Rule of 40 Analyzer MCP for AI. See if your SaaS is actually healthy.
Works with every AI agent you already use
…and any MCP-compatible client








Connect to your AI in seconds.
Rule of 40 Analyzer helps you figure out if your software business is actually healthy or just burning cash. It takes your revenue growth and your profit margins to give you a single score.
You can see where you stand against industry benchmarks and track your performance over the last twelve months to spot trends before they become problems.
It's the fastest way to get a clear health status for your SaaS.
What your AI can do
Compare to sector peers
Checks your score against standard benchmarks for SaaS, Fintech, or Cloud.
Compute ttm metrics
Aggregates quarterly data to find your trailing twelve-month performance score.
Calculate rule of 40
Calculates your Rule of 40 score and assigns a performance tier.
Get a single metric that combines your growth and profitability into a clear performance score.
Aggregate your last four quarters of data to see your long-term performance trend.
See how your score stacks up against standard benchmarks for SaaS, Fintech, or Cloud.
Find out if your company falls into the Risk, Healthy, or Elite categories.
Identify whether your performance is improving or slipping over time.
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Rule of 40 Analyzer (3 tools)
Calculate your SaaS health score, aggregate TTM metrics, and compare your performance against industry peers.
Make your AI actually useful.
Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.
Start using Rule of 40 Analyzer on VinkiusCompare To Sector Peers
Checks your score against standard benchmarks for SaaS, Fintech, or Cloud.
Compute Ttm Metrics
Aggregates quarterly data to find your trailing twelve-month performance score.
Calculate Rule Of 40
Calculates your Rule of 40 score and assigns a performance tier.
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Works with Claude, ChatGPT, Cursor, and more
The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.
This connection provides 3 powerful capabilities that interface natively with Claude, ChatGPT, Cursor, and other compatible AI platforms. No middleware. No custom integration required.
Stop guessing your growth status.
Most SaaS founders spend way too much time staring at a messy spreadsheet. You're trying to balance growth with profitability, but looking at one number at a time doesn't tell the whole story. You end up manually adding up percentages from the last four quarters or trying to remember what the average growth rate is for your specific niche.
This MCP cuts out the manual math. You just tell your agent what your current numbers are, and it gives you a single score. You get a clear healthy or risk status instantly, so you can stop overthinking the data and start making moves.
Rule of 40 Analyzer for faster decisions.
You no longer have to manually aggregate quarterly data or hunt for industry benchmarks. The MCP handles the TTM calculations and the peer comparisons for you.
It turns a tedious afternoon of spreadsheet auditing into a five-second conversation with your agent. You get the answers you need without the busy work.
What your AI can actually do with this
Imagine you're looking at a spreadsheet of growth rates and EBITDA margins, trying to figure out if your software business is actually performing well or just burning cash to keep the lights on. You need a clear number to tell you if you're hitting the industry standard. This MCP handles that math for you.
Instead of jumping between tabs to calculate trailing twelve-month averages or trying to remember what the average growth for a fintech company looks like this year, you just ask your agent. It pulls the numbers, runs the math, and tells you exactly where you land. It's built for people who need to move fast and make decisions based on hard data.
Whether you're prepping for a board meeting or just checking your own pulse as a founder, you can get a clear picture of your efficiency in seconds. You can find this and hundreds of other tools in the Vinkius catalog to keep your stack organized. It turns a messy pile of financial data into a clear healthy or risk status so you can focus on actual growth instead of manual math.
It's about getting the big picture without the headache of manual calculation. You get to stop being a human calculator and start being a strategist. By automating the heavy lifting of financial aggregation, you can spend your time on high-level planning rather than chasing down quarterly percentages.
019ee3e6-28df-702b-b498-1fbc7f9c88a8 Here's how it actually works
The bottom line is it turns raw financial data into a clear ranking of your company's health.
Provide your current revenue growth rate and profit margin.
Tell your agent which industry sector you want to compare against.
Get a performance score, a tier ranking, and a peer comparison.
Who is this actually for?
SaaS founders and finance leads who are tired of manual spreadsheet math and need a clear way to communicate business health to stakeholders.
Checking if current growth is sustainable and if the company is hitting health targets before a board meeting.
Evaluating the efficiency of a startup during due diligence by benchmarking them against sector peers.
Aggregating quarterly data into trailing twelve-month metrics for accurate internal reporting.
Understanding the high-level business impact of new features on company-wide margins and growth.
What Changes When You Connect
Stop guessing your growth status. Use calculate_rule_of_40 to get a definitive score that shows if you're in the Risk, Healthy, or Elite tiers based on your real numbers.
Get a clear view of long-term trends. Use compute_ttm_metrics to stop looking at single quarters and see how you've performed over the last twelve months.
Stop comparing your apples to oranges. compare_to_sector_peers lets you see how you stack up against actual peers in Fintech or Cloud so you know where you actually stand.
Save hours of manual spreadsheet work. Your agent does the heavy lifting of aggregating data and running the math for you, so you can spend your time on strategy.
Make better board presentations. You can provide your team with a standardized metric that the industry actually respects, making your reports look professional and accurate.
See it in action
Validating growth vs. margin
A founder wants to know if 30% growth justifies a 5% margin. They ask the agent to calculate the Rule of 40 score to see if they are in the Healthy tier.
Due diligence benchmarking
A VC analyst needs to see if a startup is healthy compared to other SaaS companies. They use the peer comparison tool to get a benchmark gap.
Quarterly trend analysis
A finance lead wants to see if the last four quarters show a downward trend. They use the TTM metrics tool to aggregate the data into one score.
Checking Elite status
A startup owner wants to know if they have reached Elite status. They run the score and see their tier ranking immediately without opening a spreadsheet.
The honest tradeoffs
Guessing peer averages
Saying 'I think we're doing better than average' without any data.
Use compare_to_sector_peers to get actual data for SaaS or Fintech.
Only looking at the last month
Thinking the company is winning because of one good month.
Use compute_ttm_metrics to see the trend over the last twelve months.
Mixing different profit types
Using gross margin instead of EBITDA or FCF for the health score.
Ensure you're providing the correct margin for calculate_rule_of_40 to get an accurate tier.
When It Fits, When It Doesn't
Use this if you run a SaaS or software company and need a standardized way to measure growth vs. profitability. It's perfect for quick health checks, preparing for investment rounds, or internal quarterly reviews. Use it if you have your growth and margin numbers ready and want an instant healthy or risk label. It's a great way to get a pulse check on your business efficiency without doing the math yourself. Don't use this if you need to track complex unit economics like LTV or CAC, as those aren't part of the Rule of 40. Also, don't use it if you need real-time, per-transaction data; this is for high-level financial snapshots. If you need deep accounting features or a way to manage actual invoices, you'd need a full ERP connector instead. This tool is about the high-level health score, not the granular bookkeeping.
Questions you might have
What is the Rule of 40 Analyzer? +
It's an MCP that calculates your SaaS health by combining growth rates and profit margins into a single score.
How does Rule of 40 Analyzer handle TTM metrics? +
It uses compute_ttm_metrics to pull in and aggregate your quarterly data over the last twelve months.
Can Rule of 40 Analyzer compare me to other companies? +
Yes, compare_to_sector_peers checks your score against standard benchmarks for SaaS, Fintech, and Cloud.
What tiers does Rule of 40 Analyzer use? +
It categorizes your performance into Risk, Healthy, or Elite based on your specific score.
Is Rule of 40 Analyzer good for non-SaaS companies? +
It's specifically built for software and SaaS businesses to evaluate growth versus profitability.
What specific data does the `calculate_rule_of_40` command require? +
You need to provide a revenue growth rate and a profitability margin, like EBITDA or FCF. The MCP uses these two numbers to calculate your score and assign a performance tier.
Can I use the Rule of 40 Analyzer with Cursor or Windsurf? +
Yes, it works with any MCP-compatible client, including Claude, Cursor, and Windsurf. You just connect the MCP to your preferred agent to start running analysis.
What industries are available in the `compare_to_sector_peers` tool? +
It benchmarks against Software (SaaS), Fintech, and Infrastructure/Cloud. These categories help you see how your company's score stacks up against established industry standards.
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