• VALIDATED
  • DRAFTED
  • SUBMITTED
  • HUMAN

How to create and submit loan applications with your AI

Connect LendAPI to your AI client to automate loan entry. Your agent handles the data mapping and submission while you handle the final review.

Ask AI about this page

Short answer

How do I create and submit loan applications with my AI?

Your AI uses system picklists to ensure data accuracy, drafts the application, and then pushes it to LendAPI for decisioning. You get a ready-to-process application without manual entry errors. Here is the breakdown of how it works.

The outcomes.

Where your applications land.

Once your AI interacts with LendAPI, you get these results.

VALIDATED

Accurate data mapping

The AI pulls valid options from your system picklists. This prevents submission errors caused by typos or invalid field values.

DRAFTED

Ready-to-review drafts

Your agent builds the application record based on your instructions. You can check the details before anything is finalized.

SUBMITTED

Direct decisioning

The AI pushes the completed application into the LendAPI pipeline. The record moves immediately to the credit decisioning stage.

HUMAN

Final oversight

You keep the authority to approve or edit details. The AI does the typing, but you hold the decision power.

The workflow

What your AI does when a request arrives.

The AI follows a specific sequence to move from a request to a submitted application.

  1. Fetch valid options

    The AI checks your specific system requirements to ensure every field matches your allowed values.

    get_lendapi_picklists

  2. Build the application

    Using the validated data, your agent constructs a complete loan application record.

    create_loan_application

  3. Push to decisioning

    The AI sends the finalized application to the LendAPI system for processing.

    submit_loan_application

  4. Confirm submission

    The AI verifies the submission was successful and reports the status back to you.

    submit_loan_application

Try it

Copy these to start.

Use these prompts to trigger the LendAPI workflow.

Starting points

These are opening lines. Swap the bracketed info for your specific borrower or loan details.

LendAPI Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_uBilWZJgEpDpbJPYyyLrSlv1Sn8TcjyGl1QUzT3P/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — LendAPI capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "lendapi-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_uBilWZJgEpDpbJPYyyLrSlv1Sn8TcjyGl1QUzT3P/mcp"
    }
  }
}
Copy into chat04

  • Draft a new loan application for a borrower named Alex Rivera using the current picklist options.

  • Create a loan application for a $50,000 commercial loan and show me the draft before submitting.

  • Submit the loan application I just drafted for the Smith account.

  • Check the available picklist values for loan types so I can draft a new application.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect LendAPI once, then ask.

One click connects your AI to LendAPI. Your credentials stay encrypted and you can start running these tasks immediately.

Connect LendAPI to your AI

FAQ

How this task behaves.

  • 01

    Can the AI submit an application without me seeing it?

    No. You should always review the draft created by your AI before giving the command to submit.

  • 02

    Does the AI handle the credit decisioning itself?

    No. The AI only submits the application to LendAPI. The actual credit decisioning happens within the LendAPI system.

  • 03

    Will the AI use incorrect field values?

    No. The AI uses the picklist tool to ensure all data matches your system's specific requirements.

  • 04

    Can the AI delete existing loan applications?

    No. This MCP only has tools to fetch picklists, create applications, and submit them.

  • 05

    Can I change the loan amount after it is submitted?

    No. Once the application is submitted via the tool, it is live in the LendAPI system.

  • More questions about LendAPI? See everything the LendAPI Connector can do

Connect LendAPI to Claude, Cursor, ChatGPT & more