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Connect Xero to ChatGPT, Claude and Gemini

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Run your business finances through simple chat commands.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

ChatGPTClaudeCursorPerplexityGeminiMicrosoft CopilotRaycastMeta AI

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

A futuristic MCP client docking bay
V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 9 capabilities

We ship only the actions that matter.

Capability set01 / 03

01-03

3 capabilities in this set.

Part of 9 available through Xero.

  1. 01

    Get invoice details

    This capability pulls full details for a specific Xero invoice, including line items and tax info.

  2. 02

    Get organisation info

    Use this to retrieve high-level details and legal registration info for your Xero organization.

  3. 03

    Get balance sheet

    This capability generates a balance sheet report for a specific date to show assets and liabilities.

Capability set02 / 03

04-06

3 capabilities in this set.

Part of 9 available through Xero.

  1. 04

    Get profit and loss

    Get a profit and loss report for any specific date range you define.

  2. 05

    List bank transactions

    This capability lists all transactions recorded in your connected bank accounts.

  3. 06

    List chart of accounts

    Access your general ledger by listing all accounts in the Xero chart of accounts.

Capability set03 / 03

07-09

3 capabilities in this set.

Part of 9 available through Xero.

  1. 07

    List xero contacts

    This capability retrieves your full list of registered customers and suppliers.

  2. 08

    List xero invoices

    Get a list of all sales and purchase invoices within your Xero organization.

  3. 09

    List xero payments

    This capability shows all payments that have been applied to your invoices.

Real work

What teams actually run

01

Quick Financial Checks

Ask your agent for a quick PnL summary during a meeting instead of opening a browser.

02

Accounts Receivable Management

Identify which customers have outstanding invoices by asking for unpaid totals.

03

Audit Preparation

Retrieve specific invoice details or ledger codes to verify transaction accuracy.

04

Bank Reconciliation

Compare bank transactions against applied payments to ensure accounts match.

Automate a task

Put Xero to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

One connector, every AI

Xero works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

ClaudeClaudeChatGPTChatGPTGeminiGeminiPerplexityPerplexityGrokGrokMicrosoft CopilotMicrosoft CopilotCursorCursorVS CodeVS CodeWindsurfWindsurfJetBrainsJetBrainsClineClineLangChainLangChainVercel AI SDKVercel AI SDKLovableLovableZ.aiZ.aiRaycastRaycastQwen CodeQwen CodeKimi CodeKimi CodeLe ChatLe Chat

Building your own app? The connector is yours to use.

You don't need a client to put Xero to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

857ms average. Fast in production.

Xero is checked daily against the live service.

Daily averagePeak 988ms
Oct 3Today
Fastest day
721ms
Slowest day
988ms
14-day trend
Slowing+7%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 9 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Xero, so you can see the experience inside your AI.

It does not authenticate your account with Xero. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Xero Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_7skKUNjMnzaaQpuXte9cw9qWufD73Iua2fEEvkdg/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Xero capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "xero-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_7skKUNjMnzaaQpuXte9cw9qWufD73Iua2fEEvkdg/mcp"
    }
  }
}
  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up Xero in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work Xero owners hand off.

This MCP is built for anyone who needs to interact with Xero data without manually clicking through the web interface.

  • 01

    Business Owners

    Monitor real-time PnL and bank history through chat.

  • 02

    Accountants

    Audit invoice details and browse the chart of accounts.

  • 03

    Operations Teams

    Verify payment statuses and retrieve customer contact details.

  • 04

    Finance Analysts

    Surface balance sheet data and reconcile payments via conversation.

FAQ

Questions Xero owners ask.

  • 01

    How do I connect Xero to my AI client?

    You subscribe to the MCP on Vinkius and provide your Xero Access Token and Tenant ID. Once connected, you can use it immediately in clients like Claude, Cursor, or Windsurf.

  • 02

    Do I need to manually enter data into Xero?

    No, this MCP is designed to retrieve and read data from your existing Xero account. It acts as a read-heavy interface for your financial information.

  • 03

    Can I get specific reports like Profit and Loss?

    Yes, you can request PnL and Balance Sheet reports for specific dates or time ranges through your AI agent.

  • 04

    Is my financial data secure?

    Vinkius hosts the MCP and manages the credentials, ensuring your connection to Xero is handled through secure, authorized tokens.

  • 05

    Which AI capabilities can I use with this MCP?

    You can use any MCP-compatible client, including Claude, Cursor, Windsurf, and VS Code.

  • 06

    Can I retrieve my profit and loss report for a specific period via chat?

    Yes. The get_profit_and_loss capability allows your AI agent to retrieve a PnL report by providing a start and end date. This provides an instant summary of your revenue and expenses without manual reporting.

  • 07

    How do I find out the outstanding amount on a specific invoice?

    You can use the get_invoice_details capability. Provide the unique invoice ID, and your agent will return the full metadata, including the original amount, any applied payments, and the current balance due.

  • 08

    Is it possible to see my bank transactions through the agent?

    Absolutely. Use the list_bank_transactions capability to retrieve a list of all transactions recorded in your Xero bank accounts, helping you monitor cash flow directly through your conversation.

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