• VALIDATION
  • SANDBOX
  • BALANCE
  • HUMAN

How to simulate inbound payments with your AI

Connect Increase to your AI client to trigger fake deposits and test your financial logic in a sandbox.

Ask AI about this page

Short answer

How can I simulate inbound payments with my AI?

Your AI can trigger simulated ACH and Wire transfers to test your automated workflows without using real money. You'll see how your system reacts to incoming deposits through these sandbox actions.

Testing outcomes

What you get from a simulation

Running these tests produces specific results for your financial logic.

VALIDATION

Logic verification

The AI triggers a deposit and checks if your automated rules react correctly. You get confirmation that your system handles the event as expected.

SANDBOX

Safe testing

All simulated transfers happen in a sandbox. You can run these tests repeatedly without any risk to your actual bank accounts.

BALANCE

Real-time updates

The AI checks the updated balance after a simulation. This confirms the deposit actually registered in the ledger.

HUMAN

Manual review

If a simulation fails or the balance doesn't update, the AI flags the discrepancy. You step in to investigate the specific failure point.

The workflow

What your AI does when a simulation is requested.

Your AI handles the heavy lifting of calling the Increase API to mimic real banking activity.

  1. Trigger ACH deposit

    The AI initiates a simulated ACH transfer to test your automated clearing house logic.

    increase_simulate_inbound_ach

  2. Trigger Wire deposit

    The AI sends a simulated Wire transfer to verify how your system handles immediate transfers.

    increase_simulate_inbound_wire

  3. Check account status

    The AI pulls the current account balance to confirm the simulated funds were added.

    increase_get_balance

  4. Report results

    The AI compares the expected balance against the actual balance and tells you if the test passed.

    increase_get_balance

Try it

Copy these to start.

Use these prompts to kick off your testing.

Starting points

These are opening lines. Swap out the specific account names or amounts to match your test case.

Increase Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_vDFyElLrwlNGdmX84MXjoEnqzdnk59cnDDnFD4N6/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Increase capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "increase-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_vDFyElLrwlNGdmX84MXjoEnqzdnk59cnDDnFD4N6/mcp"
    }
  }
}
Copy into chat04

  • Simulate an inbound ACH deposit of $500 to my testing account.

  • Trigger a simulated Wire transfer for $1,200 and then check the balance.

  • Run an ACH simulation and tell me if the balance increased correctly.

  • Check the current balance for my sandbox account before I run a Wire simulation.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Increase once, then ask.

Link your Increase account to the MCP. Your credentials stay encrypted on our side, and you can start testing immediately.

Connect Increase to your AI

FAQ

How this task behaves

  • 01

    Will these simulations move real money?

    No. These tools only trigger simulated deposits in a sandbox environment.

  • 02

    Can the AI move money out of my account?

    No. This MCP only has tools for simulating inbound deposits and checking balances. It cannot perform outbound transfers.

  • 03

    Does the AI decide when to trigger a deposit?

    The AI only triggers a simulation when you specifically ask it to in your chat.

  • 04

    Can I use this to test real customer accounts?

    No. These tools are strictly for simulated testing in a sandbox.

  • 05

    Can the AI change my account settings?

    No. The available tools are limited to simulating inbound funds and reading balances.

  • More questions about Increase? See everything the Increase Connector can do

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