How do I connect my Zip account to my AI client?

You subscribe to the MCP on Vinkius and enter your Zip Merchant API Key, Region, and Environment. Once connected, your AI client can immediately use the capabilities.

Can I use this in a production environment?

Yes. You can specify either the Sandbox or Production environment when setting up your credentials.

Which AI clients are compatible with this MCP?

This MCP works with any compatible client, including Claude, Cursor, Windsurf, and VS Code.

Can I process partial refunds?

Yes. The refund capability allows you to process both full and partial refunds for orders.

What happens if I need to cancel an order before it is captured?

You can use the void capability to cancel an authorized but uncaptured payment.

What is the difference between Authorize and Confirm in Zip?

Authorize initiates the transaction and checks for customer funds. Confirm (used in some regions) finalizes the checkout intent before capture.

Can I process partial captures via the agent?

Yes, the capture_zip_payment capability accepts an optional JSON body where you can specify a partial amount to capture if only part of the order is shipping.

How do I handle different regions like US and AU?

Specify your account region ('US' or 'AU') in the configuration settings. The MCP server automatically routes requests to the correct Zip gateway URL.

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Connect Zip to ChatGPT, Claude and Gemini

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Handle checkouts and refunds through your AI client.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 8 capabilities

We ship only the actions that matter.

Capability set01 / 02

01-04

4 capabilities in this set.

Part of 8 available through Zip.

01
Capture zip payment
This capability captures funds for an order that has already been authorized. Use it to finalize a transaction once goods have shipped.
02
Confirm zip order
This capability finalizes an authorized order. It completes the transaction process within the Zip system.
03
Get zip order status
This capability checks the current state of a Zip order. It returns statuses like Authorized, Captured, or Cancelled.
04
Refund zip payment
This capability processes a refund for a specific order. It handles both full and partial refund requests.

Capability set02 / 02

05-08

4 capabilities in this set.

Part of 8 available through Zip.

05
Void zip payment
This capability voids a payment that was authorized but not yet captured. Use this to cancel pending transactions.
06
Authorize zip order
This capability authorizes a payment order. It is primarily used for integrations within the US gateway.
07
Create zip checkout
This capability initializes a new Zip checkout session. You must provide the amount, currency, and redirect URLs.
08
Get zip merchant config
This capability retrieves your merchant account configuration. It provides access to settings and currency limits.

Real work

What teams actually run

Post-Shipment Captures

Tell your agent to capture funds for all orders shipped today.

Customer Refund Requests

Process a partial or full refund for a customer through your chat interface.

Order Status Audits

Ask your agent to check if a specific order was successfully authorized.

Testing Checkout Flows

Use the Sandbox environment to create test checkouts and verify redirect URLs.

Automate a task

Put Zip to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

One connector, every AI

Zip works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put Zip to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

926ms average. Fast in production.

Zip is checked daily against the live service.

Daily averagePeak 1151ms

Oct 3Today

Fastest day: 706ms
Slowest day: 1151ms
14-day trend: Improving-17%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 8 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Zip, so you can see the experience inside your AI.

It does not authenticate your account with Zip. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Zip Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_nRcX2PVAUJUQmeLulcpTfmoXjx9bIznNo0wpqxAt/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — Zip capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "zip-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_nRcX2PVAUJUQmeLulcpTfmoXjx9bIznNo0wpqxAt/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up Zip in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work Zip owners hand off.

This MCP is built for professionals managing e-commerce payments and financial operations.

01
E-commerce Operations
They hand off order monitoring and refund processing to their AI agent.
02
Financial Controllers
They use the AI to audit transaction statuses without logging into the merchant portal.
03
Developers
They use the AI to test and integrate BNPL checkout logic into applications.

FAQ

Questions Zip owners ask.

01
How do I connect my Zip account to my AI client?
You subscribe to the MCP on Vinkius and enter your Zip Merchant API Key, Region, and Environment. Once connected, your AI client can immediately use the capabilities.
02
Can I use this in a production environment?
Yes. You can specify either the Sandbox or Production environment when setting up your credentials.
03
Which AI clients are compatible with this MCP?
This MCP works with any compatible client, including Claude, Cursor, Windsurf, and VS Code.
04
Can I process partial refunds?
Yes. The refund capability allows you to process both full and partial refunds for orders.
05
What happens if I need to cancel an order before it is captured?
You can use the void capability to cancel an authorized but uncaptured payment.
06
What is the difference between Authorize and Confirm in Zip?
Authorize initiates the transaction and checks for customer funds. Confirm (used in some regions) finalizes the checkout intent before capture.
07
Can I process partial captures via the agent?
Yes, the capture_zip_payment capability accepts an optional JSON body where you can specify a partial amount to capture if only part of the order is shipping.
08
How do I handle different regions like US and AU?
Specify your account region ('US' or 'AU') in the configuration settings. The MCP server automatically routes requests to the correct Zip gateway URL.

Explore

More in Money Moves

Connect Zip to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-04

Capture zip payment

Confirm zip order

Get zip order status

Refund zip payment

05-08

Void zip payment

Authorize zip order

Create zip checkout

Get zip merchant config

What teams actually run

Post-Shipment Captures

Customer Refund Requests

Order Status Audits

Testing Checkout Flows

Building your own app? The connector is yours to use.

Zip Connector

Claude Desktop

E-commerce Operations

Financial Controllers

Developers

How do I connect my Zip account to my AI client?

Can I use this in a production environment?

Which AI clients are compatible with this MCP?

Can I process partial refunds?

What happens if I need to cancel an order before it is captured?

What is the difference between Authorize and Confirm in Zip?

Can I process partial captures via the agent?

How do I handle different regions like US and AU?

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