Fig Finance MCP for AI. Automate the entire lending lifecycle in chat.
Works with every AI agent you already use
…and any MCP-compatible client








Connect to your AI in seconds.
Fig Finance MCP automates embedded lending cycles by giving your AI agent direct access to core financial functions. You can manage customer profiles, query live loan offers based on credit assessment data, and trigger fund disbursements—all without leaving your chat window.
This lets you build complex B2B payment workflows directly into any conversational interface.
What your AI can do
Apply for loan
Submits a formal request to apply for a new loan on behalf of a customer.
Create customer
Adds and registers details for a brand-new customer profile into the system.
Disburse funds
Initiates the transfer of approved loan funds to the designated account.
Register new users or pull detailed records for existing customers to assess their credit standing.
Query real-time loan offers and check the current status of any application against available funds.
Trigger fund disbursements for approved loans, or list all past financial transactions to audit activity.
Ask an AI about this
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Fig Finance: 12 Tools for Embedded Finance
Use these tools to manage everything from initial customer registration and loan application through fund disbursement and historical transaction auditing.
Make your AI actually useful.
Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.
Start using Fig Finance on VinkiusApply For Loan
Submits a formal request to apply for a new loan on behalf of a customer.
Create Customer
Adds and registers details for a brand-new customer profile into the system.
Disburse Funds
Initiates the transfer of approved loan funds to the designated account.
Get Balance
Retrieves the current available cash balance associated with the authorized...
Get Customer
Pulls all known details for a specific customer ID into your agent's context.
Get Loan Offers
Retrieves all possible loan products and their terms available to a specified customer.
Get Loan Status
Checks the current lifecycle stage of any given loan application or account.
Get Me
Pulls basic profile details for the authorized user account making the requests.
Get Repayments
Fetches the detailed repayment schedule and status for any active loan.
List Customers
Provides a comprehensive list of all customer records maintained in your Fig Finance...
List Loans
Generates an overview listing every loan currently recorded in the system.
List Transactions
Outputs a full chronological list of all financial movements and transactions.
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Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.
Build Your Own
Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.
- Import from OpenAPI, Swagger, or YAML specs
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- Built in DLP, auth, and compliance on every call
- Real time usage dashboard and cost metering
- Publish to catalog or keep private
Make Your AI Do More
Start with Fig Finance, then connect any of our 5,100+ other servers whenever your AI needs more. One click, no limits.
- Use this MCP plus 5,100+ others, all in one place
- Add new capabilities to your AI anytime you want
- Every connection is secured and compliant automatically
- Track usage and costs across all your servers
- Works with Claude, ChatGPT, Cursor, and more
- New servers added to the catalog every week
Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Fig Finance. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.
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Works with Claude, ChatGPT, Cursor, and more
The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.
This connection provides 12 powerful capabilities that interface natively with Claude, ChatGPT, Cursor, and other compatible AI platforms. No middleware. No custom integration required.
Dealing with embedded finance used to mean opening five different portals.
Right now, if you need to check a customer's credit status and then see what loans they qualify for, you have to jump between your CRM, the dedicated lending portal, and finally the accounting system. You pull one report, copy five IDs, paste them into another sheet, and wait for an email confirmation that the funds are ready.
With this MCP, all that happens inside a single chat session. Your agent handles the data flow: it pulls customer details, checks offers via `get_loan_offers`, and gives you the final verdict on eligibility—all without ever leaving your client interface.
You get complete visibility over every financial step with Fig Finance MCP.
The manual process of tracking a loan involves cross-referencing the initial application, checking the current status, and then finding the repayment schedule. This is slow, prone to versioning errors, and requires multiple people to reconcile data points.
Now you can ask your agent about any specific loan's details—like running `get_repayments` or calling `list_transactions`—and get an immediate, unified answer. The process goes from hours of reconciliation to a single query.
What your AI can actually do with this
Fig Finance is for platforms needing embedded finance capabilities in emerging markets. It connects your agent to the full lending lifecycle—from initial customer onboarding to final repayment tracking. You can use this MCP to register new users, immediately check their eligibility by querying tailored loan offers, and determine if they need help understanding their existing debt.
If a client approves an offer, you trigger the disbursement; or, if the loan is active, you pull detailed repayment schedules and monitor the current account balance. It's about making complex financial steps—like listing all transactions or reviewing the authorized application details—feel like simple questions to your AI agent. All this functionality lives in one place on Vinkius, so you can connect it from any MCP-compatible client.
019d7598-ddc0-72d7-9cf7-ef01011c927b Here's how it actually works
The bottom line is: your AI client talks directly to Fig Finance's core services without needing a custom middleware layer or manual API calls.
First, subscribe to this MCP and provide your Fig Finance API Key from the partner dashboard.
Your AI agent then uses specific functions—like list_customers or get_balance—to pull initial account data.
The agent structures that raw data, allowing you to execute complex actions like submitting an application via apply_for_loan.
Who is this actually for?
Fintech platforms and B2B marketplaces that need embedded credit functionality. This MCP solves the problem of having to juggle separate loan origination systems, customer CRMs, and payment gateways just to approve a single transaction.
Needs to validate if the platform can automate the full lending journey—from lead capture through disbursement and tracking.
Must integrate complex, multi-step financial logic (like checking balance before applying for a loan) into an automated workflow.
Wants to replace manual data pulls from multiple dashboards by letting their agent list all historical transactions or check the status of every active loan.
What Changes When You Connect
Eliminate manual data entry: You can check a customer's eligibility and get loan offers using get_loan_offers without opening any external dashboards.
Audit everything instantly: Need to know where the money went? Use list_transactions or list_loans to pull a full, auditable history via your agent.
Close the loop on funding: Instead of sending an email to start the process, call disburse_funds directly from your chat workflow once approval is confirmed.
Manage client records: Use create_customer and get_customer together. This lets you build a complete customer profile and assess their standing in one sequence.
Track repayment risk: Don't guess on payments. Call get_repayments to get the official schedule, or run list_loans for an account overview.
See it in action
A new merchant needs credit.
An ops analyst asks their agent: 'Check Samuel Okoro (cust_101) for loans.' The agent runs get_loan_offers, finds two options, and then the analyst uses apply_for_loan to submit his choice instantly.
Checking account health.
A manager asks: 'What's our liquidity?' The agent calls get_balance. If that's good, they then use list_transactions to show the team where the recent funds came from.
Approving a disbursement.
After verifying the customer via get_customer, the agent confirms everything is ready and executes disburse_funds. This replaces multiple email sign-offs with one command.
The honest tradeoffs
Only listing customers.
A user just calls list_customers and then stops, leaving the team to manually pick a customer ID and check their status in another system.
Don't stop there. After calling list_customers, immediately follow up by asking the agent to run get_customer for the specific ID you care about.
Bypassing initial checks.
A user skips checking the account balance and just attempts to execute a fund disbursement, which will likely fail due to insufficient liquidity.
Always check get_balance first. This prevents runtime failures and gives you immediate feedback on whether the transaction is even possible.
When It Fits, When It Doesn't
Use this MCP if your core business loop involves financial state changes: creation, assessment, status update, or fund movement. You need it when a user's request ('Can I get more money?') requires multiple internal checks (e.g., checking get_balance AND calling get_loan_offers). Don't use this if you just need static data retrieval; for example, listing all customer names is simple enough that dedicated directory tools might suffice. But the moment you hit loan eligibility or funds disbursement, this MCP is required.
Questions you might have
How do I know if the balance is high enough for disbursement using get_balance? +
The agent returns your current wallet balance. You use this number in conjunction with the requested loan amount to confirm sufficient funds before calling disburse_funds.
Can I check a customer's details without knowing their ID? (get_customer) +
No, get_customer requires an ID. If you don't have it, first run list_customers to get the full list and find the correct identifier.
What if I want to see all my loans? (list_loans) +
Calling list_loans gives you a summary of every loan. If you need deep details on one, use that loan's ID in the get_loan_status tool.
Does apply_for_loan automatically start the process? +
No, it just submits the application request. You still need to check the status using get_loan_status afterward to confirm if an offer was accepted.
When I run `create_customer`, what information is required to successfully register a new account? +
You must provide core identifying details, such as the customer's full name and primary contact number. The MCP validates this data against Fig Finance standards before registration; incomplete fields will generate an error that specifies which data points are missing.
If I use `disburse_funds` and the transaction fails, how do I troubleshoot the issue? +
A failed disbursement usually indicates insufficient funds or an invalid account ID. Check your current balance using get_balance, then verify all IDs in the request payload against the system records before retrying.
How does the data I provide affect the results from `get_loan_offers`? +
The offers generated are based on the customer profile and any associated risk scores you pass to the tool. Better, more complete customer records mean the agent can query for a much narrower and more accurate set of loan options.
Can I filter transaction history when listing data using `list_transactions`? +
Yes, you control the scope by specifying parameters like start date, end date, or specific transaction types. This prevents retrieving massive amounts of irrelevant data and keeps your queries focused.
How do I obtain my Fig Finance API Key? +
You can generate your API Key within your Fig Finance Partner Dashboard under the Developer or API Keys section.
Does Fig Finance support real-time disbursement? +
Yes, Fig Finance focuses on automated and near-instant disbursements once a loan application is approved through its AI algorithms.
Can I check the wallet balance of my account? +
Yes! The get_balance tool allows you to retrieve the current available balance in your Fig Finance account flawlessly.
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