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Connect LendAPI to ChatGPT, Claude and Gemini

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Run your entire lending pipeline through a natural language interface.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

ChatGPTClaudeCursorPerplexityGeminiMicrosoft CopilotRaycastMeta AI

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

A futuristic MCP client docking bay
V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 8 capabilities

We ship only the actions that matter.

Capability set01 / 02

01-04

4 capabilities in this set.

Part of 8 available through LendAPI.

  1. 01

    List loan applications

    This capability pulls a full list of all existing loan applications from your account.

  2. 02

    Create loan application

    This capability creates a new loan application draft using a JSON body of application details.

  3. 03

    Get borrower details

    This capability retrieves the full profile and metadata for a specific borrower.

  4. 04

    Get lendapi picklists

    Use this to fetch valid picklist values for industries, purposes, and asset types to keep your data clean.

Capability set02 / 02

05-08

4 capabilities in this set.

Part of 8 available through LendAPI.

  1. 05

    Submit loan application

    This capability sends a completed loan application to the system for final credit decisioning.

  2. 06

    Get application details

    This capability fetches the specific status and data for a single loan application.

  3. 07

    List borrowers

    Use this to get a complete list of all registered borrower profiles.

  4. 08

    Create new borrower

    This capability sets up a new borrower profile in your system with the provided details.

Real work

What teams actually run

01

Rapid Onboarding

Create a new borrower and their initial loan request in one conversation.

02

Pipeline Monitoring

Ask your agent for a summary of all applications currently in the underwriting stage.

03

Risk Assessment Triggers

Move a completed application from draft to decisioning status instantly.

04

Data Validation

Check valid industry or asset type codes before submitting new application data.

Automate a task

Put LendAPI to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

One connector, every AI

LendAPI works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

ClaudeClaudeChatGPTChatGPTGeminiGeminiPerplexityPerplexityGrokGrokMicrosoft CopilotMicrosoft CopilotCursorCursorVS CodeVS CodeWindsurfWindsurfJetBrainsJetBrainsClineClineLangChainLangChainVercel AI SDKVercel AI SDKLovableLovableZ.aiZ.aiRaycastRaycastQwen CodeQwen CodeKimi CodeKimi CodeLe ChatLe Chat

Building your own app? The connector is yours to use.

You don't need a client to put LendAPI to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

882ms average. Fast in production.

LendAPI is checked daily against the live service.

Daily averagePeak 946ms
Oct 15Today
Fastest day
817ms
Slowest day
946ms
14-day trend
Slowing+16%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 8 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of LendAPI, so you can see the experience inside your AI.

It does not authenticate your account with LendAPI. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

LendAPI Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_uBilWZJgEpDpbJPYyyLrSlv1Sn8TcjyGl1QUzT3P/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — LendAPI capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "lendapi-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_uBilWZJgEpDpbJPYyyLrSlv1Sn8TcjyGl1QUzT3P/mcp"
    }
  }
}
  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up LendAPI in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work LendAPI owners hand off.

This MCP is built for professionals working in fintech and digital lending who need to interact with LendAPI without manual data entry.

  • 01

    Lending Managers

    They use the agent to monitor application pipelines and borrower statuses.

  • 02

    Underwriters

    They pull applicant metadata and financial history directly into their workflow.

  • 03

    Fintech Developers

    They use the capabilities to integrate loan origination logic into custom applications.

FAQ

Questions LendAPI owners ask.

  • 01

    How do I connect my LendAPI account?

    You just need to subscribe to the MCP on Vinkius and enter your LendAPI API Key (Bearer Token) in the setup field.

  • 02

    Which AI clients can I use with this MCP?

    You can use any MCP-compatible client, including Claude, Cursor, Windsurf, and VS Code.

  • 03

    Can I trigger credit decisions through the AI?

    Yes, you can use the submit capability to send applications for automated credit review and risk assessment.

  • 04

    Does this MCP handle borrower data?

    Yes, it includes capabilities to create new borrower profiles and retrieve detailed information for existing ones.

  • 05

    Is my LendAPI data secure?

    Vinkius manages your credentials and hosts the connection, allowing your agent to interact with your API securely.

  • 06

    How do I trigger an automated credit decision?

    Use the submit_loan_application capability with the unique application ID. This will trigger the rules-based or AI-driven decision engine configured in your LendAPI account.

  • 07

    Can I search for valid values for specific fields like 'purpose'?

    Yes, the get_lendapi_picklists capability allows you to retrieve the full list of allowed values for various metadata fields, ensuring your application data is compliant.

  • 08

    Is it possible to manage borrower profiles via the agent?

    Absolutely. You can list all borrowers, retrieve detailed profile information, and create new borrower records using the specific borrower capabilities provided.

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