NachoNacho MCP for AI. Manage SaaS spend and vendor payments via conversation.
Gemini Works with every AI agent you already use
…and any MCP-compatible client
Connect to your AI in seconds.
NachoNacho connects your AI agent directly to your virtual card and SaaS spending data. It lets you manage company expenses—creating cards, freezing funds, listing transactions, and checking subscription costs—all via natural conversation.
Stop guessing where your money goes; start controlling it.
What your AI can do
Check nachonacho status
Confirms that your connection and credentials are working properly.
Create card
Generates a brand new virtual card for specific spending needs.
Freeze card
Immediately locks down a card to prevent unauthorized spending.
Create, update, freeze, or unfreeze virtual cards instantly.
Retrieve comprehensive lists and details for every card transaction.
List the current balance available on your NachoNacho account.
Get a list and details of all managed SaaS subscriptions for cost visibility.
Ask an AI about this
Waiting for input…
NachoNacho: 12 Tools for Financial Spending Control
These tools let you read card balances, create spending limits, freeze funds, and audit every transaction or subscription in one place.
Make your AI actually useful.
Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.
Start using NachoNacho on VinkiusCheck Nachonacho Status
Confirms that your connection and credentials are working properly.
Create Card
Generates a brand new virtual card for specific spending needs.
Freeze Card
Immediately locks down a card to prevent unauthorized spending.
Get Card
Retrieves detailed information and current status for a specific virtual card.
Get Subscription
Fetches the details for a single managed SaaS subscription.
Get Transaction
Shows all payment details for one specific transaction.
List Balances
Lists your current account funds and available balance.
List Cards
Returns a list of every virtual card associated with the account.
List Subscriptions
Provides an overview of all active and managed subscriptions.
List Transactions
Retrieves a comprehensive list of recent card transactions.
Unfreeze Card
Reactivates a card that was previously frozen.
Update Card
Changes parameters like the spending limit or name on an existing virtual card.
Security and governance baked right in.
Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.
Claude AI
Open Claude Settings
Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.
Add Custom Connector
Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL:
https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp
Replace [YOUR_TOKEN_HERE] with your token
from cloud.vinkius.com. For OAuth-protected servers, expand
Advanced settings to add credentials.
Start a conversation
Open a new chat. The NachoNacho integration is available immediately — no restart needed.
Choose How to Get Started
Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.
Build Your Own
Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.
- Import from OpenAPI, Swagger, or YAML specs
- Create Agent Skills with progressive disclosure
- Deploy to edge with MCPFusion framework
- Built in DLP, auth, and compliance on every call
- Real time usage dashboard and cost metering
- Publish to catalog or keep private
Make Your AI Do More
Start with NachoNacho, then connect any of our 5,000+ other servers whenever your AI needs more. One click, no limits.
- Use this MCP plus 5,000+ others, all in one place
- Add new capabilities to your AI anytime you want
- Every connection is secured and compliant automatically
- Track usage and costs across all your servers
- Works with Claude, ChatGPT, Cursor, and more
- New servers added to the catalog every week
Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by NachoNacho. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.
VINKIUS INFRASTRUCTURE
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Managed infra
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Sandboxed per request
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Policy on every call
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Token Compression
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Works with Claude, ChatGPT, Cursor, and more
The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.
This connection provides 12 powerful capabilities that interface natively with Claude, ChatGPT, Cursor, and other compatible AI platforms. No middleware. No custom integration required.
Reconciling SaaS spending shouldn't feel like forensic accounting.
Right now, tracking company spend means logging into the bank portal, then jumping to your billing dashboard for Slack, Notion, and AWS. You copy data from one tab, paste it into a spreadsheet, and manually try to figure out if that $50 charge is budgeted or if you just forgot about that trial service.
With NachoNacho MCP Server, the agent handles the cross-platform audit. Instead of copying/pasting, you simply ask: 'What's our total spend on productivity tools?' You get a precise, synthesized answer based on `list_transactions` and `list_subscriptions`. Period.
NachoNacho MCP Server gives you immediate spending control.
Before this, if an employee made a mistake or there was fraud, the only stopgap was calling the bank and waiting. You couldn't intervene instantly from your workflow.
Now, with NachoNacho, you run `freeze_card` directly through your chat agent. The card is locked in seconds. You control the funds immediately, making it a crucial safety layer for any modern finance stack.
What your AI can actually do with this
Your AI agent connects directly to your NachoNacho spending account. You can manage complex SaaS expenditures and vendor payments using simple conversation prompts. It's built so you don't have to jump between dashboards or run API calls just to check a balance or set up a spending limit. Your agent handles the connection, executes the necessary steps, and gives you clear answers.
Managing Your Virtual Cards:
When you need card control, your agent first confirms everything's working with check_nachonacho_status. If you need new plastic for a specific job, it can instantly generate a virtual card using create_card, or if you just gotta know the status of an existing one, list_cards shows every account associated with the setup.
You can pull up deep details and current status on any single card using get_card. If the spending limit needs tweaking or the name is off, it handles that with update_card. For security, if you suspect fraud, your agent locks down a specific card immediately via freeze_card; when the risk passes, it reactivates it using unfreeze_card.
Auditing Every Dollar Spent:
To figure out where money's going, your agent first gives you an overview of all recent spending with list_transactions. If you need to zoom in on a specific purchase—say, that $20 charge from last Tuesday—it pulls up every payment detail for one transaction using get_transaction. To keep track of the whole operation, it always lists your current available funds and overall account balance via list_balances.
Monitoring Spending & Subscriptions:
For visibility into recurring bills, your agent handles subscriptions. It provides an overview of every active service with list_subscriptions, or you can drill down to get the specific details for just one managed SaaS subscription using get_subscription. You'll always know exactly what money you've got in the account by calling list_balances.
When your agent is running, it keeps everything conversational and direct. It doesn't give you fluff; it gives you facts about card lifecycle management (creating or updating cards), auditing spending history (listing all transactions and getting transaction details), tracking current funds (calling list balances), and monitoring subscriptions (getting lists and details of services).
You just tell your AI client what you need, and it makes it happen.
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Here's how it actually works
The bottom line is that your AI client talks to NachoNacho's backend tools and reports back what it found, without you ever seeing an API call or a dashboard.
Your AI client sends an intent (e.g., 'Show me last month's AWS spend') to the NachoNacho MCP Server.
The server identifies required actions and runs multiple tools, such as list_transactions and get_subscription, in sequence.
The agent compiles the results—the list of transactions, the current balance, etc.—and gives you a single, plain-English answer.
Who is this actually for?
This is for the Finance Analyst who has spent hours manually reconciling bank statements against vendor invoices. It’s also for Procurement Managers handling SaaS sprawl and Startup Founders whose budget depends on knowing exactly where every dollar goes.
They use list_transactions and get_transaction to reconcile unexpected charges against departmental budgets.
They call list_subscriptions and create_card when onboarding a new vendor or needing to cap spending on an existing service.
They run checks like 'What's our total spend?' by calling list_balances combined with list_cards to maintain cash flow visibility.
What Changes When You Connect
Stop Overspending: Use create_card to set spending limits for specific projects. If a card hits its cap, it stops working, preventing unexpected overruns.
Instant Fraud Control: If you spot suspicious activity, run freeze_card. You can instantly lock the funds and then use unfreeze_card when it's safe to resume normal spending.
Full Visibility on Spend: Running list_transactions gives you a complete audit trail. You don't have to jump between bank portals; all activity is here.
Clear Budget Tracking: Call list_balances any time, and your agent tells you exactly how much money is available before the next payment clears.
Catching SaaS Sprawl: Use list_subscriptions to see every recurring bill. This makes it easy to identify unused services that need canceling.
See it in action
The Urgent Fraud Check
An employee notices an unknown charge. They tell their agent, 'Check this transaction.' The agent runs get_transaction, shows the details (merchant name, amount), and confirms if it matches expected spending.
Onboarding a New Vendor
Procurement needs to pay a new contractor. They ask their agent to 'Set up a card for Acme Corp with $500 limit.' The agent runs create_card, issues the number, and records it in your system.
Quarterly Budget Review
Finance asks their agent, 'Show me total spending last quarter.' The agent uses list_transactions to pull all data, sums up the totals, and flags any card that spent close to its limit.
Audit Before Vacationing
A founder needs peace of mind before leaving. They ask their agent, 'Freeze every development card.' The agent runs freeze_card multiple times, ensuring all spending is halted until they return and call unfreeze_card.
The honest tradeoffs
Manually checking the bank statement
Spending half an hour on a banking website trying to match charges to specific software subscriptions. This is tedious and prone to human error.
Instead, ask your agent to run list_transactions or list_subscriptions. The server pulls all that data into one place for you.
Forgetting card limits
A team member uses a development card and racks up charges, only realizing the overspending when it hits their credit limit—which is too late.
Before spending, ask your agent to list_cards and then use update_card or create_card to set an explicit, low limit for that project.
Trying to calculate total spend manually
Copying dozens of transaction amounts from different reports into a spreadsheet just to get the grand total.
Just ask your agent: 'What is our current spending summary?' It runs list_balances and provides the necessary financial aggregate.
When It Fits, When It Doesn't
Use this server if you need hard data on who spends what, when, and why. Specifically, use it whenever tracking recurring SaaS costs or managing departmental budgets is critical. You must use it if your payment flow involves multiple services that require isolated spending limits (e.g., one card for AWS, another for Notion). Don't use this if you just need to track theoretical budget amounts—a simple spreadsheet will do. However, if you want the data automatically updated and available through a natural conversation with your AI agent, NachoNacho is what you need.
Questions you might have
How do I check my total available spending with NachoNacho? +
You run list_balances. This tool provides your account's current, real-time funds, telling you exactly how much money is available to spend before the next payment clears.
Can I set a spending limit on a new card using NachoNacho? +
Yes. You use create_card and specify the desired amount or monthly cap when calling the tool. This keeps your spend contained to exactly what you planned.
If I suspect fraud, how do I stop spending immediately with NachoNacho? +
Call freeze_card. This instantly locks down all activity on a specific card. Once the issue is resolved, you run unfreeze_card to reactivate it.
What if I need details about one specific charge from last month? +
Use get_transaction. You just provide enough detail (like a date range or merchant name), and the tool pulls all the specifics for that single payment.
How do I reactivate a card that has been frozen using the `unfreeze_card` tool? +
You simply call unfreeze_card(card_id). This action immediately restores spending capabilities and updates the status record. Your agent handles this by making sure the physical card is ready to use again, bypassing any manual UI steps.
What data do I get when I run `list_subscriptions`? +
The tool returns a comprehensive list of all managed SaaS subscriptions. For each one, you'll receive the service name, current billing cycle cost, and the associated vendor ID. This lets you quickly see where your recurring money is going.
How can I check if my NachoNacho integration is connected using `check_nachonacho_status`? +
Running check_nachonacho_status() confirms the live link between your AI client and the NachoNacho platform. If it succeeds, you're good to go; if it fails, it tells you exactly what credentials need fixing before any other tool will work.
If I use `get_card(card_id)`, what details do I receive? +
The card details include the full name of the virtual card, its current spending limit, and its expiration date. This is more granular than just listing it; you get the specific financial parameters for that single card.
Can I create and manage virtual cards? +
Yes. Create cards with spending limits, freeze/unfreeze them, and update configurations.
How does NachoNacho authentication work? +
Bearer authentication against api.nachonacho.com/v1.
Can I track SaaS subscriptions? +
Yes. List all managed subscriptions with plan, cost, renewal date, and associated virtual card.
We've already built the connector for NachoNacho. Just plug in your AI agents and start using Vinkius.
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