loan-comparator Connector for AI agents.
4 live capabilities
Compare mortgage offers and calculate amortization schedules with 100% accuracy.
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Why people use loan-comparator
Intelligent Loan Comparator for Accurate Mortgage Math
With this Connector, you just tell your agent to compare the offers. It pulls the data, runs the math through a deterministic engine, and gives you a side-by-side breakdown of the total interest and monthly payments. You get a clear winner without ever opening Excel.
What Vinkius changes
Your AI gets perfect math for loan comparisons without the risk of hallucinations.
Use it from Claude, ChatGPT, Cursor or another AI client you already have.
One account · 5,900+ Connectors
- Real-world use case 01
Comparing Mortgage Offers
A client has two quotes.
- Real-world use case 02
Debt Paydown Strategy
A user wants to know if paying an extra $200 a month matters.
- Real-world use case 03
Loan Structure Analysis
A user wants to see the difference between PRICE and SAC payments.
Complete set · 4capabilities
The complete loan-comparator capability set.
These are the exact actions your AI can choose when you ask it to work with loan-comparator.
01—04
4 capabilities in this set.
Part of 4 available through loan-comparator.
- 01 Capability
Compare two loans
Directly compares two distinct loan offers to see which one is mathematically cheaper over the full term. This helps you find the best deal quickly.
- 02 Capability
Calculate effective interest rate
Converts a nominal annual interest rate into an effective annual rate based on compounding periods. It shows you the true cost of borrowing.
- 03 Capability
Calculate loan payoff speed
Calculates the exact time and interest saved by making extra monthly payments toward a loan's principal. Use it to see how much sooner you'll be debt-free.
- 04 Capability
Calculate loan amortization
Calculates total interest, total paid, and specific installments for PRICE or SAC loan types. It provides a full breakdown of your loan payments.
Set up in minutes
One URL. Then ask loan-comparator to work.
Claude and ChatGPT only need the Connector URL. Copy it once, add it in settings, and use loan-comparator from the conversation.
Choose your client
Live previewAdvanced clients IDE · CLI
Claude · Web + desktop
Connector URL · ready to paste
Streamable HTTPhttps://edge.vinkius.com/vk_preview_YhnkwpJPcO3udjyVS6WjceTOqQvQR7mbUdNdLED3/mcp - Step 01
Open Connectors
In Claude Web or Claude Desktop, open Settings and choose Connectors.
- Step 02
Add the URL
Choose Add custom connector, name it loan-comparator, and paste the URL above.
- Step 03
Turn it on in chat
Select +, open Connectors, and enable loan-comparator for the conversation.
ChatGPT · Web + desktop
Connector URL · ready to paste
Streamable HTTPhttps://edge.vinkius.com/vk_preview_YhnkwpJPcO3udjyVS6WjceTOqQvQR7mbUdNdLED3/mcp - Step 01
Open MCP settings
On desktop, open Settings and MCP servers. On web, open your workspace app or connector settings.
- Step 02
Add the URL
Choose Add server with Streamable HTTP, or create a custom MCP app, then paste the loan-comparator URL.
- Step 03
Save and start
Save the connection and enable loan-comparator in your conversation. Desktop may ask you to restart once.
Cursor · IDE configuration
Advanced setup
{
"mcpServers": {
"intelligent-loan-comparator": {
"url": "https://edge.vinkius.com/vk_preview_YhnkwpJPcO3udjyVS6WjceTOqQvQR7mbUdNdLED3/mcp"
}
}
}- Step 01
Open MCP Settings
Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"
- Step 02
Add the server config
Paste the JSON configuration above into the mcp.json file that opens
- Step 03
Save the file
Cursor will automatically detect the new Connector
- Step 04
Start using loan-comparator
Open Agent mode in chat and ask: "Using loan-comparator, help me...". 4 tools available
VS Code Copilot · IDE configuration
Advanced setup
{
"mcpServers": {
"intelligent-loan-comparator": {
"url": "https://edge.vinkius.com/vk_preview_YhnkwpJPcO3udjyVS6WjceTOqQvQR7mbUdNdLED3/mcp"
}
}
}- Step 01
Create MCP config
Create a .vscode/mcp.json file in your project root
- Step 02
Add the server config
Paste the JSON configuration above
- Step 03
Enable Agent mode
Open GitHub Copilot Chat and switch to Agent mode using the dropdown
- Step 04
Start using loan-comparator
Ask Copilot: "Using loan-comparator, help me...". 4 tools available
Windsurf · IDE configuration
Advanced setup
{
"mcpServers": {
"intelligent-loan-comparator": {
"url": "https://edge.vinkius.com/vk_preview_YhnkwpJPcO3udjyVS6WjceTOqQvQR7mbUdNdLED3/mcp"
}
}
}- Step 01
Open MCP Settings
Go to Settings → MCP Configuration or press Cmd+Shift+P and search "MCP"
- Step 02
Add the server
Paste the JSON configuration above into mcp_config.json
- Step 03
Save and reload
Windsurf will detect the new server automatically
- Step 04
Start using loan-comparator
Open Cascade and ask: "Using loan-comparator, help me...". 4 tools available
Cline · IDE configuration
Advanced setup
{
"mcpServers": {
"intelligent-loan-comparator": {
"url": "https://edge.vinkius.com/vk_preview_YhnkwpJPcO3udjyVS6WjceTOqQvQR7mbUdNdLED3/mcp"
}
}
}- Step 01
Open Cline MCP Settings
Click the Connectors icon in the Cline sidebar panel
- Step 02
Add remote server
Click "Add Connector" and paste the configuration above
- Step 03
Enable the server
Toggle the server switch to ON
- Step 04
Start using loan-comparator
Ask Cline: "Using loan-comparator, help me...". 4 tools available
Claude Code · Terminal command
Advanced setup
claude mcp add intelligent-loan-comparator --transport http "https://edge.vinkius.com/vk_preview_YhnkwpJPcO3udjyVS6WjceTOqQvQR7mbUdNdLED3/mcp"- Step 01
Install Claude Code
Run npm install -g @anthropic-ai/claude-code if not already installed
- Step 02
Add the Connector
Run the command above in your terminal
- Step 03
Verify the connection
Run claude mcp to list connected servers, or type /mcp inside a session
- Step 04
Start using loan-comparator
Ask Claude: "Using loan-comparator, show me...". 4 tools are ready
Where the request belongs
Work loan-comparator can move forward.
This is for mortgage brokers and financial planners who need to provide accurate quotes to clients without doing the manual math in a spreadsheet. It's also for anyone looking to manage their own debt with precision.
Mortgage Broker
Analyzes multiple lender offers to find the best deal for a client's specific budget on a Tuesday afternoon.
Financial Planner
Builds out debt repayment strategies and shows clients the long-term impact of extra payments.
Personal Finance Enthusiast
Compares different credit card or personal loan offers to see the true cost of borrowing.
Build the capability set
Add more capabilities.
Each Connector adds new actions and data without changing how you work.
Browse Connectors
Financial Math Engine
Equip your AI with zero-hallucination financial calculation powers. Calculate flawless Amortization Schedules (SAC/PRICE), Compound Interest, and Loan projections.
Interest Amortization Engine
Generate exact SAC and Price (French) amortization schedules for real estate litigation.
Finance Toolkit
Empower your AI agents to compute complex financial formulas. Instantly calculate ROI, compound interests, and SAC/Price amortization tables local.
Debt Avalanche Simulator
Run precise month-by-month debt payoff simulations using the highest-interest-rate priority strategy.
Loan Comparison Engine
Compare up to 5 loan configurations side by side, including fixed/adjustable rates and balloon payments.
Mortgage Payment Calculator
Calculate monthly mortgage payments, amortization schedules, and compare rent vs. buy scenarios.
Bring your own AI
Change the model, client or framework. Keep loan-comparator connected.
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Claude -
ChatGPT -
Gemini -
Cursor -
VS Code -
Windsurf -
ZCode -
Cline -
Zed -
Continue -
Kiro -
Roo Code -
Zencoder -
Goose -
Void -
Augment Code -
Amp -
Qodo -
Tabnine -
Pieces -
Sourcegraph Cody -
JetBrains -
Warp -
Amazon Q -
Antigravity -
BoltAI -
Raycast -
Jan -
LM Studio -
AnythingLLM -
Open WebUI -
Msty -
Cherry Studio -
LibreChat -
TypingMind -
Chorus -
5ire -
n8n -
LangChain -
LlamaIndex -
CrewAI -
Vercel AI SDK
Before you connect
Questions about loan-comparator.
The practical details behind the request, access and result.
Can the Intelligent Loan Comparator handle different loan types like PRICE or SAC?
Yes, it supports both PRICE and SAC structures. This allows your agent to calculate payments correctly regardless of whether the principal is paid down first or the monthly payment is fixed.
Does the Intelligent Loan Comparator store my private financial data?
No, it does not. All calculations are processed locally on your infrastructure. Your sensitive banking details never leave your environment.
How accurate are the calculations from the Intelligent Loan Comparator?
They are 100% accurate. Because the Connector uses a deterministic math engine rather than a language model to do the math, it eliminates the risk of hallucinations.
Can I use the Intelligent Loan Comparator to see how much I save by paying extra?
Yes, you can. Your agent can use the payoff speed capability to tell you exactly how many months you'll shave off your loan and the total interest you'll save by making extra payments.
What is the difference between nominal and effective rates in this capability?
The capability converts the nominal rate (the advertised rate) into the effective annual rate, which accounts for compounding. This gives you a clearer picture of the true cost of borrowing.
Is the Intelligent Loan Comparator good for mortgage brokers?
It's an excellent capability for brokers. It allows you to provide clients with precise, verifiable loan comparisons and amortization schedules without doing manual calculations.
Does it support both PRICE and SAC amortization?
Yes. The calculate_loan_amortization capability flawlessly computes both standard PRICE (fixed installments) and SAC (constant principal payment) amortization schedules, returning first/last installments, total interest, and total cost.
Can I see how much I save by paying extra each month?
Absolutely. The calculate_loan_payoff_speed capability shows you exactly how many months you shave off and how much interest you save by adding an extra monthly payment to your principal.
What is the difference between nominal and effective interest rates?
Banks advertise nominal rates, but compounding makes the real cost higher. The calculate_effective_interest_rate capability converts any nominal annual rate into the true effective annual rate (EAR) based on how often interest compounds.
One connection away
Give your agent a direct line to loan-comparator.
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