• MATCHED
  • MISMATCH
  • MISSING
  • HUMAN

How to audit payouts and settlements with your AI

Connect Monnify to your AI client to monitor outgoing money and corporate fund movements. Once connected, your agent handles the heavy lifting of data reconciliation.

Ask AI about this page

Short answer

How can I audit my Monnify payouts and settlements using AI?

Your AI pulls disbursement and settlement records to find mismatches or missing funds. It compares what you sent out against what was actually settled in your accounts. You get a clear view of your cash flow accuracy.

Audit outcomes

Where your audit data lands.

The AI organizes its findings into these specific categories.

MATCHED

Verified transactions

The AI confirms that disbursements align perfectly with settlements. You get a clean list of successful, reconciled movements.

MISMATCH

Discrepancy alerts

The AI flags where disbursement amounts don't match settlement totals. These are the specific gaps you need to investigate.

MISSING

Unsettled funds

The AI identifies disbursements that haven't triggered a corresponding settlement yet. This helps you track pending corporate funds.

HUMAN

Manual review required

The AI highlights complex errors or high-value anomalies. You decide how to handle these specific edge cases.

The workflow

What your AI does when the data arrives.

The AI uses direct access to your Monnify data to perform the audit.

  1. Fetch disbursement logs

    The AI pulls a complete list of all outgoing payments made through your account.

    list_disbursements

  2. Pull settlement records

    The AI retrieves the corresponding settlement data to see what actually landed.

    list_settlements

  3. Cross-reference records

    The AI compares the two datasets to find any missing or incorrect amounts.

    list_disbursementslist_settlements

  4. Summarize findings

    The AI presents a final report of reconciled totals and flagged errors.

    list_settlements

Try it

Copy these to start.

Use these prompts to kick off your audit.

Starting points

These are starting points. Swap out the specific dates or transaction IDs to match your actual Monnify data.

Monnify Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_66yc3S8rS2L2lW9bITk4wzcPHAyHxPTJkVawC2vZ/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Monnify capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "monnify-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_66yc3S8rS2L2lW9bITk4wzcPHAyHxPTJkVawC2vZ/mcp"
    }
  }
}
Copy into chat04

  • Compare my Monnify disbursements from last Tuesday against the settlements to see if everything cleared.

  • List all disbursements for the 'Vendor Payments' account and check for any settlement mismatches.

  • Are there any unsettled disbursements in my Monnify account from the last 24 hours?

  • Check the settlement logs for the corporate fund account and flag any amounts that don't match the original payouts.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Monnify once, then ask.

Just provide your credentials through the secure connection. Your login stays encrypted, and you can start auditing immediately.

Connect Monnify to your AI

FAQ

How the audit behaves

  • 01

    Can the AI move money or trigger new payouts?

    No. The AI only reads disbursement and settlement data. It cannot initiate or change any financial transactions.

  • 02

    Does the AI delete any transaction history?

    No. The AI has read-only access to your Monnify records and cannot modify or delete anything.

  • 03

    How does the AI handle partial settlements?

    The AI compares the disbursement amount to the settlement amount. If they don't match, it flags the transaction as a mismatch.

  • 04

    Can I use this to reconcile my bank statements?

    The AI reconciles Monnify disbursements against Monnify settlements. It doesn't have access to your external bank statements unless you provide that data separately.

  • 05

    What happens if a settlement is missing?

    The AI identifies disbursements that have no matching settlement record and flags them as unsettled.

  • More questions about Monnify? The Connector page answers them. See everything the Monnify Connector can do

Connect Monnify to Claude, Cursor, ChatGPT & more