. GBP or EUR). Instantiate a UK/EU Account under a specific Customer

02

modulr_create_beneficiary

, or IBAN. Map an external Recipient

03

modulr_create_payment

Trigger an outgoing Faster Payment or SEPA payout

04

modulr_get_accounts

List all live Accounts and mapped liquidity

05

modulr_get_customers

List underlying legal customers/entities inside Modulr

06

modulr_get_transactions

Audit transaction histories on a specific Account

07

modulr_list_payments

Check the status of massive payment arrays

Example Prompts for Modulr in Cursor

Ready-to-use prompts you can give your Cursor agent to start working with Modulr immediately.

01

"Check our main UK sub-account. View the history array mapped onto it to find pending activity."

02

"Initialize a payment stream. Register a Beneficiary named 'DevTeam' pointing to target Sort Code 123456 Acct 98765432. Send £5,000 from Account 'A110' natively."

03

"Scan our Modulr operational Customers and list the active instances returning metadata boundaries."

Troubleshooting Modulr MCP Server with Cursor

Common issues when connecting Modulr to Cursor through the Vinkius, and how to resolve them.

01

Tools not appearing in Cursor

Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.
02

Server shows as disconnected

Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.

Modulr + Cursor FAQ

Common questions about integrating Modulr MCP Server with Cursor.

01

What is Agent mode and why does it matter for MCP?

Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.
02

Where does Cursor store MCP configuration?

Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.
03

Can Cursor use MCP tools in inline edits?

No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design — tool calls require user visibility and approval.
04

How do I verify MCP tools are loaded?

Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.

Connect Modulr to Cursor

Get your token, paste the configuration, and start using 7 tools in under 2 minutes. No API key management needed.