Yodlee MCP for AI. Access bank data with natural language prompts.
Works with every AI agent you already use
…and any MCP-compatible client








Connect to your AI in seconds.
Yodlee MCP connects your AI agent directly to bank data, letting you list accounts, pull transaction histories, and manage provider credentials without leaving your chat window.
Get programmatic access to financial details from major institutions—all through a simple conversation.
What your AI can do
Generate token
Generates an active access token needed for subsequent data calls.
Create provider account
Starts the process of linking a new financial institution account.
Create verification
Initiates an account verification check, useful for confirming identity with a bank.
List every financial account tied to the user profile and get specific details on any single account.
Fetch, filter, and summarize transactions across all connected accounts based on keywords, dates, or categories.
Initiate new connections to financial institutions, refresh old credentials, or remove an account entirely from the profile.
Search for supported banks and find out what login information they require before linking them.
Start an account verification process or retrieve the results to confirm a user's identity with a bank.
Ask an AI about this
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Yodlee: 13 Financial Tools
These tools let your agent interact with every part of the financial connection lifecycle—from listing accounts to updating provider credentials.
Make your AI actually useful.
Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.
Start using Yodlee on VinkiusGenerate Token
Generates an active access token needed for subsequent data calls.
Create Provider Account
Starts the process of linking a new financial institution account.
Create Verification
Initiates an account verification check, useful for confirming identity with a bank.
Delete Account
Removes a specified financial account from the user's linked profile.
Get Account
Retrieves detailed information and current balances for a specific linked account ID.
Get Provider Account
Checks the progress of an existing account refresh or linking process status.
Get Provider
Fetches details about a particular financial institution, including its login requirements.
Get Verification
Retrieves the final results and status of a requested account verification check.
List Accounts
Lists all financial accounts currently connected to the user's profile.
List Providers
Searches and lists major financial institutions that are supported by Yodlee.
List Transaction Categories
Provides a list of all standard categories available for classifying transactions.
List Transactions
Fetches and summarizes transaction data across all linked accounts, filtered by time or keywords.
Update Provider Account
Updates login credentials for a provider or manually triggers an account refresh.
Security and governance baked right in.
Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.
Choose How to Get Started
Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.
Build Your Own
Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.
- Import from OpenAPI, Swagger, or YAML specs
- Create Agent Skills with progressive disclosure
- Deploy to edge with MCPFusion framework
- Built in DLP, auth, and compliance on every call
- Real time usage dashboard and cost metering
- Publish to catalog or keep private
Make Your AI Do More
Start with Yodlee, then connect any of our 5,100+ other servers whenever your AI needs more. One click, no limits.
- Use this MCP plus 5,100+ others, all in one place
- Add new capabilities to your AI anytime you want
- Every connection is secured and compliant automatically
- Track usage and costs across all your servers
- Works with Claude, ChatGPT, Cursor, and more
- New servers added to the catalog every week
Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Yodlee. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.
VINKIUS INFRASTRUCTURE
Cloud Hosted
Managed infra
V8 Isolated
Sandboxed per request
Zero-Trust Proxy
No stored credentials
DLP Enforced
Policy on every call
GDPR Compliant
EU data residency
Token Compression
~60% cost reduction
Works with Claude, ChatGPT, Cursor, and more
The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.
This connection provides 13 powerful capabilities that interface natively with Claude, ChatGPT, Cursor, and other compatible AI platforms. No middleware. No custom integration required.
Getting financial data used to mean jumping through hoops.
Today, pulling a complete picture of your finances requires logging into multiple bank portals. You download statements for credit cards here, and then you manually export CSVs from investment platforms there. If you need to analyze spending across three different accounts, you spend hours cleaning up data that was never structured for easy comparison.
With this MCP, the process changes completely. Your agent doesn't care about portals or file formats. It just asks the underlying system for 'all transactions between X and Y.' The result is one clean feed of data ready to use.
List Transactions: What you get from this MCP.
You don't have to write complicated filters or merge disparate spreadsheets. You ask the agent for 'all transactions in Q3 containing gas station spending,' and it handles retrieving the data using `list_transactions` across every linked source automatically.
The result is a single, unified view of your spending that you can analyze immediately. No more manual cleanup. It's just done.
What your AI can actually do with this
You don't need to jump between banking portals or export mountains of CSV files just to get an overview. This MCP gives your AI agent the ability to pull real-time financial data, letting you ask questions like, 'How much did I spend on dining out last quarter?' and getting a precise answer right back.
It handles listing all linked accounts, fetching filtered transactions by category or date, and even managing credential refreshes for specific providers.
Building custom finance dashboards used to mean writing complex scripts and dealing with messy APIs. Now, you tell your agent what data you need—whether it's checking the status of a new bank link or finding out which institutions are supported—and it handles the heavy lifting. Because every single action takes place within Vinkius, all tool calls produce a cryptographically signed audit trail.
You always know exactly who asked for what data and when, making compliance easier than ever.
019ea610-7374-7079-bb2f-9528f0be3774 Here's how it actually works
The bottom line is you get actionable financial data through natural conversation, without ever having to touch an API endpoint yourself.
Subscribe to this MCP and enter your Yodlee Base URL, Client ID, and Secret.
Your AI client uses those credentials to securely talk to the financial service via Vinkius's zero-trust proxy.
You ask your agent a question—like 'Show me all my accounts'—and it returns structured, usable data.
Who is this actually for?
Financial Analysts who hate manual CSV exports; Fintech Developers building compliance tools; and Personal Finance Managers tracking net worth across multiple institutions. If your job involves knowing where money came from, this is for you.
Aggregating transaction data to build reports that categorize expenses or track spending patterns without manual exports.
Testing complex account linking flows and API responses directly from the terminal for integration testing.
Building custom client agents that track overall net worth and flag unusual spending across different bank accounts.
What Changes When You Connect
Get instant visibility into linked accounts. Instead of manually running list_accounts and checking balances, your agent pulls the full list in a single query.
Cut through manual reporting. Use list_transactions to pull filtered transaction history—by date or category—and get clean, structured data instantly.
Manage credentials safely. You can use get_provider_account and update_provider_account to refresh old logins without needing to log into multiple bank websites.
Verify links programmatically. Need to know if a new connection is legitimate? Use create_verification followed by get_verification to confirm status on the fly.
Know your options first. Before building an integration, run list_providers to see which banks are supported and what credentials they require.
See it in action
Client onboarding checklist
A client service manager needs to verify all required accounts for a new user. Instead of calling three different systems, the agent first runs list_providers to confirm bank support, then uses get_provider to check login requirements, and finally attempts to run create_provider_account.
Spending pattern audit
A financial analyst needs to know if the last quarter's spending was mostly discretionary or essential. They ask the agent to run list_transactions, filtering by keywords like 'travel' and comparing it against transactions categorized as 'utilities'.
Data migration prep
A developer needs a full list of all accounts for a database migration test. They use list_accounts to get every account ID, then loop through them using get_account to verify balances and structure.
Investigating suspicious activity
A PM spots an unknown transaction. They ask the agent to run list_transactions for a specific date range, allowing them to quickly identify the merchant and check if it matches any known categories via list_transaction_categories.
The honest tradeoffs
Trying to guess account IDs
The user tries to pass a random ID into an API call thinking it works, resulting in an error because they don't know which accounts are linked.
Always start by calling list_accounts first. This gives you the full list of active and valid account IDs to work with for any subsequent calls.
Skipping credential checks
Trying to refresh an account without knowing if the bank changed its login requirements, leading to failed updates.
Before running update_provider_account, always run get_provider for that institution. This tells you exactly what credentials (username, password) are currently required.
Ignoring account status
Assuming an account is active when the link has expired or been deleted by the user.
Check the status first. Use get_provider_account to check if the refresh process is needed, or use list_accounts to confirm its current existence.
When It Fits, When It Doesn't
Use this MCP when your goal is comprehensive visibility into multiple financial accounts—you need transactions, balances, and provider status. It's essential for auditing, budgeting, and reporting across silos. Don't use it if you only need to check a single public API (like stock prices) or if the data source isn't tied directly to bank credentials. If your task is simple categorization based on keywords already provided in an input file, you might be better off with a pure text processing MCP instead of needing full account aggregation.
Questions you might have
How do I list all my accounts using the Yodlee MCP? +
You call list_accounts. This tool sends a request to retrieve every financial account ID and basic status connected to your profile in one go.
Can I refresh credentials with the Yodlee MCP? +
Yes. Use the update_provider_account tool, or first check the status using get_provider_account if you suspect a credential issue.
Is the data from list_transactions real-time? +
The data retrieved via list_transactions reflects the current aggregated state of your linked accounts, pulling history and balances as needed. Always check the provider's last update time for maximum accuracy.
What if I need to know what banks are supported? Yodlee MCP? +
Use list_providers. This tool searches the catalog of major financial institutions that have established integration with Yodlee, letting you plan your workflow accurately.
How do I handle expired access keys using the `generate_token` tool? +
You run generate_token with your credentials to get a fresh key. This function issues a new, valid Yodlee access token, ensuring your AI agent doesn't fail because of an expired API key. It keeps your connections secure and running smoothly.
What information do I get when checking status with `get_provider_account`? +
This tool confirms the current state of a linked account or refresh process. It tells you if your credentials are valid, if a manual update was successful, or if further action (like user input) is required to complete linking.
Before analyzing transactions, how do I use `list_transaction_categories`? +
This command provides you with the full list of available transaction categories. You get the predefined taxonomy used by Yodlee, allowing your agent to accurately categorize expenses or filter records without guesswork.
How do I permanently remove a linked account using the `delete_account` tool? +
Calling delete_account immediately severs the connection to that financial institution. This action permanently removes the account from your profile, ensuring sensitive data is no longer accessible through any of your AI workflows.
Can I filter transactions by a specific date range or category? +
Yes. Use the list_transactions tool with optional parameters like fromDate, toDate, and categoryId to narrow down your financial history.
How do I find if a specific bank is supported by Yodlee? +
You can use the list_providers tool to search for financial institutions and the get_provider tool to see specific details and requirements for that institution.
Is it possible to remove a linked account through the AI agent? +
Yes. The delete_account tool allows you to remove a specific account from the user profile by providing its unique Account ID.
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