• OUTBOUND
  • TRACKING
  • HUMAN
  • RECORDS

How to send ACH and wire transfers with your AI

Connect your AI to Increase to move money through US payment rails. Once linked, you can trigger payments just by asking.

Ask AI about this page

Short answer

How can I send ACH and wire transfers using my AI?

You tell your AI to make a payment, and it uses the Increase Connector to execute the transfer. You'll be able to send funds via ACH or wire and check the status of those payments through chat. Here is how the process works.

Payment outcomes

What you get

The AI handles the technical execution of your payment requests.

OUTBOUND

Funds sent

The AI triggers the specific transfer type you requested. Money moves through US rails to your recipient.

TRACKING

Status updates

The AI pulls your transfer history. You can ask if a specific payment has cleared or is still pending.

HUMAN

Final approval

The AI prepares the transfer details, but you must confirm the recipient and amount before it goes live.

RECORDS

Clear history

The AI retrieves your transaction logs. You can use this to reconcile payments or verify past transfers.

The workflow

What your AI does when you request a payment.

Your agent acts as the interface between your chat and the Increase payment rails.

  1. Parse request

    The AI looks at your message to decide if you want an ACH or a wire transfer.

    increase_create_achincrease_create_wire

  2. Execute transfer

    The AI sends the payment instruction to the Increase network to move the money.

    increase_create_achincrease_create_wire

  3. Verify status

    The AI checks the transfer history to confirm the payment was successfully initiated.

    increase_list_transfers

  4. Provide summary

    The AI gives you a confirmation of the amount, recipient, and current status.

    increase_list_transfers

Try it

Copy these to start.

Use these prompts to trigger your first transfer.

Starting points

These are opening lines. Replace the names, amounts, and account details with your actual data.

Increase Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_vDFyElLrwlNGdmX84MXjoEnqzdnk59cnDDnFD4N6/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Increase capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "increase-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_vDFyElLrwlNGdmX84MXjoEnqzdnk59cnDDnFD4N6/mcp"
    }
  }
}
Copy into chat04

  • Send a $450 ACH transfer to Acme Corp using account 123456789.

  • Initiate a wire transfer for $1,200 to the vendor in my recent emails.

  • List my last five transfers from Increase to check for pending payments.

  • What is the status of the wire transfer I sent to Global Logistics?

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Start here

Connect Increase once, then ask.

Link your account in one click. Your credentials stay encrypted on our side, and you can start moving money immediately.

Connect Increase to your AI

FAQ

How this task behaves

  • 01

    Can the AI send money without my permission?

    No. The AI prepares the transfer based on your prompt, but you must confirm the action in your chat interface.

  • 02

    Can the AI cancel a wire transfer after it is sent?

    No. The AI can only create or list transfers. Once a transfer is sent through the rails, it cannot be cancelled by the AI.

  • 03

    Can I ask the AI to check my account balance?

    No. This Connector only supports creating ACH and wire transfers and listing existing transfers.

  • 04

    Can the AI see my full bank statement?

    No. The AI only has access to the specific transfer data provided by the tools.

  • 05

    Can the AI create a new recipient for me?

    No. The AI can only initiate transfers using the details you provide in the prompt.

  • More questions about Increase? See everything the Increase Connector can do

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