• PROFIT
  • BALANCE
  • TRENDS
  • HUMAN

How to generate financial reports with your AI

Connect Xero to your AI client once. From then on, you can pull live financial data just by asking.

Ask AI about this page

Short answer

How can I get financial reports from Xero using AI?

You ask your AI for specific data like profit or balance sheets, and it pulls the numbers directly from Xero. You'll get immediate answers to questions about your current financial position.

The outcomes.

Where your data lands.

Your AI handles the heavy lifting of pulling numbers from Xero.

PROFIT

Income and expense views

The AI pulls your Profit and Loss data to show you where money is going. You get a clear view of revenue and costs without manual exports.

BALANCE

Real-time asset checks

Ask for a Balance Sheet to see your assets and liabilities. It uses live Xero data to keep your standing accurate.

TRENDS

Period comparisons

Compare different months or years by asking for specific timeframes. Your AI identifies shifts in your financial health based on the reports it pulls.

HUMAN

Manual accounting work

The AI only reads data. You still need to log into Xero to fix errors, reconcile accounts, or change transaction entries.

The workflow

What your AI does when the request arrives.

The AI acts as a bridge between your chat interface and your Xero account.

  1. Analyze the query

    Your AI reads your question to determine if you need a profit report or a balance sheet.

    get_profit_and_lossget_balance_sheet

  2. Fetch P&L data

    If you asked about income or expenses, the AI pulls the relevant Profit and Loss information.

    get_profit_and_loss

  3. Fetch Balance Sheet

    If you asked about assets or liabilities, the AI pulls the current Balance Sheet.

    get_balance_sheet

  4. Present the numbers

    The AI takes the raw data and presents it in a readable format that answers your specific question.

    get_profit_and_lossget_balance_sheet

Try it

Copy these to start.

Use these prompts to begin interacting with your Xero data.

Starting points

These are opening lines. Swap out the dates or specific accounts to get exactly what you need.

Xero Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_7skKUNjMnzaaQpuXte9cw9qWufD73Iua2fEEvkdg/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Xero capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "xero-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_7skKUNjMnzaaQpuXte9cw9qWufD73Iua2fEEvkdg/mcp"
    }
  }
}
Copy into chat04

  • Show me my Profit and Loss for the last quarter.

  • What does my current Balance Sheet look like?

  • How much did I spend on marketing last month?

  • Give me a summary of my current assets and liabilities.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Xero once, then ask.

One link connects your account. Your login stays encrypted on our side, and the full walkthrough lives on the Connector page.

Connect Xero to your AI

FAQ

How this task behaves.

  • 01

    Can the AI change my transactions in Xero?

    No. The AI can only read data to generate reports. It cannot edit, delete, or create new transactions.

  • 02

    Does the AI see all my Xero data?

    The AI only accesses the specific data required to answer your prompt through the provided tools.

  • 03

    Can I ask for a custom report that isn't a P&L or Balance Sheet?

    No. The AI is limited to the specific report types provided by the tools: Profit and Loss and Balance Sheet.

  • 04

    Is my Xero login shared with the AI model?

    No. Your credentials are encrypted and managed by Vinkius, not the AI client.

  • 05

    Can the AI reconcile my bank accounts?

    No. Reconciling accounts is a manual process that must be done within Xero.

  • More questions about Xero? See everything the Xero Connector can do

Connect Xero to Claude, Cursor, ChatGPT & more