EU Late Payment Interest Calc Connector for AI agents.
3 live capabilities
Automate interest and compensation for overdue B2B invoices.
Waiting for input…
Why people use EU Late Payment Interest Calc
EU Late Payment Interest Calculator for B2B Debt Recovery
With this Connector, you just tell your agent the invoice details. It does all the research and math in the background, following the exact rules of the EU Late Payment Directive. You get a clear, accurate total for your next notice without ever opening a spreadsheet.
What Vinkius changes
You get accurate, legally compliant debt recovery totals without doing any manual math.
Use it from Claude, ChatGPT, Cursor or another AI client you already have.
One account · 5,900+ Connectors
- Real-world use case 01
Debt collection agency notices
A collector asks their agent to calculate the total debt for a €2,000 invoice from last month.
- Real-world use case 02
Small business late payment audit
A shop owner wants to know how much interest they can charge a client who is 90 days late.
- Real-world use case 03
B2B finance compliance check
A finance team needs to verify that their recovery fees match the EU Late Payment Directive.
Complete set · 3capabilities
The complete EU Late Payment Interest Calc capability set.
These are the exact actions your AI can choose when you ask it to work with EU Late Payment Interest Calc.
01—03
3 capabilities in this set.
Part of 3 available through EU Late Payment Interest Calc.
- 01 Capability
Calculate fixed compensation
Determines the fixed administrative recovery fee for an overdue payment. It automatically scales the fee based on the total debt amount.
- 02 Capability
Get total overdue cost
Provides the complete financial burden of a late payment. It combines both the accrued interest and the fixed compensation into one number.
- 03 Capability
Calculate accrued interest
Calculates the interest on an unpaid invoice based on the EU Late Payment Directive. It helps you find the exact variable cost of a payment delay.
Set up in minutes
One URL. Then ask EU Late Payment Interest Calc to work.
Claude and ChatGPT only need the Connector URL. Copy it once, add it in settings, and use EU Late Payment Interest Calc from the conversation.
Choose your client
Live previewAdvanced clients IDE · CLI
Claude · Web + desktop
Connector URL · ready to paste
Streamable HTTPhttps://edge.vinkius.com/vk_preview_IEjsH8qKCohBJrsMQ9QPAtkh3o3IkHEq71PJH0gy/mcp - Step 01
Open Connectors
In Claude Web or Claude Desktop, open Settings and choose Connectors.
- Step 02
Add the URL
Choose Add custom connector, name it EU Late Payment Interest Calc, and paste the URL above.
- Step 03
Turn it on in chat
Select +, open Connectors, and enable EU Late Payment Interest Calc for the conversation.
ChatGPT · Web + desktop
Connector URL · ready to paste
Streamable HTTPhttps://edge.vinkius.com/vk_preview_IEjsH8qKCohBJrsMQ9QPAtkh3o3IkHEq71PJH0gy/mcp - Step 01
Open MCP settings
On desktop, open Settings and MCP servers. On web, open your workspace app or connector settings.
- Step 02
Add the URL
Choose Add server with Streamable HTTP, or create a custom MCP app, then paste the EU Late Payment Interest Calc URL.
- Step 03
Save and start
Save the connection and enable EU Late Payment Interest Calc in your conversation. Desktop may ask you to restart once.
Cursor · IDE configuration
Advanced setup
{
"mcpServers": {
"eu-late-payment-interest-calculator": {
"url": "https://edge.vinkius.com/vk_preview_IEjsH8qKCohBJrsMQ9QPAtkh3o3IkHEq71PJH0gy/mcp"
}
}
}- Step 01
Open MCP Settings
Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"
- Step 02
Add the server config
Paste the JSON configuration above into the mcp.json file that opens
- Step 03
Save the file
Cursor will automatically detect the new Connector
- Step 04
Start using EU Late Payment Interest Calc
Open Agent mode in chat and ask: "Using EU Late Payment Interest Calc, help me...". 3 tools available
VS Code Copilot · IDE configuration
Advanced setup
{
"mcpServers": {
"eu-late-payment-interest-calculator": {
"url": "https://edge.vinkius.com/vk_preview_IEjsH8qKCohBJrsMQ9QPAtkh3o3IkHEq71PJH0gy/mcp"
}
}
}- Step 01
Create MCP config
Create a .vscode/mcp.json file in your project root
- Step 02
Add the server config
Paste the JSON configuration above
- Step 03
Enable Agent mode
Open GitHub Copilot Chat and switch to Agent mode using the dropdown
- Step 04
Start using EU Late Payment Interest Calc
Ask Copilot: "Using EU Late Payment Interest Calc, help me...". 3 tools available
Windsurf · IDE configuration
Advanced setup
{
"mcpServers": {
"eu-late-payment-interest-calculator": {
"url": "https://edge.vinkius.com/vk_preview_IEjsH8qKCohBJrsMQ9QPAtkh3o3IkHEq71PJH0gy/mcp"
}
}
}- Step 01
Open MCP Settings
Go to Settings → MCP Configuration or press Cmd+Shift+P and search "MCP"
- Step 02
Add the server
Paste the JSON configuration above into mcp_config.json
- Step 03
Save and reload
Windsurf will detect the new server automatically
- Step 04
Start using EU Late Payment Interest Calc
Open Cascade and ask: "Using EU Late Payment Interest Calc, help me...". 3 tools available
Cline · IDE configuration
Advanced setup
{
"mcpServers": {
"eu-late-payment-interest-calculator": {
"url": "https://edge.vinkius.com/vk_preview_IEjsH8qKCohBJrsMQ9QPAtkh3o3IkHEq71PJH0gy/mcp"
}
}
}- Step 01
Open Cline MCP Settings
Click the Connectors icon in the Cline sidebar panel
- Step 02
Add remote server
Click "Add Connector" and paste the configuration above
- Step 03
Enable the server
Toggle the server switch to ON
- Step 04
Start using EU Late Payment Interest Calc
Ask Cline: "Using EU Late Payment Interest Calc, help me...". 3 tools available
Claude Code · Terminal command
Advanced setup
claude mcp add eu-late-payment-interest-calculator --transport http "https://edge.vinkius.com/vk_preview_IEjsH8qKCohBJrsMQ9QPAtkh3o3IkHEq71PJH0gy/mcp"- Step 01
Install Claude Code
Run npm install -g @anthropic-ai/claude-code if not already installed
- Step 02
Add the Connector
Run the command above in your terminal
- Step 03
Verify the connection
Run claude mcp to list connected servers, or type /mcp inside a session
- Step 04
Start using EU Late Payment Interest Calc
Ask Claude: "Using EU Late Payment Interest Calc, show me...". 3 tools are ready
Where the request belongs
Work EU Late Payment Interest Calc can move forward.
This is for accounts receivable managers and small business owners who need to enforce payment terms without the headache of manual financial calculations.
Accounts Receivable Clerk
Uses this to quickly generate accurate late payment notices for a high volume of overdue B2B invoices.
Debt Collection Agent
Retrieves precise interest and fee totals to provide clients with firm, legally-backed payment demands.
Small Business Owner
Ensures they are getting paid the full amount they are owed without having to research complex EU directives.
Build the capability set
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Bring your own AI
Change the model, client or framework. Keep EU Late Payment Interest Calc connected.
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Before you connect
Questions about EU Late Payment Interest Calc.
The practical details behind the request, access and result.
Does the EU Late Payment Interest Calculator follow current EU laws?
Yes, it specifically follows the EU Late Payment Directive (2011/7/EU). It handles the ECB reference rate plus the 8% margin automatically to ensure your calculations are legally compliant.
Can I use this for non-B2B payments?
This Connector is designed for B2B (business to business) commercial payments. Because consumer laws and personal debt rules differ, you should only use this for commercial invoice recovery.
What is the fixed compensation fee for late payments?
The fee depends on the total value of the debt. The Connector calculates the correct administrative recovery fee based on the specific tiers defined by the EU Late Payment Directive.
Is the interest rate updated automatically?
Yes, the capability factors in the ECB reference rate. This means your agent will always use the most current rate required by the directive without you needing to look it up.
Can I use this for invoices from outside the EU?
No, this capability is specifically built for the EU Late Payment Directive. If you are dealing with payments from different regions, the interest rates and fees will be different.
How accurate are the calculations?
The calculations are precise. By providing the invoice amount and the specific due date, your agent gets the exact interest and fees required by the directive for that specific time period.
How is the interest rate determined?
The capability uses the European Central Bank (ECB) reference rate for the relevant period and adds a fixed margin of 8 percentage points, as required by EU law.
What is the fixed compensation amount?
The compensation amount depends on the invoice value: €40 for small debts, €70 for medium debts, and €100 for large debts.
Can I calculate the total cost in one go?
Yes, use the get_total_overdue_cost capability to receive a breakdown of both interest and compensation along with the final grand total.
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Give your agent a direct line to EU Late Payment Interest Calc.
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