How do I connect my Monnify account?

You subscribe to the MCP on Vinkius and then enter your Monnify API Key and Secret Key. Once entered, you can use it immediately in any compatible client.

Which AI clients can I use with this MCP?

You can use this MCP with any client that supports the Model Context Protocol, such as Claude, Cursor, or Windsurf.

Can I create virtual accounts through my agent?

Yes, you can use the reserve_account capability to create dedicated virtual bank accounts for your customers.

Does this MCP support Nigerian bank transfers?

Yes, it includes capabilities to list supported Nigerian banks and manage disbursements and transfers.

Can I track my payouts to my business bank account?

Yes, you can use the list_settlements capability to monitor the history of payouts from Monnify to your corporate account.

Can I use this server with the Monnify Sandbox?

This implementation defaults to the live production URL. To use the sandbox, the underlying engine code would need to be updated to point to 'sandbox.monnify.com'.

What information is required to reserve a virtual account?

You need to provide a unique account reference, the account name to display, and the customer's full name and email address.

Are all Nigerian banks supported?

Most major commercial banks in Nigeria are supported. You can use the list_banks capability to see the current list of supported institutions for transfers and reservations.

An astronaut overseeing a futuristic data hub

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Connect Monnify to ChatGPT, Claude and Gemini

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Run your entire payment workflow through your AI agent.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

Waiting for input…

Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 10 capabilities

We ship only the actions that matter.

Capability set01 / 03

01-04

4 capabilities in this set.

Part of 10 available through Monnify.

01
Get transaction
This capability fetches specific details for a single transaction.
02
List banks
Use this to see which Nigerian banks are currently supported for transfers and verification.
03
List reserved accounts
This capability returns a list of all virtual accounts you have reserved.
04
List settlements
Use this to view the history of payouts from Monnify to your corporate bank account.

Capability set02 / 03

05-07

3 capabilities in this set.

Part of 10 available through Monnify.

05
Get account details
This capability provides the specific details for a reserved virtual account.
06
Init payment
This capability starts a new payment process and generates the necessary checkout links.
07
List disbursements
Use this to view all outgoing bank transfers and payouts from your account.

Capability set03 / 03

08-10

3 capabilities in this set.

Part of 10 available through Monnify.

08
List monnify invoices
This capability retrieves the digital invoices created on the Monnify platform.
09
List transactions
This capability pulls a list of all Monnify transactions for your account.
10
Reserve account
Use this to create a new dedicated virtual bank account for a customer.

Real work

What teams actually run

Customer Onboarding

Ask your agent to reserve a virtual account for a new user to facilitate their first deposit.

Payment Troubleshooting

Have your agent check the status of a specific transaction reference to resolve customer queries.

Payout Auditing

Use your agent to list recent disbursements to ensure payouts were sent correctly.

Revenue Tracking

Request a summary of recent settlements to monitor funds moving to your corporate account.

Automate a task

Put Monnify to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

One connector, every AI

Monnify works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put Monnify to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

957ms average. Fast in production.

Monnify is checked daily against the live service.

Daily averagePeak 1063ms

Oct 3Today

Fastest day: 790ms
Slowest day: 1063ms
14-day trend: Slowing+8%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 10 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Monnify, so you can see the experience inside your AI.

It does not authenticate your account with Monnify. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Monnify Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_66yc3S8rS2L2lW9bITk4wzcPHAyHxPTJkVawC2vZ/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — Monnify capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "monnify-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_66yc3S8rS2L2lW9bITk4wzcPHAyHxPTJkVawC2vZ/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up Monnify in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work Monnify owners hand off.

This MCP is built for anyone managing financial operations in Nigeria through the Monnify platform.

01
Fintech Startups
Automate customer onboarding by reserving virtual accounts via chat.
02
Merchant Operations
Monitor daily collections and bank transfer performance through an agent.
03
Support Teams
Verify payment references and customer account details during support sessions.

FAQ

Questions Monnify owners ask.

01
How do I connect my Monnify account?
You subscribe to the MCP on Vinkius and then enter your Monnify API Key and Secret Key. Once entered, you can use it immediately in any compatible client.
02
Which AI clients can I use with this MCP?
You can use this MCP with any client that supports the Model Context Protocol, such as Claude, Cursor, or Windsurf.
03
Can I create virtual accounts through my agent?
Yes, you can use the reserve_account capability to create dedicated virtual bank accounts for your customers.
04
Does this MCP support Nigerian bank transfers?
Yes, it includes capabilities to list supported Nigerian banks and manage disbursements and transfers.
05
Can I track my payouts to my business bank account?
Yes, you can use the list_settlements capability to monitor the history of payouts from Monnify to your corporate account.
06
Can I use this server with the Monnify Sandbox?
This implementation defaults to the live production URL. To use the sandbox, the underlying engine code would need to be updated to point to 'sandbox.monnify.com'.
07
What information is required to reserve a virtual account?
You need to provide a unique account reference, the account name to display, and the customer's full name and email address.
08
Are all Nigerian banks supported?
Most major commercial banks in Nigeria are supported. You can use the list_banks capability to see the current list of supported institutions for transfers and reservations.

Explore

More in Finance Accounting

Connect Monnify to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-04

Get transaction

List banks

List reserved accounts

List settlements

05-07

Get account details

Init payment

List disbursements

08-10

List monnify invoices

List transactions

Reserve account

What teams actually run

Customer Onboarding

Payment Troubleshooting

Payout Auditing

Revenue Tracking

Building your own app? The connector is yours to use.

Monnify Connector

Claude Desktop

Fintech Startups

Merchant Operations

Support Teams

How do I connect my Monnify account?

Which AI clients can I use with this MCP?

Can I create virtual accounts through my agent?

Does this MCP support Nigerian bank transfers?

Can I track my payouts to my business bank account?

Can I use this server with the Monnify Sandbox?

What information is required to reserve a virtual account?

Are all Nigerian banks supported?

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